The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Best for no annual fee business spending and flat rate rewards
The Wells Fargo Signify Business Cash® Card is a solid option for businesses seeking a no-annual-fee card that earns a flat reward rate, eliminating the need to track bonus spend categories.
Rewards rates
Intro offer
Earn a $500 cash rewards bonus
Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
Introductory purchases APR
0% intro APR for 12 months from account opening on purchases
Ongoing purchases APR
16.99% - 24.99% Variable APR
Ongoing cash advance APR
Refer to Important Credit Terms
Annual fee
$0
Recommended credit
More details
The Wells Fargo Signify Business Cash® Card is a solid option for businesses seeking a no-annual-fee card that earns a flat reward rate, eliminating the need to track bonus spend categories.
Read the full reviewBusiness owners who want to earn credit card rewards without the need to track spending across various bonus categories.
Earn uncapped 2% cash rewards across your business spending.