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Why this new sailing ship may be the ultimate way to explore Costa Rica and Panama
As TPG's cruise team lead, Gene Sloan oversees the site's cruise content and also writes many of TPG's main cruise guides. He has spent nearly 30 years writing about cruise ships and cruising, and he is one of the world's best-known authorities on the topic.
February 29, 2024 • 18 min read
The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. We don't cover all available credit cards, but our analysis, reviews, and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.
Editorial note: TPG's Gene Sloan accepted a free trip from Sea Cloud Cruises to experience a sailing on Sea Cloud Spirit. The opinions expressed below are entirely his and weren’t subject to review by the line.
Editorial disclaimer: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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By commenting, you agree to our Community Guidelines to help create a positive space for conversation. The responses below are not provided or commissioned by the bank advertiser, our partners, or The Points Guy (“TPG”). They have not been reviewed, approved, or otherwise endorsed by any of these parties. All responses are submitted by individual contributors, and neither the bank advertiser, our partners, nor TPG are responsible for ensuring that all posts and/or questions are answered.
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Quick summary
Sea Cloud Spirit offers an 11-night sailing cruise along the coasts of Costa Rica and Panama, featuring daily wildlife and nature excursions.
The vessel is a traditional three-masted sailing ship, with sails unfurled by hand, providing an authentic maritime experience uncommon among modern cruise ships.
Itinerary highlights include visits to national parks, snorkeling in remote islands, a daylight Panama Canal crossing and cultural encounters with the Kuna people in the San Blas Islands.
The cruise covers more destinations and offers a slower, more immersive travel pace compared to typical land-based or shorter cruise options.
What to consider
Sailings often attract a significant number of German-speaking guests, though onboard programs and staff are bilingual in German and English.
Excursions may involve early mornings, physical activity and exposure to wildlife or marine conditions such as jellyfish or plankton.
The cruise's longer itinerary allows for broader regional exploration than most other small-ship offerings in the area.
What you'll miss from the article
A detailed look at the unique onboard atmosphere, daily activities and how the sailing experience compares to other regional cruise options.
Generated by AI with support from our editorial team.
Just a handful of passengers are awake as our giant three-masted sailing ship, Sea Cloud Spirit, chases the sunrise into Costa Rica's remote Golfo Dulce — one of the most eco-diverse bays on the planet. But for those early risers, it's a treat.
From the soaring, 136-passenger vessel's teak-lined top deck, we watch as the rising sun lights up the fjord-like bay's pristine and primeval shoreline — a verdant patchwork of palm-lined beaches, dense mangroves and twisty rivers.
It is a prelude to a day of adventure. After the ship anchors early off the tiny coastal town of Puerto Jimenez, we are soon zipping to shore in a tender boat to spread out in search of wildlife.
Some of us head off on a nature walk to a crocodile-filled lagoon. Others board a catamaran searching for dolphins. Still others, like me, ride a van into the rainforest looking for the elusive sloths that call this region home.
At the recently opened La Perica Sloth Garden, we find them in droves, along with capuchin monkeys, scarlet macaws and other iconic denizens of the Costa Rica jungle.
Sea Cloud Spirit anchors for the day along the mangrove- and beach-lined coast of the Osa Peninsula. GENE SLOAN/THE POINTS GUY
It is, in short, a classic day of exploring the Golfo Dulce region and the wildlife-rich Osa Peninsula that makes up its north shore.
It's also wonderfully different from the outdoorsy experiences we had just the day before in and around Costa Rica's more northerly Manuel Antonio National Park and what we will see tomorrow as we head south to the 39 islands and islets that make up Panama's Coiba National Park.
On this 11-night Sea Cloud Spirit sailing down the coasts of Costa Rica and Panama, just about every day brings a new adventure, including — on many days — the experience of traveling under the power of nothing but the wind.
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A guide at Costa Rica's La Perica Sloth Garden offers an introduction to the slow-moving animals. GENE SLOAN/THE POINTS GUY
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Sea Cloud Spirit passengers on a guided search for sloths at the La Perica Sloth Garden. GENE SLOAN/THE POINTS GUY
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Guides help passengers take pictures of sloths in the trees at La Perica Sloth Garden. GENE SLOAN/THE POINTS GUY
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A sloth at La Perica Sloth Garden in Costa Rica. GENE SLOAN/THE POINTS GUY
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A capuchin monkey at La Perica Sloth Garden. GENE SLOAN/THE POINTS GUY
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In addition to wildlife and nature experiences, there's also a daylight crossing of the Panama Canal — a chance to see one of the great marvels of human engineering up close.
The final day of the trip includes a visit with the indigenous Kuna people living in the remote San Blas Islands just off the coast of Panama.
It's the sort of diversity of experiences that is hard to arrange during a land-based trip to Costa Rica and Panama unless you have far more time than 11 days.
Propelled by the power of the wind
Sea Cloud Spirit, which Germany-based Sea Cloud Cruises unveiled in 2021, isn't the first cruise vessel to offer voyages focused on the coasts of Costa Rica and Panama. Small vessels operated by Windstar Cruises, Lindblad Expeditions, Star Clippers, Ponant and Aurora Expeditions also offer such trips.
Still, Sea Cloud Spirit may be the most intriguing ship to ply the route. Five decks high and nearly 500 feet long, it is a full-rigged, three-masted sailing vessel of the sort that hasn’t been common on the world’s oceans for more than a century.
As large sailing ships go, it's also particularly authentic in how it operates.
Sea Cloud Spirit is, notably, propelled by a massive, old-style array of 28 sails that are unfurled by hand by an enormous team of 19 deckhands — something you don't see on almost any other large sailing ship in the world.
Most other large sailing ships offering multiday cruises, such as the two sailing vessels Windstar Cruises sometimes deploys to Costa Rica and Panama (Wind Star and Wind Spirit), have automated sails that unfurl at the push of a button.
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Sea Cloud Spirit anchored in Costa Rica's Golfo Dulce. GENE SLOAN/THE POINTS GUY
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Deckhands climb high into the rigging of Sea Cloud Spirit to unfurl its sails. GENE SLOAN/THE POINTS GUY
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Unfurling Sea Cloud Spirit's sails starts with deckhands untying them from their closed positions. GENE SLOAN/THE POINTS GUY
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Deckhands use motorized winches at times to help pull on the massive ropes that unfurl Sea Cloud Spirit's sails. GENE SLOAN/THE POINTS GUY
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Sea Cloud Spirit is underway with all 28 of its sails deployed. GENE SLOAN/THE POINTS GUY
The result is a much different experience of coastal travel on Sea Cloud Spirit from the one you'll get from any other ship.
In addition to being sailed by hand, another differentiator for Sea Cloud Spirit when sailing the Costa Rica and Panama coasts is that it offers a more expansive exploration of the region than you'll generally get with other ships. Most of the small-ship cruise itineraries in the region are seven nights in length. Sea Cloud Cruises, by contrast, typically budgets 10 to 11 nights for Sea Cloud Spirit to cover the same territory.
Even under full sails, the vessel often only meanders down the coast at just three to five knots.
Call it the "slow travel" way to do the Costa Rica and Panama coasts.
Exploring the Pacific side of Costa Rica
Our sailing down the coasts of Costa Rica and Panama begins in the sleepy Costa Rica port town of Puntarenas, on the Pacific side of the country. But we don't stay there long.
Just hours after passengers arrive at the ship, which is tied up all alone at an otherwise empty dock, Sea Cloud Spirit sets off on a six-day exploration of Costa Rica's Pacific coast — a region known for ecotourism of all sorts, from spotting monkeys and colorful birds in national parks to zip lining through lush rainforests and horseback riding along unspoiled beaches.
Sea Cloud Spirit docked in Puntarenas, Costa Rica. GENE SLOAN/THE POINTS GUY
After rounding Costa Rica's famous-for-its-surfing Nicoya Peninsula, Sea Cloud Spirit points northward toward the northwesternmost corner of the country near the border with Nicaragua.
It is here, after a day of cruising under full sails, driven by the power of the wind alone, that we land at Playa Panama — a secluded and quiet crescent of dark sand beach that serves as a gateway to nearby Palo Verde National Park.
After motoring to shore in Zodiac boats, many of the ship's passengers head to the national park for a boat ride through its marshlands in search of monkeys and crocodiles, as well as the many colorful birds for which it is known. Others visit a hacienda for horseback riding with the local cowboys and zip lining through the surrounding forests.
A handful of us, including me, sign on for a catamaran ride along the rocky coastline to a reef for snorkeling with colorful fish, margaritas on deck and spectacular sunset views over the ocean on the way back.
Passengers from Sea Cloud Spirit watch the sunset from a catamaran after snorkeling. GENE SLOAN/THE POINTS GUY
It is the sort of diverse outdoorsy pursuits that a vacationer could experience while staying at one of the area's resorts, such as the Four Seasons we passed on our way to our snorkeling site.
But unlike those land-based visitors, we would see a much wider array of Costa Rica's allures over the coming days.
Heading south from Playa Panama, we spend another full day cruising along the Costa Rica coast under full sails before reaching Quepos, the gateway to another of Costa Rica's iconic eco-destinations: Manuel Antonio National Park.
Outings to the national park and other private reserves in the area are the order of the day here after we land by tender boat at the small dock in Quepos.
Not wanting to rise at the crack of dawn, as is required for the Manuel Antonio National Park tour, I instead choose an afternoon hike over swinging bridges and past tumbling waterfalls at a small rainforest preserve called Rainmaker Conservation Park.
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Sea Cloud Spirit passengers cross swinging bridges at the Rainmaker Conservation Park in Costa Rica. GENE SLOAN/THE POINTS GUY
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Sea Cloud Spirit passengers stop for photos with a waterfall at the Rainmaker Conservation Park in Costa Rica. GENE SLOAN/THE POINTS GUY
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It turns into a perfect day, partly because I sneak away from the tour group with one other tour member (with the guide's permission) to climb a too-steep-for-most trail to a spectacular series of hanging bridges. We have it all to ourselves.
The next day Sea Cloud Spirit brings us to Costa Rica's Golfo Dolce, mentioned above.
With the stops at Playa Panama, Quepos and the Golfo Dulce's Puerto Jimenez, we have visited all three major segments of the Pacific coast of Costa Rica — the north, middle and south — in just a few days.
While we only make short day stops in each area, it's a taste of the country that isn't available to the typical visitor who comes to Costa Rica for a week and stays in one location.
Off-the-beaten-path Panama
After six days along Costa Rica's Pacific coast, Sea Cloud Spirit drives southward into the waters off Panama, where our first stop is the cluster of 39 islands and islets that make up Panama's Coiba National Park.
Designated a UNESCO World Heritage Site, the mostly uninhabited island group is known for its untouched rainforests and wildlife that exists nowhere else, such as the Coiba Island howler monkey. But for our purposes, it serves mostly as a place to stop for a beach day as we land by Zodiac at one of its many sandy beaches for snorkeling and sunning.
Unlike many of my Sea Cloud Spirit compatriots, I skip the snorkeling, scared away by a warning in the ship's daily planner about the occasional presence of plankton and jellyfish in the water that send out "stinging microscopic harpoons." But I find diversion in a small one-room national park visitors center just off the beach that goes into great depth on its flora and fauna.
It is here that I learned that the particular island where we landed, the island cluster's main island of Coiba, once served as a penal colony known for brutal conditions and the disappearance of political prisoners during the dictatorships of Panamanian strongmen Omar Torrijos and Manuel Noriega.
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Sea Cloud Spirit passengers spend a day snorkeling and sunning at Coiba Island, part of Panama's Coiba National Park. GENE SLOAN/THE POINTS GUY
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Sea Cloud Spirit anchors just off the beach at Coiba Island. GENE SLOAN/THE POINTS GUY
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Sea Cloud Spirit passengers wade ashore from Zodiac boats at Coiba Island. GENE SLOAN/THE POINTS GUY
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GENE SLOAN/THE POINTS GUY
Two days later, after another full day of sailing down the coast, we get a second beach day with snorkeling at Mogo Mogo Island, part of another cluster of islands and islets off the Panama coast called the Pearl Islands.
Here, I brave the plankton and jellyfish stings to wade out past the rocky shallows to snorkel the edge of a coral reef teeming with foureye butterflyfish and honeycomb trunkfish.
Snorkeling and sunbathing are the main activities during a stop in Panama's Pearl Islands. GENE SLOAN/THE POINTS GUY
Not only is the water crystal clear and the fish lovely, but it is an outing that I survive without a single strike from a stinging harpoon (several of my snorkeling companions, alas, do report such strikes, though they say it's not terribly painful).
The marvel of the Panama Canal
The next day of the trip brings an adventure of a different sort as Sea Cloud Spirit transits through the Panama Canal.
Passengers line the teak walkway in front of Sea Cloud Spirit's bridge early in the morning to watch as the vessel glides through Balboa Harbor near Panama City to the start of the canal at the Miraflores Locks.
It is the first of three sets of giant rectangular chambers that will lift the 4,228-gross-ton vessel up and over the Continental Divide to the Caribbean, and it is a sight to behold.
Sea Cloud Spirit passengers line the vessel's top deck as it enters the Miraflores Locks. GENE SLOAN/THE POINTS GUY
After we enter the first of the chambers, seven-story-high steel gates slowly swing shut behind us, and the basin begins filling with millions of gallons of water. At 1,050 feet long, the lock is roughly the size of three football fields — so long that a second cruise vessel, the 100-passenger Emerald Azzurra, fits into the chamber behind us.
More than 100 years after its construction by the United States, the 48-mile-long Panama Canal remains a marvel of modern engineering — and an alluring attraction for cruisers on trips to the region.
As passengers learn during an onboard lecture the day before our transit, thousands of workers toiled for a decade to carve the passageway out of the dense Panamanian jungle. In addition to building giant locks at both sides of the canal (near both the Pacific and Atlantic entrances), its builders had to construct what at the time was the world's largest dam along the Chagres River, which in turn created one of the world's largest man-made lakes.
The view from a cabin balcony as Sea Cloud Spirit transits through one of the Panama Canal's locks. GENE SLOAN/THE POINTS GUY
Dubbed Gatun Lake, the 21-mile-long body of water makes up a significant part of the waterway vessels use to cross the country.
Sea Cloud Spirit spends much of the day crossing the canal from the Pacific to the Atlantic as the ship's onboard lecturer, Stephen Weston, offers a running narrative from the top deck.
The entire process of moving between the Pacific and Atlantic oceans takes just seven hours.
The indigenous people of San Blas
The final stop on this trip is the San Blas Islands, a sprinkling of several hundred mostly uninhabited spits of white sand and palm trees that rest off Panama's Caribbean coast.
Controlled by the Kuna, an indigenous people spread across three politically autonomous reservations in Panama and Colombia, the islands are mostly off-limits to tourists and undeveloped for mass tourism, as the Kuna like it. But the Kuna allow small groups of visitors, such as those aboard Sea Cloud Spirit, to visit occasionally.
Anchoring off the Kuna-inhabited island of Wichub Wala, we tender to a small dock to wander the sandy paths between the Kuna's bamboo and palm leaf huts, past the dugout canoes they use for fishing.
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Sea Cloud Spirit naturalist Stephen Weston discusses the locally made molas with a resident of the Kuna island of Wichub Wala. GENE SLOAN/THE POINTS GUY
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Molas for sale at the Kuna island of Wichub Wala. GENE SLOAN/THE POINTS GUY
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Wichub Wala is one of many small islands part of the San Blas Archipelago. GENE SLOAN/THE POINTS GUY
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The Kuna people of the San Blas Islands perform a traditional dance. GENE SLOAN/THE POINTS GUY
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Passengers stay about 90 minutes during the stop at Wichub Wala. GENE SLOAN/THE POINTS GUY
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Passengers board a transfer back to Sea Cloud Spirit from Wichub Wala. GENE SLOAN/THE POINTS GUY
It is, for many passengers, an opportunity to purchase a souvenir from the trip that is hand-made and local, as the women of the village line the pathways hawking the colorful needlework panels called molas that they make both for their own use (traditionally, they sew them onto the fronts of their blouses) and for tourists.
Molas that we're told take weeks to make sell for about $15 to $20.
The brief visit to Wichub Wala also includes a short dance performance by the Kuna in their main square before we are back on the tender to the ship. It is a morning stop paired with an afternoon call at another sandy island for more snorkeling and swimming.
The trip ends the next morning in Colon on Panama's Caribbean coast.
Bottom line
A voyage along the Pacific coast of Costa Rica and Panama on Sea Cloud Spirit is an intriguing way to see the highlights of both countries in a single trip.
One of the biggest passenger sailing ships ever built, Sea Cloud Spirit takes a go-slow approach to travel down the coast from Puntarenas, Costa Rica, to the Pearl Islands of Panama, followed by a daylight crossing of the Panama Canal to the Caribbean side of Panama. Along the way, it visits several of the most popular tourist areas in the two countries and offers passengers a relatively rare opportunity to experience the joys of sailing the region on a tall ship.
One caveat about the trips: Sea Cloud Cruises, which is based in Hamburg, Germany, has a big following in Germany, and its Sea Cloud Spirit sailings often are heavy with German speakers. That said, the vessel's onboard program is bilingual (the relatively rare number of announcements on board are made in German and English, and most of the staff speaks both languages). You'll likely find at least some English speakers among your fellow passengers.
Ten-night Sea Cloud Spirit sailings to Costa Rica and Panama start at $9,530 per person, based on double occupancy. For more information, call 888-732-2568 or visit seacloud.com.
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Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
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Pros + cons
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Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
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Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
4X
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
5X
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
3X
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
2X
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
1X
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Intro offer
As High As 100,000 points. Find Out Your Offer.
Pros + cons
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
More details
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.
Pros
Valuable dining and food-related credits
Flexible rewards with airline and hotel transfer partners
Multiple travel and purchase protections
No foreign transaction fees
Access to Amex Offers for additional savings (enrollment required)
Cons
Not as useful for those living outside the U.S.
Some may have trouble using Uber and other dining credits
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App™.
Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App™, or purchased directly from airlines.
Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
$100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
$84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
$120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
Enjoy complimentary Hertz Five Star® Status benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
Book two nights or more with The Hotel Collection through AmexTravel.com or the Amex Travel App™ and receive a $100* credit towards eligible charges at over 1,400 upscale hotels worldwide. *Eligible charges vary by property.
Book your travel through the Amex Travel App™ with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
