The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Best for Wells Fargo loyalists seeking a simple cash rewards card
With an unlimited flat 2% cash rewards rate, you can rest assured you’re earning bonus points whether you’re online shopping or paying for salon services. Enjoy other benefits like cell phone protection and access to the Visa Signature® Concierge and Luxury Hotel Collection.
With an unlimited flat 2% cash rewards rate, you can rest assured you’re earning bonus points whether you’re online shopping or paying for salon services. Enjoy other benefits like cell phone protection and access to the Visa Signature® Concierge and Luxury Hotel Collection.
Read the full reviewIf you’re interested in opening a cash rewards card but are confused by other options that discuss “rotating categories” or “spending limits,” make your life easier with the Wells Fargo Active Cash Card. Earn 2% cash rewards on purchases and turn your rewards into cash rewards that can be used towards everyday expenses.
You’ll earn 2% cash rewards on purchases. Your rewards never expire so long as you keep your account active.
Rewards rates
Intro offer
$100 cash rewards
Earn a $100 cash rewards bonus after spending $500 in purchases in the first 3 months.
Introductory purchases APR
0% intro APR for 12 months from account opening on purchases
Ongoing purchases APR
18.74%, 24.74%, or 28.74% Variable APR
Introductory balance transfer APR
0% intro APR for 12 months from account opening on qualifying balance transfers
Ongoing balance transfer APR
18.74%, 24.74%, or 28.74% Variable APR
Ongoing cash advance APR
Refer to Important Credit Terms
Annual fee
$0
Recommended credit
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