How to Fly to the Carribean for Fewer Miles and Get Free Stopovers
A few months ago I wrote about how the next award chart sweet spot I wanted to use was via Star Alliance partner ANA as you can get to the Caribbean and back from many cities in the United States for only 22,000 miles round trip. Even better than that, you can even have multiple free stopovers in some situations! Recently the situation presented itself to put this sweet spot into action as we have a wedding to attend in Jamaica next year, so I'll talk you through what we did and how to take it even further than that all for a fraction of the mileage price that the US airlines charge.
ANA has a distance based chart:
ANA utilizes a distance based award chart similar to British Airways which means that shorter flights are going to cost a relatively small number of miles. Even if you have never flown on ANA you can still take advantage of this award chart sweet spot since ANA is a 1:1 transfer partner of the American Express Membership Rewards program.
Their stopover rules are a little confusing at first, but somewhat outlined here. Here are a few award ticket rules and tips.
- Up to four stopovers (one stopover per city, two stopovers within Europe)
- No stopovers or ground transportation within the country of origin are permitted on international routes
- The departure airport and the final destination on the itinerary may differ, but must be in the same country
- You cannot arrange an itinerary to go to a third country via the departure country
- To use a different class within the itinerary, you can apply the mileage for the higher class to the entire itinerary
- Itinerary is valid for up to 12 sectors/segments
- Open-jaw is permitted
- Awards cannot be issued for one-way travel
- Award User Registration (up to 10 persons) is required for persons other than the member to use Flight Awards
- Changes are accepted up to 4 days prior (excluding the boarding date). The validity cannot be extended for award tickets, even if it includes unavailable periods
- If all of the sectors have not been used, a refund is permitted. However, 3,000 miles per passenger will be assessed as a refund fee
- ANA does charge fuel surcharges, but this is irrelevant for the Caribbean, domestic flights in the US, and other flights where the airlines themselves do not charge fuel surcharges
- Mileage transfers from Membership Rewards are not instant, and in my experience take a few days

How to use the ANA award booking tool:
The ANA online booking tool is very good in some respects, but a little clunky and awkward in others. If you have 0 miles, read this post for how to use their search tool. None the less, it is at least functional for searching and booking Star Alliance partners like United. Availability should be the same for United award flights as United offers its own members at the Saver level (though not the extra availability that United sometimes gives elite members or those with the co-branded credit card).
To search for a more complex routing use the "Flight Search" option as you can have up to 12 sectors/segments here instead of just searching a simple round trip.
For the Caribbean and Central America specifically I looked at United's route network as well as that of Star Alliance partner Copa to put together a way to visit a few different destinations. Copa flights will go through Panama City, so that is a good way to go through Panama and then go on to another destination in the area before returning to the United States. If you don't actually want to stay in Panama, you can just connect there and then shoot back to another Caribbean, Central American or Latin American destination before heading back to the US.

For example, if we wanted to maximize the wedding we are attending in Jamaica we could fly from Houston - Jamaica - Panama City - Cancun - Houston and stop in each point for however long we wanted along the way. That is just an example as you could put together something entirely different. You can also make use of an open-jaw and go from say Houston - Montego Bay (open jaw - book your own flight elsewhere) Grand Cayman - Panama City - Cancun - Houston.
You select each segment individually and select the flight that best meets your needs.

That itinerary shown below would cost the same 22,000 miles as just going Houston - Montego Bay - Houston since they are both in the 2,001 - 4,000 mile range. That particular trip rings in at 3781 miles.

Useful even if your home airport isn't close to the Caribbean:
Obviously if you aren't starting from somewhere like Houston that has many nonstop flights to the Caribbean and is already geographically close, then you won't be able to squeeze as much out of the 2,001 - 4,000 mile range, but there is still value to be had. For example, Newark - Aruba - Newark is pretty far in terms of Caribbean flights and it is still just under 4,000 miles flown round trip.
If I was flying on Star Alliance partners using United miles to the Caribbean it would cost 35,000 miles round trip and you wouldn't have the same level of flexibility with multiple stopovers that you have with ANA miles. Assuming you value United miles and Membership Reward points at around the same amount (and I do), that is a savings of 37% miles/points just by being aware of different award charts.
Have you utilized ANA miles to save big while heading to the Caribbean?
TPG featured card
Rewards
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
