The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
N/A
$0
29.24% (Variable)
Limited, Bad
Introductory Purchases APR
N/A
Ongoing Purchases APR
29.24% (Variable)
Introductory Balance Transfer APR
N/A
Ongoing Balance Transfer APR
29.24% (Variable)
Ongoing Cash Advance APR
29.24% (Variable)
Ongoing Penalty APR
None
Annual Fee
$0
Recommended Credit
Limited, Bad
More Details
You will not earn rewards with this card — it’s designed to help you establish or repair poor credit, making it a good starter card if you want to raise your credit score or establish yourself as a responsible cardholder. (Partner offer)
Read the full reviewThis is a good choice for people with poor credit or who lack credit history and want to improve their credit score or establish credit history. It’s also a good option for those building up their credit who make purchases abroad as it charges no foreign transaction fees.
The Capital One Platinum Secured Credit Card does not earn rewards.