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Quick summary
Traveling with a lap infant can involve unexpected costs, especially on international flights, where fees may apply even if the child does not occupy a separate seat.
Most airlines define a lap infant as a child under 2 years old; after this age, a separate seat is required.
International lap infant fees are often 10% of the accompanying adult's fare, plus taxes and fees, which can be significant for premium cabins.
Some loyalty programs allow lap infant tickets to be booked with miles, while others require cash or have less favorable policies.
What to consider
Policies and fees for lap infants vary widely by airline, destination and whether the adult is traveling on a paid or award ticket.
Booking a lap infant often requires contacting the airline directly, especially for complex itineraries or partner flights.
Documentation such as a birth certificate or passport is required to prove age and eligibility for lap infant status.
What you'll miss from the article
A detailed comparison of airline policies and practical booking tips to minimize costs when flying internationally with a lap infant.
Generated by AI with support from our editorial team.
Planning family travel can be complicated ... and expensive.
There is the cost of booking multiple tickets and hotel rooms, finding seats together on the plane and double-checking baggage and carry-on restrictions, among other details. But one surprise expense new parents may not expect is that you sometimes have to pay extra to hold your infant or small child in your lap while you fly.
Those new to flying with lap infants might think you don't need a separate ticket for a baby who doesn't require a separate seat on the airplane — but you could be wrong. And once you start flying internationally with that little one, the cost can range from minuscule to massive.
When traveling with children on your lap internationally on award tickets, you may end up having to spend a big chunk of cash even if your baby isn't getting a separate seat (and, since it's safer, you may want to consider booking a separate seat for your baby anyway). To put it another way, if you don't know the rules, traveling with your infant can end up costing you thousands of miles — or thousands of dollars. And, sadly, lap infant tickets don't earn miles.
While airline policies and fees vary, there are rules that are generally true if you're traveling with a lap child.
LJUBAPHOTO/GETTY IMAGES
Safety considerations
When booking a flight and planning to hold your child on your lap, safety should always be a consideration.
Since passengers are generally required to wear seat belts for takeoff and landing — along with raising their tray tables and putting their seats in the upright position — holding on to an infant who's otherwise unsecured may seem counterintuitive.
The practice is permitted because studies and analyses show that even with increased risks of not being secured to a seat, flying with a lap infant is still statistically safer than driving by a wide margin.
Still, it's less ideal than booking a seat for a child and bringing a Federal Aviation Administration-compliant car seat aboard. The National Transportation Safety Board has recommended discontinuing the practice, and flight attendant unions have called for airlines to rescind lap infant policies.
While the actual risk is remote, it's worth considering ahead of your trip, particularly given recent turbulence events.
Most airlines define an infant or lap child as one who is under 24 months of age and is flying without their own seat. Note that babies don't have to be lap infants — you can choose to buy them their own seat. In fact, as they grow from infant to baby to toddler, there is some real wisdom in that approach. But regardless, once that child hits 2 years old, he or she will need their own seat.
Tickets required
Even if flying for free domestically, your baby will need a boarding pass that says "lap infant" on it.
GETTY IMAGES/ISTOCKPHOTO
You will also have to provide basic identity information for your child, such as their name, date of birth and gender. It is a good idea to bring a birth certificate — even if they clearly look under age 2. In fact, some airlines, like Southwest Airlines, are known for requiring proof the baby is under 2.
Domestic vs. international
U.S. airlines will let you bring an infant along for free when flying domestically. However, as soon as you cross international borders, the rules change, and you can often expect to pay something for bringing your little bundle of joy.
Award tickets and fees
If you are traveling internationally with an infant or a lap child, airlines often charge 10% of the fare paid by the accompanying adult, plus taxes and fees.
The infant must be traveling with a ticketed adult, whether the adult is traveling in a paid seat or an award seat. Also, the child must be ticketed in the same cabin as the adult. You cannot buy or redeem an award ticket for first class for yourself and just purchase or redeem a coach ticket for your baby.
While 10% of a paid fare doesn't sound like much, if your ticket is in business or first class, even a percentage of the paid fare can cost hundreds or thousands of dollars. For example, if you redeem miles for a business-class ticket to Europe that would normally cost $6,000, you would end up paying $600 for your child to travel in your lap.
There are airlines that let you redeem 10% of the miles an adult award ticket would cost rather than paying cash, but an accompanying adult must also be traveling on an award ticket. It also has to be in the same cabin.
As you might expect, there are plenty of scenarios where a specific airline has different or more generous policies, so we'll discuss the important ones below, along with tips to remember when booking.
Things can change, so always double-check before going forward with your carrier of choice. The table below lists the airlines with the mileage programs you're most likely to use, thanks to their extensive route networks and the number of transfer and airline partners they have.
The fees noted are for international travel when the accompanying adult is on an award ticket. Before traveling, we always recommend calling or chatting online with the airline prior to flying with your lap child to understand and confirm the out-of-pocket cost you will be expected to pay for a specific route.
Economy: 1,000 points one-way, plus taxes and fees
Premium economy: 2,000 points one-way, plus taxes and fees
Upper Class: 5,000 points one-way, plus taxes and fees
Top programs to consider
As the table above shows, most airlines charge cash to bring a baby along internationally, whether you're on a paid or an award ticket.
The fee is usually 10% of the going adult cash fare, plus taxes and fees for the cabin in which you are flying. While 10% might not sound like much, remember that there can be high taxes and surcharges that vary by carrier and destination (especially in Europe), so paying 10% of the cost of a first- or business-class seat can be a significant amount.
Some programs have more generous rules than others regarding booking infant tickets as awards instead of paid fares. With that in mind, here are a few programs to consider.
Air Canada Aeroplan
This has to be one of the best deals out there: For just CA$25 or 2,500 points, a lap infant can fly with you. Those cash copays are dirt cheap considering surcharges on premium international tickets can cost thousands of dollars.
Best of all, you can now book your lap infant online using the same process as booking an adult ticket. Book your lap infant online and pay just 2,500 points for your infant.
The mileage program for Korean carrier Asiana is often overlooked, but it offers some amazing award ticket redemption values, including on infant awards. These cost just 10% of adult awards.
British Airways Executive Club
Though we often groan about the taxes and surcharges on British Airways awards to and from the United Kingdom, one area where the airline's Avios program shines is booking infant awards.
For children under 2, you pay just 10% of the miles you'd need for an adult ticket, which is a bargain. If your child turns 2 on the journey, the airline will provide an assigned seat on the return flight at no additional charge. You can also book lap infant awards online, which is still somewhat unusual.
Virgin Atlantic Flying Club revised its infant award rules a few years ago and now charges flat mileage rates of 1,000 to 5,000 points per sector, plus taxes and fees, depending on the class of service. What's more, you can book infant awards online along with adult awards, and the taxes and fees are a fraction of those for adult awards.
Similar to British Airways, if your child turns 2 years old during the trip, you can still book a lap seat, and the child will receive his or her own seat on the return flight.
Programs to avoid
A few programs stand out, either because of their exorbitant fares and fees or because of their difficulty when booking.
D3SIGN/GETTY IMAGES
Air France-KLM Flying Blue
While Flying Blue has the benefit of being a transfer partner of all six major transferable programs in the U.S., it will only issue infant tickets for Air France or KLM metal (meaning flights the two carriers operate). You have to book tickets on any connecting flights with partner airlines separately.
Alaska Airlines Mileage Plan
While Alaska Airlines Mileage Plan is among the best in the U.S. thanks to fantastic earning and redemption rates, you’ll be charged an adult fare for a lap infant when reserving through Alaska Airlines for its partner flights.
Cathay Pacific Asia Miles
Booking adult awards using Cathay Pacific Asia Miles can be a good value, but when it comes to booking an accompanying lap child, the program will charge you up to 30% of a full adult fare. (It sometimes charges less, so you have to price it out to know for sure.) Either way, these charges can really add up if you hope to fly the airline's stellar business or first class.
Tips for booking lap infants
Beyond simply estimating how much your mileage program of choice will charge you for an infant ticket, it's important to keep a few other things in mind.
RYANJLANE/GETTY IMAGES
Your destination matters
As mentioned above, domestic travel (including to places like Puerto Rico and the U.S. Virgin Islands) for lap infants is generally free, while international travel is a very different situation and usually requires you to pay in either money or miles, plus cover any applicable taxes or fees.
A few airlines make it easy to book infant tickets online, but, in general, you must call the airline's reservation line to book an infant ticket. It is recommended to do so as soon as you book your own ticket in order to avoid any surprises when it comes to mileage or money on the final ticket price. If you wait until the last minute, airfares are likely to go through the roof. Even if you're paying only 10% of an adult fare, that might still cost you a wad of cash.
KOSAMTU/GETTY IMAGES
If something sounds wrong, it probably is
Many phone booking agents have minimal experience booking infant awards and might have the wrong information.
Make sure you have your airline's policy and a current fare or mileage search on hand before calling so you can question any numbers that might seem out of whack. You also may have to hang up and try again if you get an agent who is misinformed.
For a multiflight itinerary with mixed carriers, call each airline
To ensure that a lap infant ticket is associated with an adult ticket all the way through the journey, check with each operating airline. For example, if you purchase a Delta-marketed ticket with a Korean Air leg, call Delta and request your Korean Air confirmation number after you've added the lap infant ticket. Then, call Korean Air with that confirmation number and confirm it shows a lap infant ticket added to the Korean Air leg.
Birthdays and age restrictions
Infants and lap children must be under 2 years old. That means if your child turns 2 while traveling (other than on British Airways and Virgin Atlantic, as mentioned above), that child will no longer qualify for lap travel and will require an individual seat as well as be subject to other rules.
Child-to-adult ratios
Airlines have strict rules about how many kids can travel with an adult. Typically, only one lap infant is permitted per adult, though the age threshold to be considered an adult may vary. There are also rules on the number of lap infants per row due to the number of oxygen masks available in each row. If you are an adult traveling solo with more than one child under the age of 2, that additional child must have a seat. Familiarize yourself with the airline's rules before booking.
NADEZHDA1906/GETTY IMAGES
Get the bulkhead
Airlines often hold back bulkhead seats for families with infants, as this is often where the bassinets are located on some internationally configured planes. When booking, it never hurts to ask if the agent can reserve these seats for your family. If they try to upsell you, push back and see if the airline can assign them for free due to the bassinet. Keep in mind, though, that seat assignments aren't always free, even for families with little kids.
Baggage fees
While we'd never refer to a child as baggage, the good news is that traveling with an infant might give you an extra baggage allowance on some airlines. Check your airline's infant information page for details.
Documentation
Your child will need his or her own travel documents (like a passport) for international travel, so be sure you have your forms in order before booking. You'll also want to bring your child's birth certificate or another form of identification to prove that your baby is, in fact, under 2 — even if it's obvious.
Traveling with infants can be complex, especially when you start getting into the realm of lap infant tickets on international itineraries. Each airline (and frequent flyer program) has its own rules about infant fares, mileage requirements and taxes and fees. Some allow you to book award tickets for infants, while others require cash fares.
MINISERIES/GETTY IMAGES
Still, others won't allow you to book infant tickets at all if travel involves their partners. Before booking a lap infant ticket, weigh the pros and cons of getting your child his or her own seat.
Before purchasing your own ticket, consider calling your airline directly to ask exactly how much you can expect to pay for your infant's ticket. Then, weigh all your options so that you spend the overall fewest number of miles and as little money as possible to bring your little one along for the ride.
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Rewards rate
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Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
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Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Comments
By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
American Express® Gold Card
TPG Editor's Rating4/5
TPG Editor's Rating4/5
at American Express's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
Rewards rate
Rate
Category
4X
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Annual fee
$325
Regular APR
See Pay Over Time APR
Recommended credit
Excellent to Good
Pros + cons
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Points are transferable
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Difficult credit redemption
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
