Using Marriott points for family-friendly Category 4 hotels in NYC
Editor’s note: This post has been updated with new award category rates. It was last published on Nov. 13, 2018.
The Big Apple is on many families' lists of dream destinations, and while there are plenty of fancier hotels sitting at the higher end of the hotel award charts in Manhattan, there are also family-friendly deals hidden here and there.
If you have Marriott points, it just got tougher to use them for Category 4 hotels in New York City. That's because the company's Mar. 4 award chart change cut out a handful of hotels that went from Category 4 status to Category 5. So, your choices in this category just got pretty slim. We'll talk about specific hotel options below.
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Things to consider before booking a NYC Marriott stay
Planning a trip to New York City with a family can be a complicated endeavor that depends on what part of town is your focus and what attractions are most important for your family to experience. Here are some things to ponder before booking your trip.
Are you traveling peak or off-peak?
If you are traveling in an off-peak period, you might want to consider saving your certificate as the rates go down to 20,000 points per night. Conversely, you will be out of luck if you want to stay peak-season as the rates rise above the value of the certificate and are currently no category three options in New York City. Unfortunately, there are no hard and fast rules about what dates are considered peak or off-peak, so you'll have to do your research. Consider also that the dates change monthly. Here are some guidelines to use when considering Marriott Bonvoy peak and off-peak dates.
Are you staying five nights?
If you have both certificates and points to burn, you may want to save your certificate and book five nights using points as then the fifth night would be free. If you need more points to get you to the necessary amount, you can transfer Chase Ultimate Rewards points to your Marriott Rewards account.
Beware of taxes and fees
The daily hotel tax rate is comprised of several different taxes and totals a whopping 14.75% plus $1.50 each day. Award rates aren't taxed, which could make a big difference between paying cash and using an award. However, there is an increasing (and nasty) trend for some properties to charge "destination fees," which are essentially resort fees by another name. These fees will be charged even on award stays.
Small rooms are the norm
New York City hotel rooms are small, even at many of the luxury hotels. At a Category 4 property, you'll be lucky to find rooms larger than 250 square feet. I give bonus points for two queens over two doubles, but in New York City, they're the exception rather than the rule.
My family's criteria for booking a NYC hotel
Here are the things that are important to me when booking a stay for my family in the Big Apple.
Rooms that sleep four
My No. 1 criteria for any family trip to NYC is finding rooms that sleep four. Many rooms with two double beds, and even two queen beds, are still only listed for two or three people. I know families that regularly "sneak" their kids into rooms that are not technically rated for four people, but it's not a practice I recommend. The one time you get caught could cost you thousands in last-minute hotel fees or worse: no place to stay. If you've got more than two kids, check out these tips for booking hotel rooms for large families.
Location, location, location
While staying in an outer borough could make for a fun trip, I'm sticking to Manhattan for shorter NYC trips as most of the attractions on my family's wish list are there. Currently, all but one of Marriott's Manhattan Category 4 hotels are in Lower Manhattan, which is a reasonable distance to the World Trade Center, 9/11 Memorial (the museum may not be appropriate for small children), South Street Seaport and more. I weigh subway proximity very heavily into my calculations, so if nothing in Lower Manhattan appeals to you, you might want to consider another booking strategy. If you don't yet know which NYC attractions to put on your to-do list, read about these affordable and family-friendly activities.

Real-time availability
I see a lot of this when I search Marriott.com for New York properties rated for four people:

With that in mind, I'm only recommending properties that show a reasonable amount of bookable dates open in the next six months. You'll notice when you see the list that no Starwood properties are included in my rankings. There are a couple listed, but I couldn't find available dates where an award could be redeemed.
I also give a few bonus points for free breakfast, but not too many, as bagels and coffee are cheap and plentiful in NYC.
Marriott's Category 4 NYC hotels
Here are the Category 4 Marriott properties in NYC. (Note that these are properties that are Category 4 according to Marriott's 2020 award chart changes, which go into effect on Mar. 4, 2020.)
AC Hotel New York Downtown
AC is a Spanish limited-service chain recently acquired by Marriott that's slowly expanding into the U.S. They're like a more stylish Courtyard by Marriott. This AC Hotel location, in the Seaport District, is close to the Fulton Street subway stop. While the hotel is brand-new, it would be my last choice of the Manhattan Category 4 properties because rooms only feature double beds.

Opening May 2020
Residence Inn New York Downtown Manhattan/Financial District and Courtyard New York Downtown Manhattan Financial District
This pair of hotels will share a location at 215 Pearl Street and are as-of-now listed at Category 4. My experience is that new hotels are often under-categorized for a short period of time after opening, so watch these two. TPG will revisit this story in May once these two properties open.
Bottom line
I'd love to hear if your family has a favorite Category 4 Marriott hotel in New York City. If so, please share your experiences.
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| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
Annual Fee
Recommended Credit
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
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Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
