Rewards rates

28X

Earn up to 28X total points on stays at IHG Hotels & Resorts.

6X

Earn 6X points on dining and all other travel, including rideshare.

3X

Earn 3X points per $1 spent on all other purchases.

Intro offer

Limited-Time Offer

Earn 200,000 bonus points

Earn 200,000 bonus points after spending $5,000 on purchases in the first 3 months from account opening.

Ongoing purchases APR

19.49% - 27.99% Variable

Ongoing balance transfer APR

19.49% - 27.99% Variable

Ongoing cash advance APR

28.74% Variable

Ongoing penalty APR

Up to 29.99%

Annual fee

$350

Recommended credit

Good Credit, Excellent Credit

More details

• Limited Time Launch Offer! Earn 200,000 Bonus Points after spending $5,000 on purchases in the first 3 months from account opening.
• Enjoy up to $300 in Food & Beverage Rewards annually at IHG Hotels & Resorts.
• This card offers over $1,000 in value your first year!
• Get an Anniversary Free Night each year. Plus, redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.
• Earn up to 28X total points on stays at IHG Hotels & Resorts
• Earn 6X points on dining and all other travel, including rideshare. Earn 3X points per $1 spent on all other purchases.
• Automatic Platinum Elite status as long as you remain an IHG One Rewards Premier Select cardmember. Plus, get 20 Elite Night Credits each year.
• Earn 2 Elite Night Credits for every $5,000 you spend on your card.
• IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Hotel Indigo® & Holiday Inn®
• Member FDIC