Costco Anywhere Visa® Business Card by Citi

Apply now at Citi's secure site.
Terms & restrictions apply. See rates & fees.

Rewards Rates
1 - 5% cash-back
Annual Fee
$0
Regular APR
18.99% - 26.99% (Variable)
Recommended Credit
Excellent Credit

Apply now at Citi's secure site.
Terms & restrictions apply. See rates & fees.

At a glance

Rewards rates

4% and 5%: Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
3%: 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
2%: 2% cash back on all other purchases from Costco and Costco.com
1%: 1% cash back on all other purchases

Ongoing purchases APR

18.99% - 26.99% (Variable)

Ongoing cash advance APR

28.99% (Variable)

Ongoing penalty APR

Up to 29.99% (Variable)

Annual fee

Recommended credit

Excellent Credit

More details

Discover the only business credit card designed exclusively for Costco members
Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.

Our take

TPG editor's rating

Overview

The Costco Anywhere Visa Business Card mimics the consumer version with no annual fee and a strong earning rate on Costco and everyday purchases. However, the benefit of carrying a business card is that you get to separate your business and personal expenses, making it easier to keep your finances in check.

Read the full review

Pros

Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and EV charging purchases for the first $7,000 in combined purchases per year (then 1% thereafter); 3% cash back on restaurants and eligible travel purchases; 2% cash back on Costco purchases; 1% on everything else.
Purchase protection
Extended warranty
Citi Entertainment access
No annual fee

Cons

No sign-up bonus offered.
You can only redeem your cash back once per year in February.
A Costco membership is required to apply.

Who is this card good for?

This card is best for Costco members who own a business, as you’ll need an active membership to apply for this card.

Earning rewards

You’ll earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and EV charging purchases (on up to $7,000 in combined purchases per year; then 1%), 3% back at restaurants and on eligible travel purchases, 2% back on in-store and online Costco purchases, and 1% on all other eligible purchases.