Royal ONE™ Visa Signature® credit card
Best for cruise rewards with no annual fee
The Royal ONE credit card offers solid rewards for both cruise vacations and everyday spending, earning 3 points per dollar spent on Royal Caribbean Group purchases, 2 points per dollar spent on common expenses like groceries, gas and EV charging, and 1 point per dollar spent on all other eligible purchases. With no annual fee and flexible redemption options across multiple cruise brands, it’s a strong choice for travelers who want to earn rewards without an annual fee.