The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Unlimited Cashback Match™
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
1 - 2 $
$0
17.74% - 26.74% (Variable)
Excellent, Good
The Discover it Chrome is a no-annual-fee cash-back card with a simple rewards structure that offers bonus rewards at gas stations and restaurants. Cardmembers earn 2% cash back on up to $1,000 in combined purchases at gas stations and restaurants each quarter and 1% cash back on all other purchases. Once the quarterly cap is reached, gas station and restaurant purchases also earn 1%. Discover's first-year Cashback Match adds value for new cardmembers, but the card's quarterly spending cap limits its long-term appeal. (Partner offer)
Read the full reviewBeginners who want a simple no-annual-fee cash-back card and regularly spend at gas stations and restaurants, particularly those who can make the most of Discover's first-year Cashback Match.
Cardmembers earn 2% cash back on purchases made at gas stations and restaurants on up to $1,000 in combined purchases each quarter. After that cap is met, you'll earn 1% cash back in these categories. All other purchases also earn 1% cash back. At the end of the first cardmember year, Discover automatically matches all the cash back you've earned, with no limit on the match.
Rewards rates
Intro offer
Unlimited Cashback Match™
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Introductory purchases APR
0% intro on purchases for 6 months
Ongoing purchases APR
17.74% - 26.74% (Variable)
Introductory balance transfer APR
0% intro on balance transfers for 18 months
Ongoing balance transfer APR
17.74% - 26.74% (Variable)
Ongoing cash advance APR
28.74% (Variable)
Ongoing penalty APR
None
Annual fee
$0
Recommended credit
More details
More details