Amex Blue Cash Everyday offers $100 cash back, 20% back on purchases at Amazon

Nov 12, 2020

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Editor’s note: This is a recurring post, regularly updated with new information.

American Express is known for its fantastic lineup of travel credit cards that earn valuable Membership Rewards points. But Amex also offers a few great cash-back options if that’s more your speed. One of its cards now has an elevated welcome offer to help you maximize your earning.

The Blue Cash Everyday® Card from American Express now offers two deals: earn a $100 cash back (via statement credit) after you spend $1,000 on purchases in the first six months of account opening, plus 20% back on purchases at Amazon.com (up to $200) in the first six months of card membership. Let’s look at the details.

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Blue Cash Everyday Credit Card

(Photo by Eric Helgas/The Points Guy.)
(Photo by Eric Helgas/The Points Guy.)

Annual fee: $0 (see rates and fees)

Welcome offer: Earn 20% back on eligible Amazon purchases — up to $200 — in the first six months of card membership. Also, new cardmembers can earn $100 cash back after spending $1,000 in the first six months of account opening.

Rewards rate: 3% at U.S. supermarkets (up to $6,000 in eligible purchases per calendar year; then 1%), 2% back on transit and U.S. gas stations and at select U.S. department stores, and 1% on everything else.

Is the card worth it?

The no-annual-fee Blue Cash Everyday card (see rates and fees) offers a solid array of bonus categories at lower multipliers when compared to its sibling, the Blue Cash Preferred® Card from American Express. And instead of earning on select U.S. streaming services like the Blue Cash Preferred, you can earn on at select U.S. department stores. This is a welcome offer that Amex has presented to new cardholders before. The Blue Cash Preferred is the more valuable option, but there are benefits to the Blue Cash Everyday if you are adamant about avoiding an annual fee.

Check out our full card review.

APPLY HERE: Blue Cash Everyday Credit Card

Bottom line

You should always strive to earn the best bonus possible no matter what, but this is especially important for American Express credit cards. Amex has a policy that you can only earn one welcome offer per card per lifetime. This means you have one shot to earn a welcome offer for each of Amex’s credit cards. If you apply for a card now with a less-than-stellar bonus, you won’t be able to apply for it again in the future to earn a better bonus.

The current welcome offers on the Blue Cash Everyday card is both valuable and easy to earn, which makes it a great time to apply.

Additional reporting by Benét J. Wilson.

Featured image by John Gribben for The Points Guy

For rates and fees of the Amex Blue Cash Preferred, please click here
For rates and fees of the Amex Blue Cash Everyday, please click here

Blue Cash Everyday® Card from American Express
Apply Now
More Things to Know
  • Earn 20% back on purchases at Amazon.com on the Card in the first 6 months, up to $200 back.
  • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 6 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
0% on purchases for 15 months
Regular APR
13.99%-23.99% Variable
Annual Fee
$0
Balance Transfer Fee
N/A
Recommended Credit
Excellent, Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.