Quick Points: Stack Premier qualifying points from United credit cards
Editor's Note
One of the metrics you can use to earn United Premier status is Premier qualifying points.
You'll usually earn PQPs through flights, but you can also earn them through select United Airlines credit cards. Best of all, you can stack PQPs from multiple United cards, which will become more useful in 2026. Here's what you should know.
Requirements for United Premier status
United made some changes for 2025, making it harder than ever to earn status. To qualify for United Premier status valid through Jan. 31, 2027, you must take at least four United or United Express flights and meet one of the following requirements through your activity in 2025.
| Status tier | Requirements to qualify through PQPs alone | Requirements to qualify through PQPs and Premier qualifying flights |
|---|---|---|
Premier Silver | 6,000 PQPs | 5,000 PQPs and 15 PQFs |
Premier Gold | 12,000 PQPs | 10,000 PQPs and 30 PQFs |
Premier Platinum | 18,000 PQPs | 15,000 PQPs and 45 PQFs |
Premier 1K | 28,000 PQPs | 22,000 PQPs and 60 PQFs |
You can get Premier Silver status through United's partnership with Marriott, and frequent travelers may be able to snag lifetime United status. But otherwise, you must requalify for United status each year to continue enjoying its benefits.
Related: United elite status is slipping further out of my reach — here's what I'm doing as a result
Earning PQPs through United credit cards
Besides flights, you can also earn PQPs through United credit cards. United recently overhauled several cards, so now the earning rate for PQPs and the maximum number of PQPs you can earn vary based on card type as follows:
| Card | Earning rate | Maximum number of PQPs you can earn on this card within a calendar year |
|---|---|---|
1 PQP per $15 | up to 28,000 PQPs | |
1 PQP per $20 | up to 18,000 PQPs | |
1 PQP per $20 | up to 1,000 PQPs | |
1 PQP per $15 | up to 28,000 PQPs | |
1 PQP per $20 | up to 4,000 PQPs |
The information for the United Club Business Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
That's right: You could, in theory, earn Premier 1K status based solely on card spending with the United Club Card or the United Club Business Card. These two cards carry high annual fees but earn PQPs at the highest rates. So, if you decide to focus on earning PQPs through spending on a United card, you'll want one of these two cards.
Starting in 2026, some United cards will offer card bonus PQPs each year to travelers who were cardmembers as of Dec. 31 of the prior year. Specifically, United Quest Card members will earn 1,000 card bonus PQPs each year, awarded within 8 weeks of February 1, while United Club Card and United Club Business Card members will earn 1,500 card bonus PQPs each year. Best of all, these card bonus PQPs will be stackable if you have multiple United cards.
Related: Is the United Club Card annual fee worth it?
Bottom line
You could earn all the PQPs needed for top-tier Premier 1K status from credit cards alone, but doing so would require a lot of spending. Not to mention, you likely won't get significant value from having United Premier status if you don't fly with the airline enough to earn a decent chunk of PQPs from flying.
As such, I recommend earning most of your PQPs from flying and using one or more United credit cards to top off your PQP balance with spending (and, starting in 2026, card bonus PQPs). If you're interested in stacking card bonus PQPs in 2026 and beyond, ensure you have some combination of the United Quest Card, the United Club Card and the United Club Business Card in your wallet at the end of 2025.
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Rewards
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
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- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month
Rewards Rate
| 2X miles | 2 miles per dollar on every purchase |
| 5X miles | 5 miles per dollar on flights and vacation rentals booked through Capital One Business Travel |
| 10X miles | 10 miles per dollar on hotels and rental cars booked through Capital One Business Travel |
Intro Offer
Earn 200K miles when you spend $30K in the first 3 months, and an additional 200K miles when you spend $150K in the first 6 monthsLIMITED-TIME OFFER: Earn up to 400K bonus milesAnnual Fee
$395Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.740-850Excellent
Why We Chose It
The Capital One Venture X Business Card has all the Capital One Venture X Rewards Credit Card has to offer and more. It offers an incredible welcome bonus and requires an equally impressive spend to qualify. In addition, the card comes with premium travel perks like annual travel credit. (Partner offer)Pros
- The Capital One Venture X business card has a very lucrative welcome offer.
- In addition, the card comes with many premium travel perks such as an annual $300 credit for bookings through Capital One Business Travel.
- Business owners are also able to add employee cards for free.
Cons
- The card requires significant spending to earn the welcome offer.
- Another drawback is that the annual travel credit can only be used on bookings made through Capital One Business Travel.
- LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
- Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
- Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
- With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
- Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
- Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
- Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
- Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- This is a pay-in-full card, so your balance is due in full every month