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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Reviews
Disney Premier Visa Card review: Good for Disney superfans
Compliance associate Paige Balcom joined TPG in 2022 and has spent her time working in the credit card industry reviewing content across sites such as CNET, CreditCards.com and Bankrate. She has used her knowledge to train new writers and other compliance members on the intricacies of compliance across multiple brands and partners.
October 10, 2025 • 7 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
Editorial note: This is a recurring post, regularly updated with new information and offers.
Quick summary
A travel rewards card focused on Disney fans offers Disney-specific rewards and discounts, with its strongest value for those who frequently visit Disney destinations.
It provides a modest annual fee, Disney park perks, and exclusive cardholder discounts on merchandise, dining and experiences at Disney properties.
Rewards are earned as "Disney Rewards Dollars," which are best used toward Disney-related purchases, but redemption options are less flexible than general travel cards.
The card includes additional benefits like travel protections, a complimentary food delivery membership for a limited time and occasional exclusive vacation offers.
What to consider
Redemption options are primarily limited to Disney-related expenses, with a unique option to redeem rewards for statement credits toward airline purchases.
Some perks and discounts have blackout dates or restrictions, and the welcome offer is unavailable to current or recent cardholders within the past 24 months.
Competing cards may provide higher earning rates and more flexible rewards for those not focused on Disney travel.
What you'll miss from the article
A detailed comparison of alternative cards and a breakdown of specific Disney perks, discounts and redemption strategies.
Generated by AI with support from our editorial team.
Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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Disney® Premier Visa® Card
TPG Editor's Rating2 / 5
at Chase's secure site. Terms & restrictions apply. See rates & fees.
Rewards rate
5%
Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com.
2%
Earn 2% in Disney Rewards Dollars on card purchases at gas stations and most Disney U.S. locations.
2%
Earn 2% on card purchases at grocery stores and restaurants.
1%
Earn 1% on all your other card purchases.
Intro offer
Get a $200 Disney Gift Card eGift + earn a $100 statement credit
The (see rates and fees) charges a modest annual fee and earns "Disney Rewards Dollars" that can be used toward Disney purchases. While its earning and redemption options are less flexible than other travel cards, it can be worthwhile if you frequently visit Disney or are planning a big trip and want to take advantage of the welcome offer and park perks. Card rating*: ⭐⭐
*Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.
The card earns “Disney Rewards Dollars” instead of cash back, miles or points, with the highest rewards on Disney-related purchases, making it best suited to Disney fans.
Its $49 annual fee can be worth it if you spend heavily on Disney vacations. TPG recommends a credit score of around 670 for approval.
Let’s take a closer look at whether the Disney Premier is the right fit for you.
Disney Premier pros and cons
Pros
Cons
Decent earnings rates for Disney-related purchases
Disney park perks
Has an annual fee
Limited redemption options
Disney Premier welcome offer
New cardholders can get a $200 Disney Gift Card eGift to use today upon approval, plus earn a $100 statement credit after spending $500 on purchases in the first three months from account opening.
THE POINTS GUY
An up to $300 statement credit broken up into a $200 Disney Gift Card eGift to use today upon approval, plus earn a $100 statement credit after meeting the minimum spend requirements could be equivalent to a two-day ticket if you visit on one of Disney's cheapest days, a two-night stay at one of Disney's value resorts like Disney's All-Star Music Resort or a one-night stay at a mid-tier resort like Disney's Port Orleans French Quarter Resort.
When you pay for your vacation with this card, the welcome offer statement credit could essentially offset a portion of your vacation.
(This offer is not available to current cardholders or anyone who has received a welcome bonus on the card in the past 24 months.)
Disney Premier benefits
The card offers reasonable perks for Disney loyalists, including a statement credit, Disney discounts and the option of choosing from over 12 card designs with favorite characters like Darth Vader, Mickey and Princess Tiana.
Complimentary DashPass membership and quarterly order discount
Like several other Chase cards, the Disney Premier comes with one year of complimentary DashPass, a membership for DoorDash and Caviar that provides unlimited $0 delivery fees and reduced service fees on eligible orders. The regular price for this service is $9.99 per month. (Activate by Dec. 31, 2027, to receive this offer.)
DOORDASH
As this offer is available on other Chase cards, this isn't necessarily a reason to get the Disney Premier, but it is a nice perk if you were already planning to get the card.
The Disney Premier also provides a quarterly $10 discount during checkout on qualifying non-restaurant orders (through Dec. 31, 2027; this is a use it or lose it benefit that does not roll over each quarter.)
Dining, entertainment and shopping perks
You'll receive 10% off the following dining and shopping purchases:
Select purchases at DisneyStore.com
Eligible merchandise and dining purchases at select locations in Disneyland and Walt Disney World
Select merchandise purchases aboard Disney Cruise Line sailings (through Dec. 31, 2026)
TARAH CHIEFFI/THE POINTS GUY
Additionally, you'll receive the following entertainment and experience perks:
15% off select guided tours at Disneyland and Disney World
10% off select recreation experiences
20% off tickets to Cirque du Soleil’s Drawn to Life at Disney Springs
Complimentary photo opportunities exclusive to Disney Visa cardholders
Beyond the parks, you'll get 20% off your first year of a Marvel Unlimited annual subscription and an exclusive VIP cardholder package for select Disney on Broadway shows
(Important: Some discounts and experiences may have blackout dates or other restrictions.)
Exclusive vacation offers
Disney regularly releases limited-time offers that are only available to Disney Visa cardholders. These can include Disney World and Disneyland hotel discounts, free Disney dining plan packages at Disney World and more.
Travel protections
The Disney Premier offers useful travel protections, such as baggage delay insurance, extended warranty protection and purchase protection.
Earning rewards on the Disney Premier
With the , you’ll earn Disney Rewards Dollars at the following rates:
5% on purchases made directly at DisneyPlus.com, Stream.ESPN.com and Hulu.com
A 2% return on travel-related purchases isn't overly lucrative, but you may enjoy the simplicity of putting all of your purchases on one card and using the rewards to offset the cost of your Disney vacation.
That said, other low-annual-fee cards have better overall earnings rates when you factor in the lower rates the Disney Premier offers in most categories.
As mentioned, this card earns Disney Rewards Dollars. You can redeem Disney Rewards Dollars toward Disney Cruise Line packages, Disney movie tickets at AMC theaters and shopping at DisneyStore.com, hotel stays, onboard activities and souvenirs, shopping and dining at U.S. Disney parks, and theme park tickets.
TARAH CHIEFFI/THE POINTS GUY
A redemption option that is unique to this card and not available with the no-annual-fee (see rates and fees) is the option to use Chase's Pay Yourself Back feature to redeem Disney Rewards Dollars for a statement credit toward airline purchases. (Note: you must use your Disney Premier card and purchase the airfare directly with the airline.)
Which cards compete with the Disney Premier?
When it comes to spending at Disney, the is a good bet. Outside of that, though, consider these alternatives:
If you don’t want an annual fee: The no-annual-fee has a lower earnings rate (1% back in Disney Rewards Dollars on all card purchases) but you’ll still enjoy some of the same discounts and vacation benefits that come with the Disney Premier. For more information, read our full review of the Disney Visa.
If you want to earn points and save money on Disney vacations: The (see rates and fees) earns valuable Chase points and offers an annual $300 travel credit. Availability is hit or miss, but you can occasionally redeem points for Disney tickets via Chase Travel. For more information, read our full review of the Sapphire Reserve.
If you want simplified rewards: The (see rates and fees) is a great choice if you want easy rewards with no annual fee, offering 2% earnings on all purchases (1% when you make a purchase and another 1% when you pay it off). For more information, read our full review of the Citi Double Cash.
Even with an affordable $49 annual fee, the card only makes sense for those who visit Disney often and can take advantage of the card's full suite of perks.
Those who can't make use of the in-park benefits and vacation discounts may be better off with a general travel rewards card that has higher earning rates and more flexible redemption options.
