Rewards Rates
1 - 8% cash-back
Annual Fee
$0
Regular APR
29.24% (Variable)
Recommended Credit
Good, Fair
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
1 - 8% cash-back
$0
29.24% (Variable)
Good, Fair
The Capital One Savor Cash Rewards for Good Credit serves as a great introduction to the world of rewards credit cards. For starters, there’s no annual fee, so you’ll rest easy knowing that you’re at an automatic net positive by opening this card. From there, earn 3% on four popular everyday spending categories, redeeming for valuable cash-back rewards back in your pocket. If you travel internationally from time to time, you can even bring this card with you, as there are no foreign transaction fees.
Check out the best Capital One cardsThis card is best for those with good credit who are looking to earn more for spending in the bonus categories this card comes with, which includes dining, entertainment, popular streaming services and at grocery stores. You can get an unlimited 3% cash back within these categories and 1% cash back on all other purchases.
You'll get 8% cash back on purchases made through Capital One Entertainment, 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, 3% cash back on dining, eligible entertainment, popular streaming services, and purchases made at grocery stores and 1% cash back on all other purchases. This card does not come with a welcome bonus, though.
Rewards Rates
Introductory Purchases APR
N/A
Ongoing Purchases APR
29.24% (Variable)
Introductory Balance Transfer APR
N/A
Ongoing Balance Transfer APR
29.24% (Variable)
Ongoing Cash Advance APR
29.24% (Variable)
Ongoing Penalty APR
None
Annual Fee
$0
Recommended Credit
Good, Fair
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