There’s nothing like receiving a new metal credit card. It arrives with authority in the mail or on your doorstep, and you hear the angels sing as you open it and it catches the first glint of light.
Ever since the much-ballyhooed launch of the Chase Sapphire Reserve® (see ) in 2016 — when Chase temporarily ran out of metal due to the card's popularity — card issuers have realized that it’s not just the earning rates, travel rewards and fancy perks that’ll attract customers. A credit card that’s a statement piece has an attraction all its own.
And what better way to make a statement than with a heavy, shiny metal card? But before you rush to apply for one of the sleekest cards on the market, there are a few drawbacks that you should consider.
They aren’t universally accepted
As much fun as it is to hear the “thunk” of your card when you throw it down to pay for a group dinner, it’s less fun to run into a situation where your card isn’t accepted. Although extremely rare nowadays, some older card readers and parking machines will have a sign that says “no metal cards,” or you might have to find out the hard way that your beloved card just won’t fit into the slot.
Regardless, your card is only useful if you can actually use it, and that isn’t always the case with a metal credit card.
