Skip to content

TPG’s complete guide to visiting Universal Orlando

Sept. 06, 2022
30 min read
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Editor’s note: This is a recurring post, regularly updated with new information and offers.


When I was a kid, we went to an Orlando theme park at least once a year. You had to plan a few things in advance, but visiting an amusement park wasn’t what it is today. With all the apps, reservation timelines and rules, planning the “perfect” trip to any major theme park has become a massive endeavor.

Just thinking about planning the trip is enough to give me hives. The stakes are so high — pricey admission, reservation deadlines for everything from character breakfasts to dinners at popular restaurants and all sorts of add-ons to get into the theme parks before the masses and skip the lines. There's so much to know.

Sign up for our daily newsletter

However, we really wanted to visit Universal Orlando on a family vacation, so I needed to overcome my planning paralysis. I’m happy to say that — with some strategic decisions upfront — we were able to execute an awesome visit to Universal with a minimal amount of advance planning.

If you’re a first-time visitor to Universal Orlando, here’s what you need to know to plan your own vacation.

Sign up for the free daily TPG newsletter for more travel news, reviews and tips!

When to visit

The date for your visit to Universal Orlando may not be entirely up to you.

If you’re traveling with school-age children, you’re likely locked into visiting during school vacations, long weekends and summer break. If that’s the case, you’ll probably visit Universal when it’s at its busiest. That’s not the end of the world, though, since there are ways to reduce the waits for lines. More on that in a minute.

You can check expected crowd levels at crowd calendars like the ones at Undercover Tourist, Touringplans or Orlando Informer.

SUMMER HULL/THE POINTS GUY

The slower times of the year are Labor Day through the first two weeks of November (before Thanksgiving) and the first two weeks of December (before the holiday rush). Note, though, that if you visit close to Halloween, it will be busier because of Universal’s Halloween Horror Nights.

Most of January, except for the first week, is also relatively quiet, as is the first week of February. But then it gets crazy with spring breakers. Crowds thin out a bit after Easter and through May, then ramp up again for the summertime. June, July and August are always busy. Always. And, as an added bonus, it's extremely hot.

For our first visit in a zillion years, I picked a quiet time in early November so any planning blunders on my part would be minimized by the lack of intense crowds.

Related: 10 things no one tells you about Orlando

Where to stay during a Universal Orlando vacation

Once you’ve ironed out when you plan to visit Universal, you’ll want to determine where to stay.

You have a ton of options, from hotels right on Universal property and nearby points hotels to rental homes and Airbnbs. There are so many choices that TPG wrote an entire guide to choosing the best Universal Orlando hotel for your trip.

Let’s recap the high points here.

Loews Portofino Bay Hotel. ANDREA M. ROTONDO/THE POINTS GUY

Benefits of Universal hotels

If you only have a few days to explore Universal and don’t mind the cost, an on-site property may be your best bet. That’s because guests of all Universal hotels receive early entry into the parks for specific attractions.

Which parks open for early admission vary by day and only certain attractions are available. However, they tend to be the popular rides with lines that grow once the gates open to regular parkgoers. There’s a helpful page on the Universal site to figure out what’s available to on-site hotel guests. With some rides in each of the two parks available, that should also help spread out the crowds just a bit.

It’s a nice freebie, and it’s the best strategy if you have your heart set on riding the new Hagrid’s Magical Creatures Motorbike Adventure or Jurassic World Velocicaoster without spending hours in line. Currently, neither of these participates in Universal’s Express Pass skip-the-line program.

Get in line early for Hagrid’s Magical Creature Motorbike Adventure. ANDREA M. ROTONDO/THE POINTS GUY

If you stay in one of Universal's on-site hotels, you can take advantage of the park's complimentary transportation options to get between CityWalk, Universal Studios, Islands of Adventure and your hotel.

Some hotels, including Loews Portofino Bay Hotel, Loews Royal Pacific Resort, Hard Rock Hotel and Loews Sapphire Falls Resort offer complimentary boat shuttles.

Universal's Cabana Bay Beach Resort, Universal's Aventura Hotel and the above-mentioned hotels have peaceful walking paths and all resorts, including Universal's budget-friendly Endless Summer Resort – Surfside Inn and Suites and Dockside Inn and Suites, have complimentary shuttle buses.

The complimentary boat shuttle between certain hotels and CityWalk, Universal Studios and Islands of Adventure. ANDREA M. ROTONDO/THE POINTS GUY

The downside of staying at a Universal hotel is often the price. Rack rates are usually relatively high, though Universal’s Endless Summer Resort — Surfside Inn and Suites and Dockside Inn and Suites — have rates that start at $91 per night on off-peak dates.

The mid-tier resorts, Aventura and Cabana Bay, start at closer to $130 per night.

Related: How to use points to save money at Universal Orlando

But if you prefer to stay at one of Universal’s top-end Premier hotels (Royal Pacific, Hard Rock or Portofino Bay), you’re probably looking at starting rates around $325 per night. However, you'll also get complimentary Universal Express skip-the-line passes for every guest staying in your room.

We'll explain that in more detail down below, but it's a huge timesaver and may be worth the extra per-night cost of staying on-site.

If you have The Platinum Card® from American Express or The Business Platinum® Card from American Express, a great way to maximize a stay at Loews Portofino Bay is to book via the Amex Fine Hotels and Resorts collection.

This will get you not only the Express Passes for all guests of that hotel but also full daily breakfast for two, a $100 property credit, late 4 p.m. checkout and more.

Loews Royal Pacific. SUMMER HULL/THE POINTS GUY

Staying off-site

Universal is surrounded by plenty of points hotels, so if you’d prefer to stay off-site — on points or cash — you can easily do so. Some of TPG’s favorite nearby points hotels are even within walking distance of Universal.

Related: Splash into fun: The 14 best hotel pools in Orlando

Here are a few points hotels within walking distance of Universal:

  • Hyatt Place Across From Universal Orlando Resort (Category 2, from 6,500 World of Hyatt points per night).
  • Hyatt House Across From Universal Resort (Category 3, from 9,000 World of Hyatt points per night).
  • DoubleTree by Hilton Hotel at the Entrance to Universal Orlando (Around 30,0000 Hilton Honors points per night).

And some great points hotels that are just a short drive away:

  • Hyatt Regency Grand Cypress (Category 4, from 12,000 World of Hyatt points per night).
  • Renaissance Orlando at SeaWorld (From 34,000 Marriott points per night on standard dates).
  • The Ritz-Carlton Orlando, Grande Lakes (From 52,000 Marriott points per night on standard dates).
  • JW Marriott Grande Lakes (From 40,000 Marriott points per night on standard dates).
  • Hilton Orlando (40,000 to 60,000 Hilton Honors points per night).
  • Hilton Orlando Bonnet Creek (40,000 to 60,000 Hilton Honors points per night).
  • Waldorf Astoria Orlando (63,000 to 80,000 Hilton Honors points per night).

Related: Choosing the best Universal Orlando hotel for your trip

All about Universal tickets

Visitors have a lot of options when it comes to buying Universal tickets, from the type of ticket to how you’ll pay for them. Here’s the skinny.


FOR NO-COST ASSISTANCE WITH PLANNING AND BOOKING YOUR NEXT UNIVERSAL VACATION, CHECK OUT TPG’S THEME PARK BOOKING PARTNER, MOUSE COUNSELORS.


The entrance to Universal Studios. ANDREA M. ROTONDO/THE POINTS GUY

Universal ticket types

There's a variety of ticket types at Universal Orlando. You can buy tickets that get you into one, two or three theme parks (i.e., Universal Studios, Islands of Adventure and Volcano Bay water park).

You can purchase tickets for one, two, three, four or five days. The cheapest tickets allow access to one park per day. So, if you start your day at Universal Studios, you can’t use the same ticket to get into Islands of Adventure in the afternoon. You’re limited to one park per day. This sounds good but isn’t always a great choice.

Alternatively, you can buy the pricier Park-to-Park tickets that allow you to bop between the theme parks as you wish. These tickets may be more expensive, but they give you the greatest amount of freedom to visit more than one park on the same day.

Related: From Butterbeer to magic wands: Everything you need to know about Universal Orlando’s Wizarding World of Harry Potter

If you want to ride the Hogwarts Express between Hogsmeade Station and Kings Cross Station, you need a Park-to-Park ticket or an Annual/Seasonal Pass.

There’s no way around that requirement since Hogsmeade Station is in Islands of Adventure and Kings Cross Station is in Universal Studios. Basically, Universal’s got you cornered on this one.

Hogwarts Train. SUMMER HULL/THE POINTS GUY

If you’re going to visit for more than a couple of days or potentially twice in 12 months, consider a Universal annual pass.

When I planned our trip, Universal was running a promotion that would have given us extra days in the parks for free. But when I crunched the numbers, a Florida resident annual pass was only $8 per ticket more expensive than the tickets for one trip, so we went with the annual pass.

Buying direct from Universal

Universal Orlando almost always has ticket specials on its website. Read the options carefully to see if any of the promotions make sense for you. The special may throw in a free day at the park(s), an Express Pass or discounted admission to the Volcano Bay water park.

Related: How to get the most out of one day at Universal Orlando

Universal Studios’ Volcano Bay. SUMMER HULL/THE POINTS GUY

Buying tickets from other vendors

You can also buy tickets from reputable vendors like Undercover Tourist. What’s great about Undercover Tourist is that it often has some older tickets available so when prices increase each year, you can often still buy a cheaper ticket from them.

It’s worth bookmarking their site to comparison shop. Purchases from Undercover Tourist code as travel for the purposes of using a travel credit card or earning extra points.

Related: Best credit cards to use for Universal Studios

And although you can’t typically purchase stand-alone Universal tickets at Costco, Costco Travel does sell Universal vacation packages that include tickets and on-site hotel nights.

You’ll even get a Costco Shop Card after your visit. Check out pricing for your dates to see if it represents a better deal versus booking through other methods.

Using points to buy Universal tickets

Historically, it was possible to use Chase Ultimate Rewards and Citi ThankYou points to purchase your Universal Orlando theme park admission, though our most recent searches didn't turn up any availability.

Upgrade to skip the lines

Like so many amusement parks around the world that have skip-the-line passes, Universal has its own version called Universal Express. There are a few ways you can get Universal Express passes.

Related: Is Universal’s Express Pass worth it? TPG tested how much time it really saves you in line

The best way is often to get it included in your stay, as mentioned above. Guests staying at any of the three top-of-the-line Universal Premier hotels — Loews Portofino Bay Hotel, Hard Rock Hotel and Loews Royal Pacific Resort — get Universal Express Unlimited for free as registered guests.

This is huge as the starting cost if purchased separately is more than $100 per day, per person. For a family of four, getting it with your room rate is almost certainly a better deal than buying it.

Note: The Premier level of the Universal annual pass includes Express Pass access beginning at 4 p.m.

Another option is to simply buy an Express Pass when you need it. How much you pay depends on the type of pass you buy and when you visit Universal, as passes cost more when crowd levels are high. Here are the three types of Express Passes you can buy:

Universal Express: This is the base version of the skip-the-queue pass. It allows you to skip the regular line one time per participating ride at both Universal Studios and Islands of Adventure theme parks. Prices start at $79.99 per person, per day for one park and go up from there — sometimes as high as $279.99 per day.

You can also purchase Universal Express inside the parks. TARAH CHIEFFI/THE POINTS GUY

Universal Express Unlimited: The unlimited pass lets you skip the regular lines at participating rides as many times as you wish at Universal Studios and Islands of Adventure.

Passes for that privilege start at $109.99 per person, per day. Pricing for the unlimited passes seems to be running about $30 more per day than the normal express passes, which may make them the better value (assuming you can afford a second mortgage).

Volcano Bay Express: This pass is solely for use at Volcano Bay water park, where it allows you to skip the regular line one time per participating ride. The pass starts at $19.99 per person, per day, but you won’t find that rate very often.

Participating rides and attractions are subject to change, so it’s best to consult Universal Orlando’s website before your visit.

The VelociCoaster is not included in Universal Express. UNIVERSAL ORLANDO/FACEBOOK

When I visited, just about every ride we wanted was included in the Universal Express Unlimited, with the exception of Hagrid’s Magical Creatures Motorbike Adventure.

Hagrid’s is an incredible ride that has also seen some incredible wait times since opening. Alas, unless you purchase a VIP tour, your anticipation of rides that aren't included in Universal Express like Jurassic World Velocicoaster and Hagrid’s Magical Creatures Motorbike Adventure will be rivaled only by your time waiting in line.

SUMMER HULL/THE POINTS GUY

Take a VIP tour

Another way to avoid the lines is to take a VIP tour. There are small group and private VIP tours at Universal and both will help you cut the line.

Summer Hull, a director at TPG, took her family on a private VIP experience at Universal and it included walk-on ride access during the tour, as well as Express Passes and dining credit after the official tour was over.

A private tour will cost a few thousand dollars for the day for your group, but small group VIP experiences can be much less expensive, starting at less than $200 per person.

The primary difference between the two tours is the amount of access. The group tours are obviously less private but also only guarantee that you’ll experience front-of-the-line access for eight to 10 rides (though Hagrid's and VelociCoaster are included). A private VIP tour is charged by the hour and operates at a faster or slower pace as you prefer.

Whether you decide to purchase an Express Pass or take a VIP tour will likely be determined by how crowded the park is during your visit, as well as your budget.

If it’s off-season, you may be able to get away without a skip-the-line pass. But if you’re visiting during a holiday week or school vacation, be prepared for long lines without a pass. On those dates, having an Express Pass will allow you to ride more attractions in less time.

Universal’s child-swap policy

If you travel as a family, you know that not everyone will want to go on every ride. And some of your kids may not yet be old or tall enough to ride some attractions that your other kids are dying to try.

Universal solves the problem of the entire family having to choose between experiencing a ride or not with its child-swap program.

Universal child waiting rooms. SUMMER HULL/THE POINTS GUY

In fact, Universal’s child swap is the best in the business as there are (air-conditioned) waiting areas in some key attractions. Most even have televisions showing whichever movie the attraction is based on.

This allows one member of your party to watch over small children while the rest of the gang waits in line and rides. Then you can swap places so the other member can enjoy the ride too, without another long wait. Just ask the attraction attendant to point you toward the designated waiting spots.

What’s at Universal Orlando?

Although it’s not as large (yet) as Walt Disney World, Universal Orlando has plenty for your family to see and do for several days. There are two theme parks, a water park and an entertainment, dining and shopping complex.

Universal Studios, Islands of Adventure and CityWalk are arranged in a triangle around a small lake. The Volcano Bay water park is separated a bit from these three destinations.

Universal Studios

One of Universal’s two theme parks, Universal Studios has eight sections. You enter through an impressive arch and, if you walk straight, are immediately in Production Central with attractions like Despicable Me Minion Mayhem, Hollywood Rip Ride Rockit and Transformers: The Ride-3D.

If you take a right after you enter the park, you’re in Hollywood, where you’ll find the NBC Media Center, Universal Orlando’s Horror Make-Up Show, the Bourne Stuntacular and the Character Party Zone.

Universal Studios. ANDREA M. ROTONDO/THE POINTS GUY

A lot of the attractions in both Production Central and Hollywood are better saved for when the day starts getting hot. You get to sit in blissful air-conditioning at these shows: Minion Mayhem, the Bourne Stuntacular and the Horror Make-Up Show.

If you’ve got little kids, turn right upon entry and walk through Hollywood so you can start immediately at Woody Woodpecker’s KidZone.

Check out KidZone. ANDREA M. ROTONDO/THE POINTS GUY

From there, enjoy Springfield: Home of the Simpsons. I’m no kid, but I loved Kang & Kodos’ Twirl ‘n’ Hurl ride!

Kang & Kodos’ Twirl ‘n’ Hurl. ANDREA M. ROTONDO/THE POINTS GUY

If your kids are older, bypass those kid-centric areas and make Men in Black Alien Attack in World Expo your first ride of the day. After you ride, you are perfectly positioned to enter The Wizarding World of Harry Potter: Diagon Alley first thing in the morning.

Get in line for Harry Potter and the Escape from Gringotts before the line gets too long.

The Wizarding World of Harry Potter-Diagon Alley. ANDREA M. ROTONDO/THE POINTS GUY

Then, explore Ollivanders and Gringotts Money Exchange and see a few shows (we saw The Tales of Beedle the Bard and Celestina Warbeck and the Banshees). Kids love talking with Stan and the Knight Bus conductor. Don’t miss a meal at the Leaky Cauldron or ice cream at Florean Fortescue’s Ice-Cream Parlour.

If you have a Park-to-Park ticket, you can decide to take the Hogwarts Express from Kings Cross Station (next to Leicester Square) to Hogsmeade Station in Islands of Adventure.

If you have a one-park ticket, you won’t be able to ride the Hogwarts Express and will instead continue your exploration of Universal Studios.

Hogwarts Express. ANDREA M. ROTONDO/THE POINTS GUY

As you depart The Wizarding World of Harry Potter: Diagon Alley, keep to the right to enter San Francisco.

If you didn’t opt for a butterbeer in Hogwarts, this is a fantastic spot to stop for lunch or a snack since most of what you’ll find here are restaurants, including the city’s famous seafood restaurant, Lombard’s. There is also one ride here: Fast & Furious — Supercharged.

From San Francisco, continue on to New York, where you don’t want to miss Race Through New York Starring Jimmy Fallon (another great get-out-of-the-heat, rest-your-feet experience) and Revenge of the Mummy. Hang around, too, to see some shows like the Blues Brothers or Marilyn & the Diamond Bellas.

Universal Studios. ANDREA M. ROTONDO/THE POINTS GUY

Once you’ve had your fill of the Big Apple, continue back along the main thoroughfare to Production Central and Hollywood, if you skipped those in the morning.

In the evening, don’t miss Universal Studios’ nighttime extravaganza. Called the Cinematic Celebration and centered at the theme park’s lagoon, it combines music, films, water and light.

You can also see a daytime fountain and music show at this same lagoon. Check the daily program or official Universal Orlando app for times.

Check the daily schedule for the fountain show at Universal Studios’ lagoon. ANDREA M. ROTONDO/THE POINTS GUY

Islands of Adventure

The second Universal theme park is Islands of Adventure. Your best call here is to arrive as soon as the gates open and walk quickly to Hagrid's Magical Creatures Motorbike Adventure or Jurassic World VelociCoaster. Both are at the opposite end of the park from the entry gates, so it will be a walk but enjoying the busiest rides in the park without crushing crowds is worth it.

Hogsmeade. LEONARD HOSPIDOR/THE POINTS GUY

If roller coasters aren’t your thing (and you aren't prone to motion sickness), get in line instead to see Harry Potter and the Forbidden Journey. This is where you’ll ride a broomstick and it really is a fantastic attraction.

After that, ride Flight of the Hippogriff, a gentler roller coaster. (If you can ride Big Thunder Mountain Railroad at Disney World, Flight of the Hippogriff will be no big deal). Or you can simply walk around Hogsmeade for some fun photos without throngs of other guests in the background.

After you’ve done the ride, explore Hogsmeade itself and see some shows (we saw the Frog Choir and the Triwizard Spirit Rally) and watch a wand choose a wizard at Ollivanders (if you didn’t see the same experience at Diagon Alley already).

Grab a butterbeer at the Three Broomsticks or adjacent Hog’s Head and then continue on to the other lands of Islands of Adventure.

Hog’s Head. LEONARD HOSPIDOR/THE POINTS GUY

When you leave The Wizarding World of Harry Potter, you can go in either direction. For our purposes, let’s pretend you walk to Jurassic Park first. Here you’ll visit Camp Jurassic where kids will enjoy the Pteranodon Flyers. You can also take the Jurassic Park River Adventure and have a “raptor encounter.”

There are plenty of places to pick up fast food here, from pizza and ribs to burgers and nachos.

Next up, you can ride Skull Island: Reign of Kong before hitting Toon Lagoon, where your kids can cool off in some sprinklers, or you can all ride Dudley Do-Right’s Ripsaw Falls flume (warning: you will get very wet).

As you dry off from that heart-pounding experience, head to Marvel Super Hero Island, where you can meet Marvel characters and ride The Amazing Adventures of Spider-Man and The Incredible Hulk Coaster (it's an intense one).

If you have some daredevils in the family — or Marvel fans — you’ll spend a good amount of time here.

The Incredible Hulk Coaster. UNIVERSAL ORLANDO

Beyond the Incredible Hulk coaster is the entrance to the park. Continue from there to Seuss Landing.

Even though we didn’t have any kids in tow, we still enjoyed walking through this bright and cheery land and we even rode the Caro-Seuss-el merry-go-round and The High in the Sky Seuss Trolley Train Ride.

There’s also a Seuss character zone and plenty of other rides and attractions that are specifically designed for the little ones.

SUMMER HULL/THE POINTS GUY

The Last Continent is just beyond Seuss Landing. There’s a neat interactive experience called The Mystic Fountain. Seriously, start talking to it and you’ll be mesmerized.

You can also take on Poseidon’s Fury in a special-effects guided tour or stop to dine on Mediterranean-style food at Doc Sugrue’s Kebab House, Fire Eater’s Grill or Mythos Restaurant.

Volcano Bay

Volcano Bay is Universal’s water park. This park can close because of chilly weather or during lightning storms. Check Universal’s schedule to see if it is slated to be open during your visit. Volcano Bay has everything you’d expect of an exceptional water park, like Waturi Beach with a fantastic lagoon for swimming and Kopiko Wai Winding River.

There are also some incredible waterslides and drops and the Ko’okiri Body Plunge that features a 70-degree fall through a drop door and 125 feet of what Universal calls “white-knuckle fun.”

Thrillseekers love the Krakatau Aqua Coaster, where you plunge right through a waterfall, and TeAwa The Fearless River whitewater ride through churning rapids and waves.

COVID-19 restrictions are pretty limited at Volcano Bay. Masks are required when entering and exiting the park, as well as in restaurants (when you’re not actively eating) and in retail locations. They’re not permitted on the water rides themselves.

Volcano Bay’s Taniwha Tubes. UNIVERSAL ORLANDO

CityWalk

As if two theme parks and a massive water park weren’t enough, Universal also offers CityWalk.

This complex of restaurants, shops and clubs is open during the day, but it really heats up at night with free self-parking after 6 p.m. You don’t need tickets to enter, but you can buy tickets for shows at the Hard Rock Cafe.

You’ll also find restaurants such as Jimmy Buffet’s Margaritaville, Bob Marley — A Tribute to Freedom and Pat O’Brien’s that offer live (and recorded) music. There’s a movie theater (free parking with the purchase of two movie matinee tickets), karaoke club (CityWalk’s Rising Star), miniature golf and the Red Coconut Club and The Groove for dancing.

The Hard Rock at Universal Orlando’s CityWalk. LEONARD HOSPIDOR/THE POINTS GUY

There are plenty of spots to dine too. You can grab snacks like pizza, hotdogs and Panda Express Chinese food and sweets from Voodoo Doughnuts.

Or you can have a more substantial meal at restaurants like the Toothsome Chocolate Emporium & Savory Feast Kitchen, NBC Sports Grill & Brew, VIVO Italian Kitchen, The Cowfish Sushi Burger Bar, Bubba Gump Shrimp Co. and more.

We had a fantastic dinner at Bigfire, where the pork chop was the juiciest I’ve ever eaten.

CityWalk’s Toothsome Chocolate Emporium. LEONARD HOSPIDOR/THE POINTS GUY

Universal’s boat shuttles that take you back to its resorts are right at CityWalk so it’s convenient to spend the day at Universal Studios or Islands of Adventure and then have dinner at CityWalk and go shopping before heading back to your hotel for the night.

And a third park coming …

Universal Orlando announced a new theme park, a third gate at Universal Orlando, back in 2019. A massive 750-acre tract of land located not far from the two existing theme parks was to be the site for the new park.

Dubbed Epic Universe, the new park is rumored to house franchises like Fantastic Beasts, a Harry Potter spin-off, Super Nintendo World and Universal Classic Monsters. Construction was delayed due to the pandemic, but the new park is on track to open sometime in the summer of 2025.

The best credit cards to use at Universal

Now we get to a hot topic for points-and-miles travelers who are planning a trip to Universal Orlando. Which credit card should you use? That depends.

For example, how and where you purchase your theme park tickets will dictate how the charge will be coded. Historically speaking, Universal theme park tickets and VIP tours purchased directly from Universal have coded as “entertainment.”

However, tickets purchased at an on-site Universal hotel and charged to the hotel have coded as “travel.” Depending on how you purchase your ticket, you’ll want to select either a card that rewards you for entertainment spend or travel purchases.

If you think your purchase will code as entertainment, two good credit card options are:

If, however, you know your charge will code as travel, you’re better off using:

The information for the Capital One Savor Cash Rewards Credit Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Bottom line

Universal is packed with rides, attractions, character meet-and-greets and more. Yet it’s compact enough for you to cover a lot of ground in just a few days.

Universal Orlando can be a pricey but incredible adventure for your family. If it’s a once-in-a-lifetime experience you’re seeking, you may be best waiting until the pandemic restrictions are lifted.

However, if you’re more “go with the flow,” Universal Orlando has plenty to offer for fans of Harry Potter, Marvel and so much more.

Additional reporting by Edward Pizzarello.

Featured image by SUMMER HULL/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

TPG featured card

Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 3X points
3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases

Intro offer

Earn 80,000 ThankYou® points60,000 points
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Annual Fee

$95

Recommended Credit

670-850
Excellent, Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases
  • Intro Offer
    For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

    Earn 80,000 ThankYou® points
    60,000 points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases