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How to use a Marriott Bonvoy 35,000-point certificate

May 18, 2021
7 min read
Marriott St. Kitts Beach Club
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There are multiple Marriott cobranded credit cards in my wallet for a few reasons. One of those reasons is several of these cards come with an annual award certificate valued at up to 35,000 points. Paying the annual fees on these cards is more than worth it to me because of the value I get out of these annual award nights.

Marriott cards that award these up to 35,000-point certificates at each account renewal month include the following:

  • Marriott Bonvoy Business® American Express® Card
  • Marriott Bonvoy Boundless Credit Card

If you maximize the annual 35,000-point award at a hotel going for $200-$300 per night (or more), you've more than offset the annual fee. (Note that the Marriott Bonvoy Bold Credit Card from Chase does not offer a reward night certificate.)

Since the Marriott Boundless credit card is offering an increased welcome bonus of 100,000 points after spending $3,000 on purchases in the first three months from account opening, as well as an annual 35,000-point certificate at each account renewal, this is a great time to revisit how to use the Marriott 35,000-point certificates.

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Sheraton Kona, bookable with a Marriott 35k certificate (Photo by Summer Hull/The Points Guy)

How to use a Marriott 35,000-point certificate

Once you've earned your annual reward night certificate, you can easily use it at a range of properties.

Wait for your credit card account anniversary

Within eight weeks of the card anniversary day on an eligible Marriott credit card, a Reward Night Award e-Certificate should be automatically deposited into your Marriott Bonvoy account. I received an email when the certificate was deposited. In terms of timing, my Marriott card anniversary date was mid-September and the award was deposited in November.

Check activity in your Marriott account

To see if an anniversary Marriott Bonvoy 35,000-point certificate has been deposited in your account, you can also log in to your Marriott Bonvoy profile and click on "Activity."

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You should see the certificate under "Earned Awards."

(Screenshot courtesy of Marriott.com)

Use a Marriott 35,000-point certificate within one year

During normal times, Marriott anniversary certificates are valid for one year from the date of issuance. This timeline has been extended for certificates issued during the pandemic, but be sure to use the certificate before it expires or its value to you is exactly zero. Note that this is your travel-by date, not your book-by date.

Search for a 35,000 point (or less) per night hotel

To use the Marriott free night certificate, simply search for hotels using Marriott Bonvoy points as you normally would and select one that prices at 35,000 points per night or less.

Note that a Category 5 property will be out of the 35,000-point range during peak dates. On the flip side, a Category 6 hotel could be within range (more on that shortly). Essentially, the hotel category doesn't actually matter in and of itself. It all comes down to how many points per night it costs.

Fairfield Anaheim Disneyland (Photo by Summer Hull / The Points Guy)

Once you find a property for 35,000 points or less, choose your desired room type. At checkout, you will be given the option to pay using your Marriott 35,000-point certificate.

(Screenshot courtesy of Marriott.com)

While you cannot upgrade the certificate with additional points to stay at a higher category hotel (though that would be awesome), you can use the certificate in conjunction with points to stay multiple nights on the same reservation.

Additionally, if the hotel charges a resort fee, you will unfortunately still have to pay that even if you're using a certificate.

Be sure the 35,000-point certificate is refunded if you cancel your stay

If your plans change and you need to cancel the reservation made with your certificate, just keep a close eye on your Marriott account to ensure the certificate is indeed redeposited. Note the number of certificates you had before and after the cancellation.

Should the 35,000-point certificate not automatically redeposit in your account, you will need to communicate with Marriott either over the phone or via Twitter.

Screenshot courtesy of Marriott.

Best hotels for a Marriott 35,000-point certificate

Obviously, the best theoretical use of a Marriott 35,000-point certificate is at a hotel that costs close to 35,000 points per night -- though you can use them for lower-tier properties. You can use the certificates as one night of a longer stay or when you just need one night of lodging on your journey.

Some properties to consider include:

  • Le Meridien Maldives
  • Fairfield Inn by Marriott Anaheim Resort
  • Sheraton Kona Resort & Spa at Keauhou Bay
  • Sheraton Steamboat Resort Villas
  • Marriott Harbour Lake Orlando
  • St. Kitts Marriott Resort & The Royal Beach Casino
  • TownePlace Suites San Diego Downtown
  • Gaylord Texan Resort and Conference Center
  • Four Points by Sheraton Manhattan SoHo Village
Sheraton Kona (Photo by Summer Hull / The Points Guy)

Depending on when and where you redeem your award, these certificates can be used at hotels that sometimes sell rooms for several hundred dollars per night, making them quite valuable.

Courtesy of Marriott

Related: Best places to use a Marriott 35k award certificate

If you are lucky and stumble across a Marriott Category 6 hotel on an off-peak night with a PointSaver deal, you can book that property with a 35,000-point certificate. It's rare all those stars align, but it does happen.

(Screenshot courtesy of Marriott)

Bottom line

Annual hotel award nights make it much easier to say yes to credit cards that carry annual fees. The Marriott Bonvoy Boundless Credit Card comes with a $95 annual fee, but there's never been a year that I haven't gotten more value than that out of the 35,000-point free night certificate that's issued at each renewal.

These awards can kick-start trips to the slopes for a ski vacation, take you to a family-friendly resort, the beach or even score you a room in the middle of an expensive city like Manhattan.

Application link: Marriott Bonvoy Boundless Credit Card available for a limited time with up to 100,000 bonus points after $3,000 in spending in the first three months.

Featured image by St. Kitts Marriott available for 35k points per night. (Photo courtesy of hotel)
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
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If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

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  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
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Best premium travel card for value
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

10xEarn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®.
5xEarn 5x total points on flights through Chase Ultimate Rewards®.
3xEarn 3x points on other travel and dining.
1xEarn 1 point per $1 spent on all other purchases
  • Intro Offer
    Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®

    80,000 bonus points
  • Annual Fee

    $550
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    740-850
    Excellent

Why We Chose It

If you are looking to take your premium rewards to the highest level, this card is really a no brainer in our eyes. Chase's Ultimate Rewards make points easy to redeem, with a wide range of 10 airline and three hotel transfer partners and a friendly user interface. Despite the high annual fee, Chase is consistently adding new benefits to keep the card competitive in a fierce premium rewards field.

Pros

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year
  • Access to Chase Ultimate Rewards hotel and airline travel partners
  • Unlimited 3x points on the broad category of travel and dining
  • 50% more value when you redeem your points for travel through Chase Ultimate Rewards®
  • Broad definitions for travel and dining bonus categories

Cons

  • Steep $550 annual fee
  • May not make sense for people that don't travel frequently
  • You must spend the $300 travel credit before earning 3x points for travel and dining
  • No automatic hotel elite status
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,200 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,200 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more