4 reasons to get the new United Quest Card
United and Chase teamed up to create an all-new cobranded credit card option for United flyers called the New United Quest Card. It’s a middle-of-the-road credit card option built for those who fly enough with the airline to want a couple of perks without shelling out $500+ for an annual fee on a super-premium credit card.
If you’re wondering if the United Quest Card is the right choice for you, here are four reasons you should consider adding it to your wallet.
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Sign-up bonus worth up to $1,300
It's always fun to get a card that comes with a huge welcome bonus and the United Quest card has an outstanding bonus running currently.
To celebrate the card’s launch, United is currently offering a sign-up bonus of up to 100,000 miles — 80,000 bonus miles after you spend $5,000 on purchases in the first three months of account opening, plus an additional 20,000 bonus miles after you spend a total of $10,000 in the first six months of account opening.
TPG values United miles at 1.3 cents each, making the full bonus worth $1,300 (more valuable than even the Chase Sapphire Reserve’s current sign-up bonus). But even if you only hit that bottom tier of the bonus, you’ll get 80,000 miles — worth $1,040 by TPG valuations.
The sign-up bonus alone is well beyond enough to offset the cost of the annual fee in your first year all by itself, but the perks don't stop there.
Statement credits offset the annual fee
The card comes with a $250 annual fee, putting it between the United Explorer Card ($95 annual fee, waived the first year) and the premium United Club Infinite Card ($525 annual fee).
To help offset that cost, you’ll get $125 per year in statement credits when you use the card to make United purchases. This benefit alone knocks the cost of the card down to $125 — only $30 more than the United Explorer Card.
Additionally, you’ll get up to $100 in statement credits for your TSA PreCheck/Global Entry application fee credit every four years. That lowers the cost of the annual fee to only $25 for your first year. This isn’t a make-or-break perk (plenty of travel credit cards offer the same benefit), but it is a nice addition to the card for those who don’t already have a card that covers their TSA PreCheck or Global Entry application fee cost, or for those who have multiple family members who need these fees covered.
Earn miles on more than just United flights
Airline cobranded credit cards aren't traditionally super rewarding when it comes to bonus points on spending outside of with that airline, but that’s not the case with the United Quest Card.
You’ll earn 3x on United purchases (after earning the annual $125 United credits), 2x on all other travel (which includes flights on other airlines and more), select streaming services and dining and 1x on all other purchases.
There are certainly other cards that earn a higher rate of return on travel, dining and streaming services. But if you’re looking to rack up United miles, it’s great to see this card award bonus miles on more than just United flights.
Perks for frequent United flyers
If you are a semi-frequent United flyer, this card comes with some solid perks to help enhance your flying experience and pad your MileagePlus balance at the same time.
Every account anniversary year, you'll get 5,000 miles back in your MileagePlus account after you take a United or United Express-operated award flight booked with your miles. You can earn this benefit up to two times per anniversary year. That’s up to an extra 10,000 miles back each year — worth $130 by TPG valuations.
If you use this benefit and the $125 annual flight credit, that will essentially offset the cost of the annual fee each year.
Additionally, you’ll get elite-like benefits including priority boarding, 25% back on United inflight purchases, complimentary premier seat upgrades when flying on miles when available if you have elite status and you and up to one other companion on the reservation will receive the first two checked bags free on United flights.
There is a lot to love about this new United Quest Card starting with the up to 100,000 mile bonus and continuing on to the anniversary offerings when you renew. If you’re a United flyer planning ahead for travel later this year or even into 2022, this card could be an excellent addition to your wallet.
Just keep in mind that this card does adhere to the Chase 5/24 rule. If you’ve opened five or more new accounts in the past 24 months, you’ll almost certainly be denied for this card. However, having a different United credit card does not automatically disqualify you from getting this new card.
Application link: United Quest Credit Card — now available with up to 100,000 bonus United miles
by John Gribben for The Points Guy)