The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Unlimited Cashback Match™
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200.
1 - 5% cash-back
$0
16.74% - 25.74% (Variable)
Average, Fair, Limited
The Discover it Student Cash Back is a solid first credit card for students who want to earn cash back without paying an annual fee. Cardmembers can earn 5% cash back on up to $1,500 in combined purchases each quarter in rotating bonus categories (activation required), and 1% cash back on all other purchases. At the end of the first cardmember year, Discover automatically matches all of the cash back earned, with no limit on the match. (Partner offer)
Read the full reviewStudents looking for a first credit card with no annual fee, straightforward cash-back rewards and a generous first-year incentive. It’s particularly useful for students who spend aligns with Discover’s rotating 5% cash-back categories and who don’t mind activating and keeping track of those categories each quarter.
Cardmembers earn 5% cash back on up to $1,500 in combined purchases in rotating bonus categories each quarter after activation. Purchases in those categories above the quarterly cap, as well as all other purchases, earn 1% cash back. At the end of the first cardmember year, Discover automatically matches all the cash back you've earned, with no limit on the match.
Rewards rates
Intro offer
Unlimited Cashback Match™
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200.
Introductory purchases APR
0% intro on purchases for 6 months
Ongoing purchases APR
16.74% - 25.74% (Variable)
Introductory balance transfer APR
N/A
Ongoing balance transfer APR
16.74% - 25.74% (Variable)
Ongoing cash advance APR
28.74% (Variable)
Ongoing penalty APR
None
Annual fee
$0
Recommended credit
Average, Fair, Limited
More details
Average, Fair, Limited
More details