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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Earn 60,000 bonus ThankYou® Points
Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
1 - 10X points
$95
19.74% - 27.74% (Variable)
Excellent, Good
The Citi Strata Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Strata Premier comes with a $95 annual fee and is currently offering a solid welcome bonus of 60,000 points after you spend $4,000 on purchases within the first three months. This welcome bonus is worth $1,080, according to TPG’s valuations. Plus, earn 10 points per dollar spent on hotels, car rentals and attractions when you book through the Citi Travel portal. The card also has some valuable transfer partners to make the most of your rewards, and you’ll get a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, when you book through the Citi Travel website.
Read the full reviewThe Citi Strata Premier is a solid travel card choice with a plethora of travel partners, solid earning rates and travel protections. Since the card earns the same number of points at gas and EV charging stations, restaurants, supermarkets and on air travel and hotels, it’s a great pick for cardholders who want a simplified rewards-earning system.
All rewards will be earned in the form of Citi ThankYou Rewards points. Earn 10 points per dollar spent on hotels, car rentals and attractions booked through CitiTravel.com, 3 points per dollar spent at gas and EV charging stations, restaurants, supermarkets and on air travel and other hotel purchases, and 1 point per dollar spent on other purchases.
Rewards Rates
Intro Offer
Earn 60,000 bonus ThankYou® Points
Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Ongoing Purchases APR
19.74% - 27.74% (Variable)
Ongoing Balance Transfer APR
19.74% - 27.74% (Variable)
Ongoing Cash Advance APR
29.99% (Variable)
Ongoing Penalty APR
Up to 29.99% (Variable)
Annual Fee
$95
Recommended Credit
More Details