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American Express Now Allows You to Temporarily Freeze Your Card

Aug. 07, 2018
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2 min read
American Express Now Allows You to Temporarily Freeze Your Card
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In an email sent out to American Express cardholders this morning, the issuer has announced a series of customer friendly improvements including the option to freeze your card.

This new tool will come in handy if you've temporarily misplaced your card — maybe you left if behind at a restaurant or are positive it's in your apartment, but you just can't seem to find it. Now you can freeze your card until you find it instead of calling the bank, canceling your card and waiting a few days for a new one to come in the mail.

If you believe there's been fraudulent activity on your account you should still notify Amex immediately.

You won't be totally debilitated when you freeze a card — Amex says that your card will be prevented from being used for new purchases but will still work for recurring bills. Additionally, you'll be able to use your card for digital wallet transactions and some online purchases where your card is already on file.

Card freezes take effect immediately and can be removed with the click of a button. Note that seven days after freezing your card, it will automatically be unfrozen. You can check here to see the "Freeze Card" page.

Bank of America, Capital One, Citi and Discover all have a similar tools that let you temporarily freeze your account.

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Amex also announced improvements to the account activity page, the ability to enroll in real-time alerts and a streamlined help center.

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  • Annual Fee

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  • Recommended Credit

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Why We Chose It

The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)

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  • Business owners are also able to add employee cards for free.

Cons

  • The card requires significant spending to earn the welcome offer.
  • Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
  • LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • This is a pay-in-full card, so your balance is due in full every month