How to use the Amex Business Platinum's $200 Hilton statement credit
Editor's Note
The Business Platinum Card® from American Express is a favorite at TPG, thanks to its impressive range of statement credits and perks.
One of the card's standout benefits is up to $200 in Hilton statement credits per calendar year.
Let's dive into this benefit and how it compares to similar statement credits offered by some other American Express cards.
Related: Forgettable statement credits checklist: Perks and benefits not to be overlooked
$200 Hilton statement credit
Amex Business Platinum Card members receive up to $200 in statement credits for Hilton purchases every calendar year. Rather than receiving the credits all at once, they're divided throughout the year so that members earn up to $50 per quarter (enrollment required).
Purchases made directly with a Hilton portfolio property are eligible to receive the statement credit. These can include eligible room rates, as well as incidental purchases charged to the room, such as dining purchases, room service and spa treatments.
To receive the statement credit, you must also have a Hilton for Business membership. If you don't currently participate in the program, you will be registered upon enrolling in this benefit.
Data points suggest the following purchases should trigger the statement credit, even when not staying at a hotel:
- Gift store purchases at a Hilton property
- Dining purchases at a restaurant in a Hilton property
Of course, your experiences may vary.
Director of credit cards, points and miles content Carly Helfand recently put her $50 quarterly Hilton statement credits toward prepaid dining vouchers at the Conrad Algarve, helping turn a points stay into a near all-inclusive experience. It's a clear example of how versatile these statement credits can be — even without booking a cash room rate.
Check out our guide to maximizing Hilton statement credits to learn the best ways to use this benefit on the Amex Business Platinum.
Bottom line
The addition of the Hilton statement credit to the Amex Business Platinum's lineup of perks is a great value proposition, as it gives cardmembers more value above and beyond the card's $895 annual fee (see rates and fees).
If you're a current cardmember, log in to your account to enroll in the benefit and register for Hilton for Business.
To learn more, read our full review of the Amex Business Platinum.
Apply here: The Business Platinum Card from American Express
For rates and fees of the Amex Business Platinum, click here.
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| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.