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At a glance

Rewards rates

1%
Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply

Ongoing purchases APR

29.99%* Variable

Ongoing cash advance APR

31.99%* Variable

Annual fee

$39

Recommended credit

Fair, Good

More details

  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services†
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges†

At a glance

Rewards rates

1%
Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply

Ongoing purchases APR

29.99%* Variable

Ongoing cash advance APR

31.99%* Variable

Annual fee

$39

Recommended credit

Fair, Good

More details

  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services†
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges†
  • Automatic reviews for credit line increase opportunities
  • Choose your monthly payment due date for added convenience†
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • †Terms Apply
at Credit One Bank's secure site.
Terms & restrictions apply. See rates & fees.

Our take

TPG Editor's Rating
Star 1Star 2Star 3Star 4Star 5
2/5

Overview

This card offers automatic 1% cash back in the form of statement credits each month on eligible purchases, including gas, groceries, mobile phone, internet, cable and satellite TV services. Cardholders can also earn up to 10% cash back rewards at select participating merchants. Additional features like free online access to your credit score and regular account reviews for credit line increases are designed to help build credit. The annual fee is $39.

Check out TPG's top rated cash-back cards

Pros

  • Earns automatic cash back on many common purchase categories
  • No redemptions necessary so there’s nothing to track
  • Offers features to help build credit

Cons

  • The 1% cash back rate is on the lower end for cash-back credit cards
  • Cash-back rewards are limited to eligible purchase categories

Who is this card good for?

This card is good for those who want to earn automatic 1% cash back on their most common expenses while building credit.

Earning rewards

This card earns 1% cash back on eligible purchases at gas stations and grocery stores (excluding superstores like Target) and on mobile phone, internet, cable and satellite TV services. Cardholders can also earn up to 10% cash back rewards from select participating merchants.

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Ad disclosure

at Credit One Bank's secure site.
Terms & restrictions apply. See rates & fees.
  • Rewards Rates

    1% cash-back

  • Annual Fee

    $39

  • Regular APR

    29.99%* Variable

  • Recommended Credit

    Fair, Good

at Credit One Bank's secure site.
Terms & restrictions apply. See rates & fees.
Apply now
Credit One Bank® Platinum Rewards Visa® Card
Credit One Bank® Platinum Rewards Visa® Card
Apply now
Credit One Bank® Platinum Rewards Visa® CardCredit One Bank® Platinum Rewards Visa® Card
Apply now