Name: IHG One Rewards Premier Business Credit Card
Brand: Chase

Earn 140,000 Bonus Points

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards Rates
3 - 26X points
Annual Fee
$99
Regular APR
19.24% - 27.74% Variable
Recommended Credit
Excellent, Good

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

At a glance

Rewards Rates

26X: Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
5X: Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants
3X: Earn 3 points per $1 spent on all other purchases

Intro Offer

Earn 140,000 Bonus Points

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

Ongoing Purchases APR

19.24% - 27.74% Variable

Ongoing Balance Transfer APR

19.24% - 27.74% Variable

Ongoing Cash Advance APR

28.49% Variable

Ongoing Penalty APR

Up to 29.99%

Annual Fee

$99

Recommended Credit

670-850Excellent, Good

More Details

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
Enjoy an Anniversary Free Night at IHG® Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG hotel stay.

Our Take

TPG Editor's Rating

4 / 5

Overview

You’ll also get access to the fourth reward night free perk, which lets you redeem zero points for every fourth night when you redeem IHG points for stays of four consecutive nights or more. (Partner offer)

Read the full review

Pros

10 points per dollar on purchases at IHG Hotels and Resorts (on top of the points you'll earn as an IHG elite member)
Automatic Platinum Elite status for as long as you're a cardmember
Free night each year after your cardmember anniversary
Fourth reward night free benefit when you redeem IHG points for stays of four nights or longer
Ability to earn Diamond Elite status through the end of the next calendar year when making purchases totaling $40,000 or more with your card during a calendar year
Up to a $120 statement credit for a NEXUS, Global Entry or TSA PreCheck application fee every four years

Cons

Low-value redemption options outside of redeeming for stays at IHG properties

Who is this card good for?

This card is a good choice for business owners who will get enough value from the anniversary free night to justify the card’s annual fee. It’s an even better choice if you stay frequently with IHG and will use the card’s business-focused bonus categories. Even if you already have the personal version of this card, you may still find value in getting the business version for its anniversary free night and bonus categories.

Earning rewards

This card earns 10 points per dollar spent on qualifying purchases made at hotels participating in IHG One Rewards. You’ll also earn 5 points per dollar spent on other travel, dining at restaurants including takeout and eligible delivery services, social media and search engine advertising, office supply stores and gas stations. And you’ll earn 3 points per dollar spent on all other purchases.