The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
$250 bonus
Limited Time Offer! Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening!
1 - 5% cash-back
$0
18.24% - 27.74% Variable
Excellent, Good
Chase Freedom Flex took the old Chase Freedom card and added new benefits and bonus categories. For a no-annual-fee credit card, it offers an impressive return across a number of spending categories, and it becomes even more valuable when paired with a Chase Ultimate Rewards credit card. It also includes several perks that you typically find with higher-tier cards. (Partner offer)
Read the full reviewThis credit card is great for those who want to prioritize earning cash back over other reward currency. With different earning categories every quarter, this card also works well as part of a larger credit card strategy for rewards experts. If you have a Chase Ultimate Rewards credit card, such as the Chase Sapphire Preferred® Card, the rewards you earn with the Freedom Flex can be converted to full-fledged Ultimate Rewards points.
The Chase Freedom Flex Card is packed with earning potential, including 5% cash back on the first $1,500 spent on rotating categories each quarter (activation required), 5% cash back on travel booked through Chase Travel℠, 3% cash back on dining, 3% cash back on drugstores, 2% cash back on Lyft rides (through Sept. 30, 2027) and 1% cash back on all other purchases. When paired with another Ultimate Rewards card, cashback can be transferred to Ultimate Rewards points, giving the card new life for those who may have moved on to higher-tier rewards cards.
Rewards Rates
Intro Offer
$250 bonus
Limited Time Offer! Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening!
Introductory Purchases APR
0% Intro APR on Purchases for 15 months
Ongoing Purchases APR
18.24% - 27.74% Variable
Introductory Balance Transfer APR
0% Intro APR on Balance Transfers for 15 months
Ongoing Balance Transfer APR
18.24% - 27.74% Variable
Ongoing Cash Advance APR
28.49% Variable
Ongoing Penalty APR
Up to 29.99%
Annual Fee
$0
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