The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
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Advertiser disclosure
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
You may be eligible for as high as 80,000 Bonus Miles and a $250 Statement Credit after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Apply to find out your offer. Terms Apply. Offer ends 11/04/2026.
If you’re not looking for premium airline perks such as lounge access or earning status with Delta through spending, this card is a good option. It allows you to earn SkyMiles toward award travel and to save money with perks such as a first checked bag free on flights worldwide and a second free checked bag for U.S. domestic flights as well as discounts on inflight purchases. Plus, the card’s low annual fee won’t break the bank. (Partner offer)
First checked bag free on flights worldwide and second checked bag free on U.S. domestic flights
Priority boarding
15% discount on all award flights
20% back in the form of a statement credit on inflight purchases (not including Wi-Fi)
Cons
There are better Delta cards if you want lounge access or a boost to earn elite status
Who is this card good for?
You don’t have to be a Delta loyalist to benefit from this card. You can easily take advantage of benefits that will outweigh the cost of holding the card. Perks such as your first checked bag free on flights worldwide and second checked bag free on U.S. domestic flights, no foreign transaction fees, up to $100 annual statement credit with Delta Stays and 20% back (as a statement credit) on inflight purchases are great cost-saving benefits.
Earning rewards
The Delta SkyMiles Gold American Express Card earns 2 miles per dollar spent at U.S. supermarkets, restaurants worldwide and on Delta purchases. It also earns 1 mile per dollar spent on other eligible purchases, making it easy to earn Delta SkyMiles.
At a glance
Rewards Rates
2X
Earn 2X miles on Delta Purchases, restaurants, and U.S. supermarkets.
1X
Earn 1X miles on all other eligible purchases.
Intro Offer
Limited-Time Offer
As High As 80K Miles + $250 Statement Credit
You may be eligible for as high as 80,000 Bonus Miles and a $250 Statement Credit after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Apply to find out your offer. Terms Apply. Offer ends 11/04/2026.
Ongoing Purchases APR
19.74%-28.74% Variable
Ongoing Cash Advance APR
28.99% Variable
Ongoing Penalty APR
29.99% Variable
Annual Fee
$0 introductory annual fee for the first year, then $150.
Recommended Credit
Excellent to Good
More Details
Apply and find out your welcome offer: As High As 80,000 Bonus Miles + Earn a $250 Statement Credit after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. Offer ends 11/04/2026.
Enjoy a $0 introductory annual fee for the first year, then $150.
$120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after your first Card renewal when you use your Delta SkyMiles® Gold American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
$200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
When you use your Delta SkyMiles® Gold American Express Card, you can earn: 2X miles on Delta Purchases, 2X miles at restaurants, 2X miles at U.S. supermarkets, 1X miles on all other eligible purchases. Every mile you earn brings you closer to the places you want to go. Turn them into your next trip, use them for seat upgrades, and more.
Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
$100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
Send money, split purchases, and focus on the moments that matter – with Send & Split®. Powered by Venmo and PayPal. Enrollment Required. Terms apply.
