Capital One Savor Student Cash Rewards Credit Card

Apply for Capital One Savor Student Cash Rewards Credit Card Apply now for Capital One Savor Student Cash Rewards Credit Card at Capital One's secure site Terms & restrictions apply. See rates & fees

Best cash back card for students

This is a great card for students who want to get started in the credit card rewards game but want to prioritize earning cash back. (Partner offer)

At a glance

  • 8% 8% Cash Back on Capital One Entertainment purchases
  • 5% 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
  • 3% 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
  • 1% 1% Cash Back on all other purchases
Earn $50
Early Spend Bonus: Earn $50 when you spend $100 in the first three months
N/A
N/A
19.24% - 29.24% (Variable)
29.24% (Variable)
None
19.24% - 29.24% (Variable)
$0
Average, Fair, Limited
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months

At a glance

  • 8% 8% Cash Back on Capital One Entertainment purchases
  • 5% 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
  • 3% 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
  • 1% 1% Cash Back on all other purchases
Earn $50
Early Spend Bonus: Earn $50 when you spend $100 in the first three months
N/A
N/A
19.24% - 29.24% (Variable)
29.24% (Variable)
None
19.24% - 29.24% (Variable)
$0
Average, Fair, Limited
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
Apply now for Capital One Savor Student Cash Rewards Credit Card at Capital One's secure site Terms & restrictions apply. See rates & fees

Our Take

TPG Editor's Rating

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2/5

Overview

The Capital One Savor Student Cash Rewards Credit Card is a great choice for students who value cash back earnings over points or miles. Budget-minded students will appreciate that this card has no annual fee and offers a $50 welcome bonus after they spend $100 within the first three months of new card membership. Cardholders earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®) in addition to a flat 1% cash back rate on all other purchases meaning every tap puts money back into your pocket.

Check out TPG's top rated cash-back cards

Pros

  • No annual fee
  • Can help students establish credit history
  • Decent earning rates in popular categories

Cons

  • Not ideal for students who want to maximize points or miles earnings

Who is this card good for?

This card is ideal for students, especially those who frequently spend on dining, entertainment, streaming services and at grocery stores.

Earning Rewards

The Capital One Savor Student Cash Rewards card earns 3% cash back on dining, entertainment, eligible streaming services and grocery stores. On top of that, it also earns 1% on all other purchases to ensure that you’re getting cash back across the board, regardless of what you buy.