Name: IHG One Rewards Traveler Credit Card
Brand: Chase

Earn 80,000 Bonus Points

Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

Rewards Rates
2 - 17X points
Annual Fee
$0
Regular APR
19.24% - 27.74% Variable
Recommended Credit
Good Credit, Excellent Credit

at Chase's secure site.
Terms & restrictions apply. See rates & fees.

At a glance

Rewards Rates

17X: Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts.
3X: Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants.
2X: Earn 2 points per $1 spent on all other purchases.

Intro Offer

Earn 80,000 Bonus Points

Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

Ongoing Purchases APR

19.24% - 27.74% Variable

Ongoing Balance Transfer APR

19.24% - 27.74% Variable

Ongoing Cash Advance APR

28.49% Variable

Ongoing Penalty APR

Up to 29.99%

Annual Fee

Recommended Credit

Good Credit, Excellent Credit

More Details

Earn 80,000 Bonus Points after spending $2,000 in the first 3 months from account opening.
No Annual Fee

Our Take

TPG editor's rating

2.5 / 5

Overview

The IHG Rewards Traveler Credit Card offers a fourth reward night free when you redeem your points for a consecutive four-night IHG hotel stay. It also offers cardholders no annual fee when traveling abroad and you can earn 10,000 bonus points after spending $10,000 each calendar year.

Read the full review

Pros

Decent welcome offer
Multiple bonus categories
Automatic elite status
No annual fee

Cons

Redemption options outside of IHG properties provide low value

Who is this card good for?

The IHG Rewards Traveler is a great card if you regularly stay at an IHG property but don't want to pay an annual fee. It comes with solid earning rates, automatic Silver elite status and a decent welcome offer.

Earning rewards

The IHG One Rewards Traveler Credit Card earns up to 17 points per dollar spent when you stay at an IHG hotel, 3 points per dollar spent on monthly bills, gas stations and restaurants and 2 points per dollar on all other purchases. Points will expire after 12 months without activity in your IHG rewards account.