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At a glance

Up to 10%
Earn up to 10% cash back on everyday purchases

Ongoing Purchases APR

24.64% (variable)

Ongoing Cash Advance APR

24.64% (variable)

Ongoing Penalty APR

None
$35
No credit check
  • Earn up to 10% cash back on everyday purchases
  • No credit check required – 89% approval rate with zero credit risk to apply!

Our Take

TPG Editor‘s Rating

Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
3/5

Overview

This card has a relatively low APR for a secured card and a higher credit limit of up to $3,000 (matching your security deposit), and doesn't require a credit check to get. But it also comes with a $35 annual fee, and the opportunity to earn up to 10% cash back on everyday purchases.
Read the full review

Pros

  • This secured card has lenient credit requirements that allow almost anyone to get approved, no matter their score. OpenSky Secured Visa claims that 99 percent of its users who had no credit built up a credit score within six months of using the card

Cons

  • This card has a $35 annual fee, and no path to an automatically upgraded unsecured card.

Who is this card good for?

This card is good for those with a poor credit history looking to get back on track.

Earning Rewards

Up to 10% cash back rewards on everyday purchases.