The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Limited-Time Offer
Earn 80,000 points.
Earn 80,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
1 - 3X points
$149
19.24% - 27.74% Variable
Good Credit, Excellent Credit
With valuable perks like free checked bags for up to 8 companions and solid rewards on Southwest purchases, this business card offers decent travel benefits without the high price tag. It’s a practical option for business owners looking to earn a Companion Pass and elite status while keeping annual fees in check. (Partner offer)
Read the full reviewThis card is ideal for business owners who frequently fly Southwest and want to earn rewards without committing to a premium annual fee. It’s especially useful for those who travel with colleagues or employees, thanks to group boarding and free checked bags for up to eight companions.
You’ll earn 3 points per dollar spent on all Southwest purchases, 2 points per dollar spent at gas stations and restaurants (on the first $8,000 in combined purchases per anniversary year) and 1 point per dollar spent on all other purchases.
Rewards Rates
Intro Offer
Limited-Time Offer
Earn 80,000 points.
Earn 80,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Ongoing Purchases APR
19.24% - 27.74% Variable
Ongoing Balance Transfer APR
19.24% - 27.74% Variable
Ongoing Cash Advance APR
28.49% Variable
Ongoing Penalty APR
Up to 29.99%
Annual Fee
$149
Recommended Credit
Good Credit, Excellent Credit
More Details