The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Credit cards
At The Points Guy, our goal is to help you maximize your travel experiences while minimizing spending. While we do receive compensation through our credit card application links, ads and clearly indicated sponsored content, our editorial content, points valuations and card analyses are entirely our own. Learn more about our advertising policy and product review methodology.
Best for simple cash-back
If you’re looking to earn money every time you make a purchase, check out our top picks for the best cash-back credit cards. For many, cash is king, and with the right cash-back credit card, you can earn rewards every time you spend. Each card on this list has been chosen for its solid earning rates — from simple 2% flat-rate cash-back cards to those with optimized cash back within specialized spending categories.
These cards can help you maximize your everyday purchases and earn rewards that are easy to redeem.
Check out our curated selection and comprehensive guide on some of the best cash back cards on the market from our partners below.
Cash-back credit cards typically offer decent welcome bonuses that feature low spend thresholds.
Some cash back credit cards don’t require cardholders to pay an annual fee and others that do are typically budget-friendly.
Choosing a cash back card that’ll maximize your earnings depends on which categories you most use.
Redeeming cash back is pretty straightforward, although some cards may require you to meet a minimum amount of cash back before you can redeem.
We additionally factor in the extra perks — besides cash back — you get when you carry one of the cards on this list.
According to a TPG newsletter survey, 22% of card users use their rewards to fund other financial goals like vacations or home upgrades. Savvy consumers put their rewards towards future dream vacations or home upgrades instead of letting credit card points and miles sit idle. It is important to have a clear redemption plan to maximize your rewards which begs the question, how are you using your cash back?
Choosing the best cash back credit card will most likely depend on whether or not you’re willing to pay an annual fee and what categories you typically spend in. Take stock of where the bulk of your spending occurs and choose a card that aligns with that category.
Here are some of the main points to consider when choosing a cash back credit card:
While cash back credit cards don’t typically offer larger sign-up bonuses, they do usually provide the chance to earn a couple hundred dollars. There are exceptions to this which is ideal since you can choose which card from our roster is best for you.
The good news is that almost all of the cash back cards on this list don’t come with an annual fee. The better news is that of the cards requiring the cardholder to pay an annual fee, most of these options are sub-$200.
The best cash back card for you will depend heavily on your preferred bonus categories. If you spend a lot on groceries, dining out or streaming services, opt for a card that will provide cash back every time you use it to make a purchase in one or more of your main categories.
Maximize your earnings for everyday expenses with a cash back card
Credit pointers with Brian Kelly
54 sec video
If you can earn 2% cash back on all your purchases made with a no-annual-fee credit card that you otherwise weren’t earning rewards on, then having a cash-back card is certainly worth it … as long as you pay your balance off in full each month to avoid interest charges. Even if you only earn 2% back on $1,000 in monthly charges, that is still $240 in annual rewards you otherwise wouldn’t have had.
Know, though, that whether a cash-back credit card is the absolute best option for you ultimately depends on your spending patterns and the goals you have for your credit card rewards.
Credit card issuers don’t want their cards to just sit in your wallet and collect dust. They want you to use them frequently so they can make money off of interchange fees charged to the retailers and potential interest fees. Having the card provide you a reward for using it in the form of cash back is a way for the card issuer to encourage you to select that card over the others in your wallet when it comes time to make a purchase.
There isn’t one credit card that gives the most cash back in all areas. Some have rotating or fixed bonus categories that provide as much as 6% cash back, while others give around 2% cash back for all spending categories. The one that will result in the most cash back for you depends on your spending patterns and what other cards you already have in your wallet.
Typically, cash-back rewards do not expire as long as your card remains open and in good standing. However, you should check the terms and conditions of your specific cash-back card to know the circumstances under which your cash-back rewards could expire or otherwise be forfeited. Be sure to utilize or cash out the rewards you’ve accrued before closing your account.
While you should always consult an accountant for specific tax advice, rewards earned from purchases on your credit cards usually are not taxable, as they are considered purchase rebates. That said, if you get cash back from something other than a purchase (such as for referring a friend to the card), that may be considered taxable.
Essentially, yes. No one from the bank is likely to walk up and hand you some crisp bills after using your cash-back credit card, but you will earn cash back in the form of a statement credit, a deposit in your bank account, a check or another method.
Stephanie Stevens is an associate writer with TPG's credit cards team. She focuses on creating timely credit cards content for TPG readers.
Summer Hull has been covering (and using) travel tips, rewards credit cards and loyalty programs for over a decade. She has flown close to a million miles, often on points and miles and with her family in tow.
Madison Blancaflor is the managing editor for TPG's content operations team. She focuses on helping TPG's broader editorial team bring news, features and advice to readers. She has nearly six years of experience covering the credit cards and travel industries.
Compliance manager Stanley Sanford has years of compliance experience in the credit card industry dating back to 2017. He's reviewed content for several reputable sites, including CreditCards.com, Bankrate, CNET. and even thepointsguy.com before leading the compliance team for The Points Guy full time in early 2022.
Best for simple cash-back
| Rate | Category |
|---|---|
| 2% | Earn unlimited 2% cash rewards on purchases |
$100 cash rewards
$0
18.74%, 24.74%, or 28.74% Variable APR
670-850
The Wells Fargo Active Cash card delivers simplicity to cardholders who want to pay for their purchases without worrying if you’re maximizing every last dollar. With a 2% cash rewards rate, you’ll rest easy knowing that you’re earning bonus points whether you’re online shopping or paying your hairdresser. Plus, enjoy other benefits like cell phone protection and access to the Visa Signature Concierge luxury hotels. Read our full review of the Wells Fargo Active Cash.
The Wells Fargo Active Cash card delivers simplicity to cardholders who want to pay for their purchases without worrying if you’re maximizing every last dollar. With a 2% cash rewards rate, you’ll rest easy knowing that you’re earning bonus points whether you’re online shopping or paying your hairdresser. Plus, enjoy other benefits like cell phone protection and access to the Visa Signature Concierge luxury hotels. Read our full review of the Wells Fargo Active Cash.
Best for simple cash-back
$100 cash rewards
$0
18.74%, 24.74%, or 28.74% Variable APR
670-850
Excellent, Good
The Wells Fargo Active Cash card delivers simplicity to cardholders who want to pay for their purchases without worrying if you’re maximizing every last dollar. With a 2% cash rewards rate, you’ll rest easy knowing that you’re earning bonus points whether you’re online shopping or paying your hairdresser. Plus, enjoy other benefits like cell phone protection and access to the Visa Signature Concierge luxury hotels. Read our full review of the Wells Fargo Active Cash.
Best for gas and supermarkets
| Rate | Category |
|---|---|
| 6% | Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%). |
| 6% | Earn 6% cash back on select U.S. streaming subscriptions. |
| 3% | Earn 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases. |
| 1% | Earn 1% cash back on other purchases. |
As High As $300 Cash Back. Find Out Your Offer.
$0 intro annual fee for the first year, then $95.
19.74%-28.74% Variable
Excellent to Good
The Blue Cash Preferred Card is one of the best cash-back credit cards on the market. You’ll get a great return across a wide range of bonus categories, a solid welcome bonus and a low annual fee. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Read our full review of the Blue Cash Preferred Card from American Express.
The Blue Cash Preferred Card is one of the best cash-back credit cards on the market. You’ll get a great return across a wide range of bonus categories, a solid welcome bonus and a low annual fee. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Read our full review of the Blue Cash Preferred Card from American Express.
Best for gas and supermarkets
As High As $300 Cash Back. Find Out Your Offer.
$0 intro annual fee for the first year, then $95.
19.74%-28.74% Variable
Excellent to Good
The Blue Cash Preferred Card is one of the best cash-back credit cards on the market. You’ll get a great return across a wide range of bonus categories, a solid welcome bonus and a low annual fee. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Read our full review of the Blue Cash Preferred Card from American Express.
Best for maximizing rotating categories
| Rate | Category |
|---|---|
| 5% | Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. |
| 1% | Plus, earn unlimited 1% cash back on all other purchases. |
Earn Unlimited Cashback Match™ + $200
$0
18.74% - 28.74% (Variable)
670-850
The Discover it Cash Back is a solid no-annual-fee option for earning elevated cash back on rotating spending categories. Cardmembers can earn 5% cash back on up to $1,500 in combined purchases each quarter in rotating bonus categories (activation required), and 1% cash back on all other purchases. Discover's first-year Cashback Match adds even more value by automatically matching all the cash back earned during the first cardmember year, with no limit on the match.
The Discover it Cash Back is a solid no-annual-fee option for earning elevated cash back on rotating spending categories. Cardmembers can earn 5% cash back on up to $1,500 in combined purchases each quarter in rotating bonus categories (activation required), and 1% cash back on all other purchases. Discover's first-year Cashback Match adds even more value by automatically matching all the cash back earned during the first cardmember year, with no limit on the match.
Best for maximizing rotating categories
Earn Unlimited Cashback Match™ + $200
$0
18.74% - 28.74% (Variable)
670-850
Excellent, Good
The Discover it Cash Back is a solid no-annual-fee option for earning elevated cash back on rotating spending categories. Cardmembers can earn 5% cash back on up to $1,500 in combined purchases each quarter in rotating bonus categories (activation required), and 1% cash back on all other purchases. Discover's first-year Cashback Match adds even more value by automatically matching all the cash back earned during the first cardmember year, with no limit on the match.
Best for flat-rate business cash back
| Rate | Category |
|---|---|
| 1.5% | Earn unlimited 1.5% cash back on every purchase made for your business |
Earn $750 bonus cash back
$0
16.99% - 24.99% Variable
670-850
The Ink Business Unlimited offers unlimited 1.5% cash back on every business purchase. It fills in rewards gaps not covered by the Ink Business Cash® Credit Card. You can maximize this card by pairing it with cards including the Chase Sapphire Reserve® and the Chase Sapphire Preferred® Card. Read our full review of the Ink Business Unlimited Credit Card.
The Ink Business Unlimited offers unlimited 1.5% cash back on every business purchase. It fills in rewards gaps not covered by the Ink Business Cash® Credit Card. You can maximize this card by pairing it with cards including the Chase Sapphire Reserve® and the Chase Sapphire Preferred® Card. Read our full review of the Ink Business Unlimited Credit Card.
Best for flat-rate business cash back
Earn $750 bonus cash back
$0
16.99% - 24.99% Variable
670-850
Good, Excellent
The Ink Business Unlimited offers unlimited 1.5% cash back on every business purchase. It fills in rewards gaps not covered by the Ink Business Cash® Credit Card. You can maximize this card by pairing it with cards including the Chase Sapphire Reserve® and the Chase Sapphire Preferred® Card. Read our full review of the Ink Business Unlimited Credit Card.
Best for unlimited business cash back
| Rate | Category |
|---|---|
| 2% | 2% cash back on every purchase |
| 5% | 5% cash back on hotels and rental cars booked through Capital One Business Travel |
Earn $2,000
$150
25.99% (Variable)
740-850
The Capital Spark Cash Plus is a great cash back card for larger businesses with high spending. It allows business owners to earn unlimited 2% cash back on every purchase, and Capital One will refund the card’s annual fee if the business meets a minimum spend of $150,000 annually. Read our full review of the Capital One Spark Cash Plus credit card.
The Capital Spark Cash Plus is a great cash back card for larger businesses with high spending. It allows business owners to earn unlimited 2% cash back on every purchase, and Capital One will refund the card’s annual fee if the business meets a minimum spend of $150,000 annually. Read our full review of the Capital One Spark Cash Plus credit card.
Best for unlimited business cash back
Earn $2,000
$150
25.99% (Variable)
740-850
Excellent
The Capital Spark Cash Plus is a great cash back card for larger businesses with high spending. It allows business owners to earn unlimited 2% cash back on every purchase, and Capital One will refund the card’s annual fee if the business meets a minimum spend of $150,000 annually. Read our full review of the Capital One Spark Cash Plus credit card.
Best for flexible cash rewards
| Rate | Category |
|---|---|
| 5% | Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more. |
| 3% | 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service. |
| 1.5% | 1.5% cash back on all other purchases. |
Earn $200 cash back
$0
18.49% - 27.99% Variable
670-850
The Chase Freedom Unlimited is a surprisingly powerful card that earns cash back on every purchase. However, it doubles in potential value if you pair it with a card that earns transferable Ultimate Rewards points. Read our full review of the Chase Freedom Unlimited.
The Chase Freedom Unlimited is a surprisingly powerful card that earns cash back on every purchase. However, it doubles in potential value if you pair it with a card that earns transferable Ultimate Rewards points. Read our full review of the Chase Freedom Unlimited.
Best for flexible cash rewards
Earn $200 cash back
$0
18.49% - 27.99% Variable
670-850
Excellent/Good
The Chase Freedom Unlimited is a surprisingly powerful card that earns cash back on every purchase. However, it doubles in potential value if you pair it with a card that earns transferable Ultimate Rewards points. Read our full review of the Chase Freedom Unlimited.
Best for small businesses
| Rate | Category |
|---|---|
| 5% | Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. |
| 2% | Earn 2% cash back on the first $25,000 spent in combined purchases on dining and gas each account anniversary year. |
| 1% | Earn 1% cash back on all other purchases. |
Earn $750 bonus cash back
$0
16.99% - 24.99% Variable
670-850
The Chase Ink Business Cash is an excellent no annual fee card for small business owners. Cardholders can earn 5% cash back on office supplies and select utilities, as well as 2% cash back at restaurants and gas stations. Read our full review of the Ink Business Cash Credit Card.
The Chase Ink Business Cash is an excellent no annual fee card for small business owners. Cardholders can earn 5% cash back on office supplies and select utilities, as well as 2% cash back at restaurants and gas stations. Read our full review of the Ink Business Cash Credit Card.
Best for small businesses
Earn $750 bonus cash back
$0
16.99% - 24.99% Variable
670-850
Good, Excellent
The Chase Ink Business Cash is an excellent no annual fee card for small business owners. Cardholders can earn 5% cash back on office supplies and select utilities, as well as 2% cash back at restaurants and gas stations. Read our full review of the Ink Business Cash Credit Card.
Best for rotating bonus categories
| Rate | Category |
|---|---|
| 5% | 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! |
| 5% | 5% cash back on travel purchased through Chase Travel℠. |
| 3% | 3% cash back on dining and drugstores. |
| 1% | 1% cash back on all other purchases. |
$250 bonus
$0
18.49% - 27.99% Variable
670-850
The Chase Freedom Flex delivers a formidable 5% cash back on select bonus categories and travel purchased through Chase Travel℠. This card is an excellent addition to your wallet as it provides ongoing rewards, a welcoming sign-up bonus and no annual fee to worry about. Read our full review of the Chase Freedom Flex.
The Chase Freedom Flex delivers a formidable 5% cash back on select bonus categories and travel purchased through Chase Travel℠. This card is an excellent addition to your wallet as it provides ongoing rewards, a welcoming sign-up bonus and no annual fee to worry about. Read our full review of the Chase Freedom Flex.
Best for rotating bonus categories
$250 bonus
$0
18.49% - 27.99% Variable
670-850
Excellent, Good
The Chase Freedom Flex delivers a formidable 5% cash back on select bonus categories and travel purchased through Chase Travel℠. This card is an excellent addition to your wallet as it provides ongoing rewards, a welcoming sign-up bonus and no annual fee to worry about. Read our full review of the Chase Freedom Flex.
Best for entertainment cash back
| Rate | Category |
|---|---|
| 8% | Earn 8% cash back on Capital One Entertainment purchases |
| 5% | Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel |
| 3% | Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services |
| 1% | Earn 1% cash back on all other purchases |
Earn $200 Cash Back
$0
18.74% - 28.74% (Variable)
670-850
The Capital One Savor is a great cash-back credit card for beginners looking for a solid cash back structure and no annual fee. Dining, entertainment and groceries are high-value bonus categories, and it’s rare for a card to hit all three. Read our full review of the Capital One Savor Cash Rewards Credit Card.
The Capital One Savor is a great cash-back credit card for beginners looking for a solid cash back structure and no annual fee. Dining, entertainment and groceries are high-value bonus categories, and it’s rare for a card to hit all three. Read our full review of the Capital One Savor Cash Rewards Credit Card.
Best for entertainment cash back
Earn $200 Cash Back
$0
18.74% - 28.74% (Variable)
670-850
Excellent, Good
The Capital One Savor is a great cash-back credit card for beginners looking for a solid cash back structure and no annual fee. Dining, entertainment and groceries are high-value bonus categories, and it’s rare for a card to hit all three. Read our full review of the Capital One Savor Cash Rewards Credit Card.
Best for beginner cash back
| Rate | Category |
|---|---|
| 3% | Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). |
| 1% | Earn 1% cash back on all other eligible purchases. |
As High As $200 Cash Back. Find Out Your Offer.
$0
19.74%-28.74% Variable
Excellent to Good
The Blue Cash Everyday card is a good option for people who want a simple cash-back structure with no annual fee. You'll earn bonus cash-back on popular bonus categories, including U.S. supermarkets and U.S. gas stations. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Read our full review of the Blue Cash Everyday card.
The Blue Cash Everyday card is a good option for people who want a simple cash-back structure with no annual fee. You'll earn bonus cash-back on popular bonus categories, including U.S. supermarkets and U.S. gas stations. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Read our full review of the Blue Cash Everyday card.
Best for beginner cash back
As High As $200 Cash Back. Find Out Your Offer.
$0
19.74%-28.74% Variable
Excellent to Good
The Blue Cash Everyday card is a good option for people who want a simple cash-back structure with no annual fee. You'll earn bonus cash-back on popular bonus categories, including U.S. supermarkets and U.S. gas stations. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Read our full review of the Blue Cash Everyday card.
Best for balance transfers
| Rate | Category |
|---|---|
| 2% | Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. |
| 5% | Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. |
$200 cash back
$0
18.49% - 28.74% (Variable)
670-850
The Citi Double Cash Card caters to beginners establishing good credit habits, since users will earn 2% cash back; 1% when they buy and 1% when they pay their statement. The Citi Double Cash is a great pick for those looking for the utmost simplicity and want cash back in their pocket. Read our full review of the Citi Double Cash here.
The Citi Double Cash Card caters to beginners establishing good credit habits, since users will earn 2% cash back; 1% when they buy and 1% when they pay their statement. The Citi Double Cash is a great pick for those looking for the utmost simplicity and want cash back in their pocket. Read our full review of the Citi Double Cash here.
Best for balance transfers
$200 cash back
$0
18.49% - 28.74% (Variable)
670-850
Excellent, Good
The Citi Double Cash Card caters to beginners establishing good credit habits, since users will earn 2% cash back; 1% when they buy and 1% when they pay their statement. The Citi Double Cash is a great pick for those looking for the utmost simplicity and want cash back in their pocket. Read our full review of the Citi Double Cash here.
Best for flat-rate business cash back rewards
| Rate | Category |
|---|---|
| 2% | Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions |
| 5% | Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Business Travel |
Earn $1,000 cash back
$0 intro for first year; $95 after that
24.74% (Variable)
740-850
The Capital One Spark Cash Credit Card is a solid small business card that offers 2% cash back on all purchases and a generous welcome offer. This card features an annual fee of $95 that is waived in the first year of membership and also provides business owners with additional perks like itemized reports and no foreign transaction fees when purchasing abroad.
The Capital One Spark Cash Credit Card is a solid small business card that offers 2% cash back on all purchases and a generous welcome offer. This card features an annual fee of $95 that is waived in the first year of membership and also provides business owners with additional perks like itemized reports and no foreign transaction fees when purchasing abroad.
Best for flat-rate business cash back rewards
Earn $1,000 cash back
$0 intro for first year; $95 after that
24.74% (Variable)
740-850
Excellent
The Capital One Spark Cash Credit Card is a solid small business card that offers 2% cash back on all purchases and a generous welcome offer. This card features an annual fee of $95 that is waived in the first year of membership and also provides business owners with additional perks like itemized reports and no foreign transaction fees when purchasing abroad.
Best for flat-rate cash back
| Credit card | Best for | Intro offer | Earning rate | Annual fee | Apply |
|---|---|---|---|---|---|
What's your favorite cash-back card — and why?
Chase Freedom Unlimited®"The Freedom Unlimited offers at least 1.5% cash-back on all purchases, but its power goes far beyond that earning rate. When you combine it with a higher-end Chase card, those cash-back rewards can effectively be converted into fully-transferable Ultimate Rewards points."
Citi Double Cash® Card"This cash-back card comes with no annual fee, unlimited 2% cash back on every purchase (1% when you buy, 1% when you pay) and a long introductory APR period on balance transfer, which is why the Citi Double Cash will always have a place in my wallet."
Blue Cash Preferred® Card from American Express"The Blue Cash Preferred is the card I recommended to my parents when they were looking for a new cash-back rewards card for their groceries. I knew they'd benefit from earning 6% cash back on up to $6,000 per year in purchases at U.S. supermarkets (then 1%)."
| Rate | Category |
|---|---|
| 5% | Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel |
| 1.5% | Earn unlimited 1.5% cash back on every purchase, every day |
Earn a one-time $200 cash bonus
$0
18.74% - 28.74% (Variable)
670-850
The Capital One Quicksilver Cash Rewards Credit Card is a decent option for those in need of a straightforward cash back card. However, there are other options that offer more flexibility to redeem your rewards. Read our full review of the Capital One Quicksilver Cash Rewards Credit Card.
The Capital One Quicksilver Cash Rewards Credit Card is a decent option for those in need of a straightforward cash back card. However, there are other options that offer more flexibility to redeem your rewards. Read our full review of the Capital One Quicksilver Cash Rewards Credit Card.
Best for flat-rate cash back
Earn a one-time $200 cash bonus
$0
18.74% - 28.74% (Variable)
670-850
Excellent, Good
The Capital One Quicksilver Cash Rewards Credit Card is a decent option for those in need of a straightforward cash back card. However, there are other options that offer more flexibility to redeem your rewards. Read our full review of the Capital One Quicksilver Cash Rewards Credit Card.
| simple cash-back |
| $100 cash rewards |
| 2% cash rewards |
| $0 |
| at Wells Fargo's secure siteSee rates & fees |
at American Express's secure siteSee rates & fees | gas and supermarkets | As High As $300 Cash Back. Find Out Your Offer. | 1 - 6% cash-back | $0 intro annual fee for the first year, then $95. | at American Express's secure siteSee rates & fees |
at Capital One's secure siteSee rates & fees | maximizing rotating categories | Earn Unlimited Cashback Match™ + $200 | 1 - 5% cash-back | $0 | at Capital One's secure siteSee rates & fees |
at Chase's secure siteSee rates & fees | flat-rate business cash back | Earn $750 bonus cash back | 1.5% cash-back | $0 | at Chase's secure siteSee rates & fees |
at Capital One's secure siteSee rates & fees | unlimited business cash back | Earn $2,000 | 2 - 5% cash-back | $150 | at Capital One's secure siteSee rates & fees |
at Chase's secure siteSee rates & fees | flexible cash rewards | Earn $200 cash back | 1.5 - 5% cash-back | $0 | at Chase's secure siteSee rates & fees |
at Chase's secure siteSee rates & fees | small businesses | Earn $750 bonus cash back | 1 - 5% cash-back | $0 | at Chase's secure siteSee rates & fees |
Limited-Time Offer at Chase's secure siteSee rates & fees | rotating bonus categories | $250 bonus | 1 - 5% cash-back | $0 | at Chase's secure siteSee rates & fees |
at Capital One's secure siteSee rates & fees | flat-rate cash back | Earn a one-time $200 cash bonus | 1.5 - 5% cash-back | $0 | at Capital One's secure siteSee rates & fees |
at Capital One's secure siteSee rates & fees | entertainment cash back | Earn $200 Cash Back | 1 - 8% cash-back | $0 | at Capital One's secure siteSee rates & fees |
at American Express's secure siteSee rates & fees | beginner cash back | As High As $200 Cash Back. Find Out Your Offer. | 1 - 3% cash-back | $0 | at American Express's secure siteSee rates & fees |
at Citi's secure siteSee rates & fees | balance transfers | $200 cash back | 2 - 5% cash-back | $0 | at Citi's secure siteSee rates & fees |
at Capital One's secure siteSee rates & fees | flat-rate business cash back rewards | Earn $1,000 cash back | 2 - 5% cash-back | $0 intro for first year; $95 after that | at Capital One's secure siteSee rates & fees |
