Rewards Rates
1% cash-back
Annual Fee
$39
Regular APR
29.74%* Variable
Recommended Credit
Fair, Good
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
1% cash-back
$39
29.74%* Variable
Fair, Good
Rewards Rates
Ongoing Purchases APR
29.74%* Variable
Ongoing Cash Advance APR
31.74%* Variable
Annual Fee
$39
Recommended Credit
Fair, Good
More Details
This card offers automatic 1% cash back in the form of statement credits each month on eligible purchases, including gas, groceries, mobile phone, internet, cable and satellite TV services. Cardholders can also earn up to 10% cash back rewards at select participating merchants. Additional features like free online access to your credit score and regular account reviews for credit line increases are designed to help build credit. The annual fee is $39.
Check out TPG's top rated cash-back cardsThis card is good for those who want to earn automatic 1% cash back on their most common expenses while building credit.
This card earns 1% cash back on eligible purchases at gas stations and grocery stores (excluding superstores like Target) and on mobile phone, internet, cable and satellite TV services. Cardholders can also earn up to 10% cash back rewards from select participating merchants.