Name: American Express® Gold Card
Brand: American Express

Frequent travelers know that every dollar counts, and foreign transaction fees — often up to 3% per purchase — can quickly add up.

Fortunately, many credit cards don't charge these fees, allowing you to spend freely abroad while earning valuable rewards like cash back, points or miles.

Some no-foreign-transaction-fee cards include bonus perks like trip protection and lounge access, and a few even have no annual fee.

My personal favorite card without a foreign transaction fee is the Chase Sapphire Preferred® Card (see rates and fees). On a recent trip to Turks and Caicos, I used my card for every purchase. I reserved a snorkeling excursion, purchased poolside nachos and bought handmade souvenirs — all without incurring foreign transaction fees.

The ability to earn bonus points on travel and dining while avoiding unnecessary charges made it the perfect travel companion.

Whether you're looking for premium benefits or a no-annual-fee option, we’ve rounded up the best no-foreign-transaction-fee cards to help you find the right fit for you.

The best no-foreign-transaction-fee credit cards

Comparing the best no-foreign-transaction-fee credit cards

Chase Sapphire Preferred Card

Welcome offer: Earn 75,000 bonus points after spending $5,000 on purchases in the first three months from account opening.

Annual fee: $95.

Standout benefits: When I was searching for my first travel credit card, I wanted something versatile, valuable and beginner-friendly — and the Chase Sapphire Preferred was a clear standout. Its low annual fee and absence of foreign transaction fees made it an appealing option, but it ultimately won out for its strong earning potential on dining and travel purchases and its collection of travel partners.

You can earn:

5 points per dollar spent on travel purchased through Chase Travel℠
3 points per dollar spent on dining, select streaming services, gas, electric vehicle charging stations, vacation homes at these top brands: Airbnb, Vrbo, Plum Guide, HomeAway, Homestay.com and Vacasa and online groceries (excluding Walmart®, Target® and wholesale clubs)
2 points per dollar spent on all other travel purchases
1 point per dollar spent on all other purchases

One of my favorite benefits of this card is the ability to transfer points at a 1:1 ratio to 13 airline and hotel partners*. As someone who frequently flies with U.S.-based airlines like United and Southwest, I love the flexibility of moving my points directly into these programs.

If you are willing to book travel through Chase Travel you can get more value when redeeming for flights, hotels and other travel expenses.

You can also combine points earned from the Chase Sapphire Preferred with other Chase Ultimate Rewards cards — like the Chase Freedom Flex® (see rates and fees) — to maximize your earning and redemption potential.

For a modest annual fee, the Chase Sapphire Preferred offers valuable travel protections, including primary rental car coverage, trip cancellation insurance and lost luggage reimbursement. This makes it a great pick for those who may be newer to the world of credit card rewards and travel.

The Chase Sapphire Preferred was my first no-foreign- transaction fee credit card, and I have used it extensively for purchases in the U.S. and abroad. I haven’t had to use the travel protections, but knowing they’re available is reassuring.

With strong rewards, flexible redemption options and built-in travel protections, this card is an excellent choice for beginner travelers looking to maximize their spending.

*Beginning Oct. 1 for cardholders who applied before June 15, 2026, World of Hyatt points will transfer at a 4:3 ratio; this transfer ratio is in effect immediately for those who applied on or after June 15.

For more details, read our full review of the Chase Sapphire Preferred Card.

Capital One Venture Rewards Credit Card

Welcome offer: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months from account opening, plus receive a $300 credit to use on hotel and vacation rentals booked through Capital One Travel in the first cardholder year.

Annual fee: $95

Capital One Venture Rewards Credit Card — THE POINTS GUY

Standout benefits: The Capital One Venture Rewards card is a top choice for both beginners and seasoned travelers. With a simple earning structure of 2 miles per dollar spent on all purchases, you can earn rewards without having to keep track of rotating categories.

Plus, you’ll earn 5 miles per dollar spent on hotels, vacation rentals and rental cars booked through Capital One Travel.

For a modest $95 annual fee, this card delivers solid value, helping it earn its status as one of the best beginner travel credit cards. These perks include:

Rental car insurance
Travel assistance services
Access to hotel bookings with Capital One’s Lifestyle Collection
Up to $120 application fee credit for Global Entry or TSA PreCheck every four years

Rewards are flexible, too — you can redeem miles for statement credits on travel purchases or transfer them to 15-plus airline and hotel partners, including Air Canada Aeroplan, Air France-KLM Flying Blue, British Airways and Wyndham Rewards. While Capital One's list of partners doesn't include any large U.S. airlines, all three major airline alliances are covered.

With its mix of earning potential and travel benefits, the Venture Rewards card remains one of the best options for travelers looking to maximize their spending.

The Capital One Venture Rewards Card is great for travelers who value simplicity since earning rewards with this card is simple across every purchase you make. Plus, unlike category-specific cards, you don’t have to keep track of bonus spending with the Venture Rewards.

For more details, read our full review of the Capital One Venture Rewards Credit Card.

Learn more: Capital One Venture Rewards Credit Card

Capital One Savor Cash Rewards Credit Card

Welcome offer: Earn $200 cash back after spending $500 on purchases within three months from account opening.

Annual fee: $0

Standout benefits: The Capital One Savor Cash Rewards Credit Card is an excellent choice for those who frequently spend on dining and entertainment. It offers generous cash-back rates across multiple categories:

8% cash back on Capital One Entertainment purchases
5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
3% cash back on dining, entertainment, popular streaming services and grocery stores (excluding superstores like Walmart and Target)
1% cash back on all other purchases

With no foreign transaction fees, you’ll earn 3% cash back on dining internationally — as long as the merchant falls within that category code.

Another benefit of the Savor is the flexible redemption options. You can redeem cash back as a statement credit, for gift cards or even directly at Amazon.com or through Paypal.

If you also have a Capital One miles-earning card, like the Venture Rewards mentioned above, you can convert your cash back into miles and transfer them to various airline and hotel partners, including Air Canada Aeroplan and Wyndham Rewards.

Why it’s great for entertainment and dining

With elevated reward rates in these categories, the Capital One Savor Cash Rewards is perfect for foodies, concertgoers and movie lovers, making it a solid entertainment and dining card. Plus, its 24/7 concierge service can assist with restaurant reservations, ticket purchases and even travel planning — a rare perk for a no-annual-fee card.

For more details, read our full review of the Capital One Savor Cash Rewards Credit Card.

Learn more: Capital One Savor Cash Rewards Credit Card

American Express Gold Card

Welcome offer: Find out your offer and see if you are eligible for as high as 100,000 points after spending $8,000 on eligible purchases in your first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Annual fee: $325 (see rates and fees)

THE POINTS GUY

Standout benefits: If you’re a foodie who loves to travel, the Amex Gold is one of the best cards you could add to your wallet. With generous rewards on restaurants, groceries and travel purchases, you can earn valuable points while dining your way through new destinations.

With the Amex Gold, you'll earn:

5 Membership Rewards points per dollar spent on prepaid hotels booked on amextravel.com or the Amex Travel App™
4 points per dollar at restaurants worldwide, up to $50,000 in purchases per year (then 1 point per dollar)
4 points per dollar at U.S. supermarkets, up to $25,000 of these purchases per year (then 1 point per dollar)
3 points per dollar spent on flights booked directly with the airline or booked on amextravel.com or the Amex Travel App
2 points per dollar spent on car rentals booked on amextravel.com or the Amex Travel App
2 points per dollar spent on cruises and other eligible purchases booked on amextravel.com
1 point per dollar spent on all other eligible purchases.

The card is flexible when it comes to using your points. You can redeem your points to buy gift cards, cover charges on your billing statement, shop at Amazon or book travel directly through Amex Travel.

Transferring your points is also a great option. Amex has an impressive collection of travel partners, including Delta SkyMiles, JetBlue TrueBlue, Marriott Bonvoy and Hilton Honors. Plus, American Express regularly offers transfer bonuses, which can be a great way to squeeze even more value from your points.

Why it’s great for foodies

Beyond its lucrative rewards at global restaurants and U.S. supermarkets, the Amex Gold Card offers perks that help offset its annual fee, including an up to $120 annual dining statement credit (enrollment required), up to $120 in Uber Cash (broken down into $10 per month for Uber rides or Uber Eats) and up to $100 in hotel credits per year (eligible on bookings made through amextravel.com or the Amex Travel App for The Hotel Collection, which requires a minimum two-night stay).

With no foreign transaction fees and high earning potential on dining and grocery shopping, the Amex Gold Card is a top choice for those who love to chow down and explore.

For more details, read our full review of the American Express Gold Card.

The Platinum Card from American Express

Welcome offer: Find out your offer and see if you are eligible for as high as 175,000 Membership Rewards Points after spending $12,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Annual fee: $895 (see rates and fees)

Standout benefits: The Amex Platinum is a top-tier travel rewards card packed with luxury benefits, making it a great option for frequent travelers who can maximize its perks.

With lounge access, valuable statement credits and strong rewards potential, the card provides a premium experience — but comes with a hefty annual fee.

With the card you'll earn 5 points per dollar spent on airfare purchased directly with the airlines or through American Express Travel® (on up to $500,000 of airfare purchases per calendar year, then 1 point per dollar). Plus, you'll earn 5 points per dollar spent on prepaid hotels booked with Amex Travel.

One of the biggest draws of the Amex Platinum card is its airport lounge access, which includes Centurion Lounges and Delta Sky Clubs when flying Delta. Cardholders also automatically receive Hilton Honors Gold and Marriott Bonvoy Gold Elite status, adding value to hotel stays (enrollment required).

Amex Membership Rewards points are among the most valuable and flexible travel currencies, especially when transferred to airline and hotel partners for redemptions.

Additional perks include up to $200 in airline incidental fee statement credits per year, up to $600 in annual hotel statement credits ($300 semiannually) for prepaid stays at select luxury properties and up to $200 in Uber Cash annually (can be used toward Uber Eats or Uber rides in the U.S.; your Amex Platinum card must be added to your Uber account and you can redeem with any Amex card).

This card is great for frequent travelers who prioritize luxury perks and transferable rewards. In addition to the generous rewards rates, the credit for TSA PreCheck (up to $85 every 4.5 years) or Global Entry ($120 every four years) and the up to $219 Clear+ statement credit (subject to auto-renewal) are other perks that can help enhance your travel experience.

However, those who don’t travel often may struggle to justify the steep cost of the annual fee.

Select benefits require enrollment.

For more details, read our full review of The Platinum Card from American Express.

Bank of America Premium Rewards credit card

Welcome offer: Receive 60,000 bonus points after spending at least $4,000 on eligible purchases in the first 90 days of account opening.

Annual fee: $95

Standout benefits: The Bank of America Premium Rewards credit card is a solid choice for travelers looking for flexible rewards and valuable perks without the hefty annual fee of luxury travel credit cards.

It offers a well-rounded earning structure, providing 2 points per dollar spent on travel and dining and 1.5 points per dollar spent on all other purchases. Travel and dining expenses are broadly defined — with attractions like amusement parks and zoos fitting into the travel category — meaning more opportunities to earn bonus rewards.

With the card, you’ll earn 2 points back on travel and dining and 1.5 points back on everything else. There is no limit to the rewards you can earn, and your points never expire.

Flexibility is a major advantage when redeeming points. Cardholders can redeem for cash back, travel purchases, gift cards or even contribute directly to a 529 college savings account, a unique feature that can help offset future tuition costs.

If you’re a member of the BofA Rewards™ program — which is open to account holders, but those with at least $30,000 in combined balances in Bank of America or eligible Merrill accounts — this card boosts your rewards by 25% to 75% (depending on your tier).

Those earnings, plus the low annual fee and absence of foreign transaction fees, make this card a solid contender.

For more details, read our full review of the Bank of America Premium Rewards credit card.

Chase Sapphire Reserve

Welcome offer: Earn 100,000 bonus points after spending $6,000 on purchases in the first three months from account opening.

Annual fee: $795

Standout benefits: The Chase Sapphire Reserve is one of the most rewarding travel credit cards available. It offers a luxury travel experience alongside high-value earning potential.

With 8 points per dollar spent on purchases through Chase Travel and 4 points per dollar on flights and hotels booked direct, it's an excellent choice for frequent travelers who want to maximize their spending.

You’ll also earn 3 points per dollar spent on dining, which is about the same as the Chase Sapphire Preferred, which also offers 3 points per dollar spent on dining and 2 points per dollar spent on travel purchases.

The card's Ultimate Rewards points are among the most flexible and valuable, redeemable for up to 2 cents per point on travel, depending on the specific redemption (see your rewards program agreement for full details), or transferable to 14 airline and hotel partners, including British Airways Executive Club, Air Canada Aeroplan and Southwest Rapid Rewards.

With access to Chase’s Sapphire lounges and TSA PreCheck and Global Entry reimbursement, the Chase Sapphire Reserve lands a step above its lower-cost sibling, the Chase Sapphire Preferred. The card's extra perks and elevated bonus rates are two reasons why I have considered upgrading my card to the Reserve.

One of the big reasons the Sapphire Reserve is perfect for travel enthusiasts is that beyond rewards, the $300 annual travel credit, airport lounge access — including the stunning Chase Sapphire Lounge by The Club locations — and additional perks make this card a premium option for those who travel often. While the annual fee is high, the benefits can outweigh the costs if used strategically. If you want a top-tier travel rewards card with elite perks and no foreign transaction fees, the Chase Sapphire Reserve is hard to beat.

For more details, read our full review of the Chase Sapphire Reserve.

Atmos Rewards Ascent Visa Signature credit card

Welcome offer: Earn 50,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after spending $1,500 on purchases within the first 90 days from account opening.

Annual fee: $95

Standout benefits: The Atmos Rewards Ascent Visa Signature is a strong option for frequent flyers looking to maximize their points. The card offers a solid earning structure of 3 points per dollar spent on Alaska Airlines and Hawaiian Airlines purchases and 2 points per dollar spent on bonus categories like gas, local transit and streaming. Every other purchase earns 1 point per dollar spent.

The card also earns a 10% bonus on all points earned for those with an eligible Bank of America account.

One of the card’s strongest perks is its annual companion fare benefit, allowing you to book a second ticket for a traveling partner for just $122 (plus taxes and fees from $23) after spending $6,000 in the prior anniversary year.

Alaska Airlines and Hawaiian Airlines' routes are mostly on the West Coast, making this card most valuable for frequent travelers and those airlines. So, if you’re loyal to the airline and would benefit from perks like priority boarding, this card might be right for you.

What to consider when choosing the best no-foreign-transaction-fee credit card

Choosing the right no-foreign-transaction-fee credit card depends on your travel style, spending habits and overall financial goals. While avoiding extra fees is a major perk, the best card for you might also offer valuable rewards, travel benefits and redemption flexibility.

Some cards provide higher earning potential through preferred rewards programs, while others offer large welcome bonuses that can jump-start your points, miles or cash-back balance.

When I was deciding which card to get, I didn’t mind paying a moderate annual fee — I just wanted to ensure I could transfer my points to my preferred airlines and hotels.

For others, a lower cost or simple reward structure may be more important. Before choosing, consider how you’ll use the card and how much you’re willing to pay in annual fees.

Preferred rewards

Before selecting a no-foreign-transaction-fee card, you’ll want to determine your preferred rewards. Do you want to track bonus categories to maximize your earnings, or do you want to earn flat-rate rewards?

When deciding on a card without foreign transaction fees, I knew I wanted to earn points and miles to transfer to my preferred travel programs.

Welcome bonus

A welcome bonus — a rewards bonus typically earned after you open a card and meet a minimum spending requirement within a certain window — can add considerable value to a card, so you’ll want to compare current offers.

Make sure you can comfortably meet the minimum requirement before committing to a card’s welcome offer.

Spending habits

You’ll want to narrow down your biggest spending categories to ensure you’ll maximize the rewards of your new card. If you’re like me and regularly spend on dining and travel, you may want to consider a card that offers elevated dining rates and travel protections.

Credit cards with simple, flat rates are great options for those who have regular spending across several categories.

Annual fee

When choosing a no-foreign-transaction-fee credit card, consider whether the annual fee is worth the benefits. Factor in perks like travel credits, lounge access and bonus rewards to see if they offset the cost.

If you travel frequently, a premium card may provide more value than a no-annual-fee alternative, for example.

How we chose the best no-foreign-transaction-fee credit cards

We rated the best no-foreign-transaction-fee credit cards based on several factors, including reward earning rates, annual fees, travel protections and transferable rewards.

To learn about how TPG evaluates and chooses cards for our roundups, check out our methodology.

Redemption options for no-foreign-transaction-fee credit cards

No-foreign-transaction-fee credit cards often come with flexible redemption options, allowing you to make the most of your rewards.

Depending on the issuer, you may be able to redeem points or miles for gift cards, statement credits, online shopping (such as Amazon purchases) or travel bookings through the issuer's portal.

Some cards also let you transfer points to airline and hotel partners, which can maximize value if you frequently travel.

When choosing a card, consider redemption options that align with your spending habits and travel goals to get the most out of your rewards.

Bottom line

There are many no-foreign-transaction-fee credit cards to choose from, each offering different rewards, perks and benefits. The best card for you depends on your travel habits, spending preferences and budget.

A luxury card might be worth the annual fee if you want premium perks like lounge access and travel credits. If you prefer simplicity, a no-annual-fee option could be the right fit. Consider factors like reward rates, redemption flexibility and extra travel protections when making your decision.

No matter your choice, avoiding foreign transaction fees ensures you get the most out of your spending when traveling abroad.

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

For rates and fees of the Amex Gold card, click here.
For rates and fees of the Amex Platinum card, click [termsConditions pid="22504813" overridetext="here"].

Updated 09/16/2026

TPG featured card

American Express® Gold Card

TPG editor's rating

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Rewards rate

Rewards rate
Rate	Category
4X	Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X	Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X	Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X	Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X	Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X	Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

Intro offer

As High As 100,000 points. Find Out Your Offer.

Annual fee

$325

Regular APR

See Pay Over Time APR

Recommended credit

Excellent to Good

Pros + cons

Pros

Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)

Cons

Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits

More details

You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.

Pros

Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)

Cons

Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits

You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.

Frequent travelers know that every dollar counts, and foreign transaction fees — often up to 3% per purchase — can quickly add up.

Fortunately, many credit cards don't charge these fees, allowing you to spend freely abroad while earning valuable rewards like cash back, points or miles.

Some no-foreign-transaction-fee cards include bonus perks like trip protection and lounge access, and a few even have no annual fee.

The ability to earn bonus points on travel and dining while avoiding unnecessary charges made it the perfect travel companion.

Whether you're looking for premium benefits or a no-annual-fee option, we’ve rounded up the best no-foreign-transaction-fee cards to help you find the right fit for you.

The best no-foreign-transaction-fee credit cards