Rewards Rates

1.25X

Earn up to 1.25X points on rent and mortgage payments with no transaction fee

1X

Earn 1X points on everyday purchases

Intro Offer

$100 of Bilt Cash

Welcome offer: $100 of Bilt Cash when you apply and get approved.

Introductory Purchases APR

10% Intro APR for the first 12 billing cycles after account opening

Ongoing Purchases APR

26.74 - 34.74% variable

Ongoing Balance Transfer APR

26.74 - 34.74% variable

Ongoing Cash Advance APR

31.74 - 34.74% variable

Annual Fee

$0

Recommended Credit

Good Credit, Excellent Credit

More Details

• Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
• 1X points on everyday spend.
• Welcome offer: $100 of Bilt Cash when you apply and get approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
• Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
• Earn additional points through Bilt Neighborhood Benefits™ when you use your card at Bilt's network of 50,000+ merchant partners.
• Other benefits: No foreign transaction fees, Cellular Wireless Telephone Protection, Purchase Assurance, MasterRental Coverage (See Guide to Benefits)