Capital One Platinum Credit Card

Apply for Capital One Platinum Credit Card Apply now for Capital One Platinum Credit Card at Capital One's secure site

Best for limited credit history.

This card is a great option for new cardholders with limited history or average credit users looking to build up their credit score and history.

At a glance

no offer
no offer
29.74% (Variable)
None
29.74% (Variable)
29.74% (Variable)
N/A
N/A
$0
Average, Fair, Limited
  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months

At a glance

no offer
no offer
29.74% (Variable)
None
29.74% (Variable)
29.74% (Variable)
N/A
N/A
$0
Average, Fair, Limited
  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
Apply now for Capital One Platinum Credit Card at Capital One's secure site

Our Take

TPG Editor's Rating

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2/5

Overview

The Capital One Platinum Card is a great option for people with limited credit history as it has a fairly high approval rate. While the card does not offer reward earnings or a sign-up offer, it comes with no annual fee or foreign transaction fee. It can be a great option for people who are just starting to get into credit cards or those looking to build up their credit history.

Read the full review

Pros

  • This card offers no annual fee and no foreign transaction fee.

Cons

  • The card offers no reward earning or sign-up offer.

Who is this card good for?

This card is a good option for people with limited credit history.

Earning Rewards

This card offers no rewards earning.