The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Earn $1,500 Cash Back in the form of Reward Dollars
Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership. Reward Dollars can be redeemed as statement credits and at Amazon.com checkout.
2 - 5% cash-back
$295
17.99% - 28.74% Variable
Good to Excellent
The Graphite™ Business Cash Unlimited Card offers a straightforward rewards structure with unlimited 2% cash back on eligible purchases and 5% cash back on flights and prepaid hotel bookings made through American Express Travel® Online. Combined with flexible spending features, it's designed for business owners who prioritize simplicity over premium perks. (Partner offer) Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at amazon.com checkout.
Read the full reviewThis card is best suited for business owners with high, consistent spending who want a simple, flat-rate cash-back structure and flexible purchasing power, rather than maximizing rewards through bonus categories or travel perks.
Cardholders earn 2% cash back on all eligible purchases and 5% cash back on flights and prepaid hotel bookings made through American Express Travel Online. Rewards are earned as Reward Dollars and can be redeemed at a 1:1 rate for statement credits and at checkout at amazon.com, with no minimum required.
Rewards rates
Intro offer
Earn $1,500 Cash Back in the form of Reward Dollars
Earn $1,500 Cash Back in the form of Reward Dollars after you spend $50,000 in purchases on your new Card within the first 6 months of Card Membership. Reward Dollars can be redeemed as statement credits and at Amazon.com checkout.
Ongoing purchases APR
17.99% - 28.74% Variable
Ongoing penalty APR
29.99% Variable
Annual fee
$295
Recommended credit
Good to Excellent
More details