How to transfer Chase Ultimate Rewards points to IHG One Rewards
The Chase Ultimate Rewards program allows travelers to redeem their rewards in various ways. But one of the most valuable ways to redeem Chase points is via Ultimate Rewards' airline and hotel transfer partners. One of these transfer partners is IHG One Rewards.
However, some Chase transfer partners offer more valuable rewards than others. So, here's everything you should know if you're considering transferring Chase points to IHG One Rewards.
How to transfer Chase Ultimate Rewards points to IHG One Rewards
If you have at least one Chase credit card that earns transferable Ultimate Rewards points, you can redeem your rewards by transferring them to select airline or hotel programs that partner with the Ultimate Rewards program. One of these partner programs is IHG One Rewards.
You can transfer Chase points to IHG in increments of 1,000 via the Chase website or app. Transfers are final, though, so ensure you are certain you want to transfer Chase points to IHG before completing the transfer.
Related: How (and why) you should earn transferable credit card points
Can you transfer Chase points to IHG?
You can transfer Chase points to IHG One Rewards if you have select Chase cards that earn transferable Ultimate Rewards points, including:
- Chase Sapphire Reserve® (see rates and fees)
- Chase Sapphire Reserve for Business℠ (see rates and fees)
- Chase Sapphire Preferred® Card (see rates and fees)
- Ink Business Preferred® Credit Card (see rates and fees)
You can combine rewards across all your Ultimate Rewards cards — including Ultimate Rewards cards like the Chase Freedom Flex® (see rates and fees) and the Chase Freedom Unlimited® (see rates and fees) that earn cash-back rewards — into a single account. If the account you use to collect your rewards earns transferable Ultimate Rewards points, then all the rewards in that account are transferable.
So, if you have the Chase Sapphire Preferred and the Chase Freedom Unlimited, you can combine the rewards you earn on your Freedom Unlimited into your Sapphire Preferred account. Then, you could transfer any or all of the rewards in your Chase Sapphire Preferred account to IHG One Rewards (or any of the other Chase transfer partners).
Related: How (and why) to combine your Chase Ultimate Rewards points into a single account
Chase to IHG transfer ratio
The Chase-to-IHG transfer ratio is 1:1. However, you can only transfer Chase points in increments of 1,000.
For every 1,000 Chase points you transfer, you'd get 1,000 IHG points. Based on TPG's January 2026 valuations, 1,000 Chase points are worth $20.50 while 1,000 IHG points are worth $5. That's a significant difference, although you may receive more or less value when redeeming IHG points, depending on your specific redemption.
Chase occasionally offers transfer bonuses. During such bonuses, you may be able to transfer points from Chase to IHG at a higher ratio.
Related: How much are Chase Ultimate Rewards points worth?
How long does it take to transfer Chase points to IHG One Rewards?
Transfers from Chase to IHG are usually instant. And even if the transfer isn't instant, it will usually occur by the next business day. So, you can typically wait to transfer Chase points to IHG until you need IHG points for a booking.
In rare cases, it may take up to seven business days to transfer Chase points to IHG One Rewards. Luckily, you'll receive an email confirming your points transfer is in progress once you confirm a transfer request with Chase. Then, you'll get another email from Chase once the transfer is complete. So, even if the transfer isn't instant, you can rely on getting an email once the transfer is complete.
Related: How long do Chase Ultimate Rewards points take to transfer to partner programs?
How to transfer Chase points to IHG One Rewards
To transfer Chase points to IHG One Rewards, go to the Chase website or app and log in. Click on the Chase card that earns transferable Ultimate Rewards points that you want to use. On the page that loads, click on "Redeem" next to your points balance.
Click "Travel" on the top navigation bar, and select "Transfer points to partners."
Scroll through the transfer partners list until you can click on the IHG One Rewards tile. Read through the information on the page that loads, then click "Transfer points." Doing so will take you to a page where you can enter or confirm your IHG One Rewards account information before clicking "Next."
Enter the number of Chase points you want to transfer to IHG and then click "Next."
A final page will load, allowing you to review and verify all the information. Click "Submit" once you're ready to transfer Chase points to IHG One Rewards.
Transferring Chase points to IHG is a one-way transaction, so be sure you want to do so before submitting the form.
Related: Should you buy IHG points or transfer rewards from Chase?
When should you transfer Chase points to IHG One Rewards?
Now that you know how to transfer Chase points to IHG One Rewards, the question is: When should you transfer Chase points to IHG?
The answer to this question varies from person to person and depends on many different factors. But, considering that Chase points are more than four times as valuable as IHG points based on TPG's January 2026 valuations, many award travelers would tell you that you should not transfer Chase points to IHG One Rewards.
In fact, it's my personal belief that you usually shouldn't transfer Chase points to IHG One Rewards for two reasons. Firstly, other Chase transfer partners can provide much more value per Chase point. One of these partners is World of Hyatt, which offers award nights starting at just 3,500 points per night. Additionally, you can usually purchase IHG points for as little as 0.5 cents each several times a year.
So, I prefer to buy IHG points during 100% bonus sales for 0.5 cents each. And I prefer to transfer my Chase points to other transfer partners, such as World of Hyatt and Air Canada Aeroplan.
This doesn't mean it will never be the right move for someone to transfer Chase points to IHG, though. For example, if you're just a few thousand points shy of being able to book an IHG award night or stay, it could make sense to transfer Chase points to IHG to complete the booking. However, in most cases, you'll get more value from your points when you use other Chase transfer partners. Or, if you really want to book an IHG hotel with Chase points, you may get better value by redeeming Chase points through the Chase Travel℠ portal for a paid stay.
Related: When to transfer Chase points instead of booking a hotel through Chase Travel
Bottom line
Chase Ultimate Rewards points are the most valuable credit card rewards currency, according to TPG's January 2026 valuations. And the Chase transfer partners are some of the best ways to get outsize value from your points.
It's possible to get plenty of value when redeeming IHG points, but the low value of IHG One Rewards points (0.5 cents each based on TPG's January 2026 valuations) compared to other Chase transfer partners makes IHG One Rewards one of the weaker options for transferring Chase points. As such, you'll usually want to transfer your Chase points to other transfer partners.