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How Not to Spoil Your Kids With Miles and Points

Jan. 09, 2019
8 min read
Happy boy and girl in swimming-pool
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My moment of truth came at the Delta Sky Club in Memphis. My son, then 7, had what could be best described as a DYKWIA (Do You Know Who I Am) meltdown. "Mom, you need to write the CEO of Delta. This lounge only has apple juice instead of grape and the cracker selection is terrible!" It became clear to me that we needed to have a serious reality check.

Los Angeles Delta Sky Club (Photo by Darren Murph / The Points Guy)

Regular upgrades, suites, lounge access, first class and even all-you-care-to-enjoy juice and crackers can take their toll on kids (and adults) in a not so spectacular way. I have since made an effort not to let my kids become spoiled by the privileges we get with miles and points. We travel often -- even for extended periods of time -- but I don't want my children to take that privilege for granted.

(Photo via Shutterstock)

Give Your Kids Some Stats

My kids have visited more than 20 countries thanks to miles and points. If anything, the kids are suffering from travel ennui. I actually got a "nah" when I mentioned a last-minute deal to Hawaii. My son said, "I've already been, I'm good." (Ugh! Facepalm.)

While I haven't yet figured out a cure for adolescence, I have given them some perspective. A recent poll showed that over half the respondents have visited fewer than 10 states, much less 10 countries. I shared that info with my kids, along with the fact that only 42% of Americans even have a passport.

InterContinental Resort and Spa Moorea - passport
(Photo by Darren Murph / The Points Guy)

Show Your Kids What This Stuff Really Costs

Sometimes we fly business or first class, including on those coveted lie-flat seats. One of our over 100 hotel stays took place in an actual Austrian castle. My daughter's first question upon entering a hotel used to be, "Where's the club?" With that in mind, I should have expected the kids to have a skewed view of how the real world really operates.

One way I keep the kids heads' on straight is by pulling up the actual cost of our award trips. While I'm not a fan of the "I got a $10,000 flight for free" mentality, I have found that kids get numbers. One business class flight (without using miles) costs more than most people's monthly mortgage payment.

(Photo via Shutterstock)

The purpose of talking numbers isn't to make them feel like Richey Rich, but to understand that what they are getting to do (presumably thanks to miles and points) is very special and not the everyday, even if it is their normal.

Go Budget Sometimes

Not all of our trips are in hotel suites, lie-flat seats or castles, and that's OK, preferable, actually. Kids are much more likely to appreciate the times they have it really, really good if sometimes they are sitting in (gasp) small seats at the back of the plane and sleeping in standard hotel rooms for four that don't crack 300 square feet. Not only will this help you stretch your cash and mileage budgets (so you can divert those resources to on-the-ground-activities), but it will give some perspective to the comfort that miles and points can sometimes provide.

(Photo by @welarts via Twenty20)

Get Them Around Other Kids

A great way to ground your kids is to get them out of the tourism bubble. One of my favorite travel memories came in Osaka, where we partnered with Kids Travel Japan, a local group that organizes visits with Japanese kids who are learning English. The Japanese kids benefit from the English practice, especially from chatting with a native speaker. The program is free for the English speakers.

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Over the course of two days, our family visited sites in Nara and Osaka with three Japanese families and kids ranging in age from 3 to 9. Our kids, who were 11 and 8 at the time were shy at first, but by the end of two days took on the role of older sibling.

I’ll always remember our visit to Nara — site of an impressive series of ancient monuments. Nara is also famous for the wild deer that range freely among the historic sites. While the Buddhas were impressive, what my kids talk about is our English lesson: “That’s a deer. That’s a deer poop.” “That’s a deer poop” — enunciated carefully — is now firmly implanted into our family shorthand. Nara would have been memorable without the family escorting us, but having the kids playing together took the experience to an entirely different level.

Making friends in Nara, Japan. (Photo by Dia Adams)

Your family may be lucky enough to fly to Japan in a lie-flat seat and stay in a four- or five-star hotel using points, but if your kids are making connections with real people along the way, those are the most memorable and valuable moments that will help serve to keep them grounded.

Get Your Kids Involved in Community Service

Cruising can feel like an exercise in overindulgence. I’m certainly prone to overdo, well, everything while sailing from port to port. Fortunately, Carnival Corporation (Carnival, Princess and Holland America — among other cruise lines) has found a way for you to give back for a few hours between sundae bars and limbo contests. Carnival has set up a program called Cruise with Purpose at its port of Amber Cove in the Dominican Republic. Cruise with Purpose activities let you spend your money and time in the community, not just the gift shop.

Our visit to Repapel was inspirational. Carnival purchased a house in the suburbs of Puerto Plata specifically so the women who founded the enterprise wouldn’t have to leave their neighborhoods to work. The women collect waste paper from local businesses, sort it, wash it, dry it, iron it and then use the resulting paper to make all sorts of crafts for sale to support the enterprise.

How do I remember the steps so clearly? Because the women had a Seven Dwarfs style, “Whistle while you work” chant: “Se lava, se seca, se plancha se plancha se plancha!” Of course, we joined in.

Beaches Resorts also works with community organizations to help bridge the gap between tourist and traveler. Your family can work in a visit to a local school in between snorkeling and lounging on the beach.

Making connections at Repapel in Puerto Plata, Dominican Republic. (Photo by Dia Adams)

You can find similar opportunities at the Andaz Costa Rica (use points and give back) or even volunteer a few hours (or more) at Give Kids the World while staying at Disney with your children who are 12 years old and up. Connecting with children who are on their "Wish Trips" to the Orlando area between days of extreme Mickey and Harry Potter immersion is almost guaranteed to give the necessary gut-check to keep kids' feet on the ground and hearts ever-expanding.

Bottom Line

Part of the joy of collecting miles and points is sharing travel with your kids. But our method of traveling in comfort and with regularity can come with a cost: Kids who don't understand what a privilege they have. By being straight with them about the costs and giving them opportunities to meet locals and give back, you can give your kids the benefits of miles and points without burdening them with the costs.

Featured image by Getty Images/Johner RF

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  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
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  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
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  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for dining at restaurants
TPG Editor‘s Rating
4 / 5
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Rewards Rate

4XEarn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4XEarn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
3XEarn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
2XEarn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
1XEarn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Intro Offer

    As High As 100,000 points. Find Out Your Offer.
  • Annual Fee

    $325
  • Recommended Credit

    Excellent to Good

Why We Chose It

There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)

Pros

  • 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
  • 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
  • Packed with credits foodies will enjoy
  • Solid welcome bonus

Cons

  • Not as useful for those living outside the U.S.
  • Some may have trouble using Uber and other dining credits
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
  • Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
  • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
  • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
  • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.