The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
N/A
$0
29.24% (Variable)
Average, Fair, Limited
Introductory purchases APR
N/A
Ongoing purchases APR
29.24% (Variable)
Introductory balance transfer APR
N/A
Ongoing balance transfer APR
29.24% (Variable)
Ongoing cash advance APR
29.24% (Variable)
Ongoing penalty APR
None
Annual fee
$0
Recommended credit
Average, Fair, Limited
More details
The Capital One Platinum Card is a decent option for people with limited credit history as it has a fairly high approval rate. While the card doesn’t earn rewards or feature a welcome offer, it comes with no annual fee and no foreign transaction fees. It can be a great option for people who are just starting to get into credit cards or those looking to build up their credit history. (Partner offer)
Read the full reviewThis card was designed for those looking to establish or build up their credit.
This card does not earn rewards.