Name: Southwest® Rapid Rewards® Premier Business Credit Card
Brand: Chase

Earn 60,000 points.

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards Rates
1 - 3X points
Annual Fee
$149
Regular APR
19.24% - 27.74% Variable
Recommended Credit
Good Credit, Excellent Credit

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

At a glance

Rewards Rates

3X: Earn 3X points on Southwest® purchases.
2X: Earn 2X points at gas stations and restaurants on the first $8,000 in combined purchases per year.
1X: Earn 1X points on all other purchases.

Intro Offer

Earn 60,000 points.

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Ongoing Purchases APR

19.24% - 27.74% Variable

Ongoing Balance Transfer APR

19.24% - 27.74% Variable

Ongoing Cash Advance APR

28.49% Variable

Ongoing Penalty APR

Up to 29.99%

Annual Fee

$149

Recommended Credit

Good Credit, Excellent Credit

More Details

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
6,000 bonus points after your Cardmember anniversary.

Our Take

TPG Editor's Rating

3 / 5

Overview

With valuable perks like free checked bags for up to 8 companions and solid rewards on Southwest purchases, this business card offers decent travel benefits without the high price tag. It’s a practical option for business owners looking to earn a Companion Pass and elite status while keeping annual fees in check. (Partner offer)

Read the full review

Pros

Complimentary first checked bag for the cardmember and up to eight additional passengers on the same reservation
Preferred seat selection within 48 hours prior to departure, when available
6,000 complimentary Southwest points annually, on each cardmember anniversary
Elevated earning rates on spending at gas stations and restaurants (on the first $8,000 in combined purchases per anniversary year)
10,000 points towards a Companion Pass, annually
No foreign transaction fees

Cons

$149 annual fee
Spending cap in certain earning categories
No lounge access
Certain perks are subject to availability
Modest travel perks, compared to other airline cards

Who is this card good for?

This card is ideal for business owners who frequently fly Southwest and want to earn rewards without committing to a premium annual fee. It’s especially useful for those who travel with colleagues or employees, thanks to group boarding and free checked bags for up to eight companions.

Earning rewards

You’ll earn 3 points per dollar spent on all Southwest purchases, 2 points per dollar spent at gas stations and restaurants (on the first $8,000 in combined purchases per anniversary year) and 1 point per dollar spent on all other purchases.