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IHG® Rewards Club Premier Credit Card

Credit Card Offer from our Partner
Apply Now
using Chase's secure application
Annual Fee $89
125,000 Welcome Offer
$625 TPG Valuation*
Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening

Earning Rewards

  • 40X points total per $1 spent when you stay at an IHG hotel for the first 12 months - after that, 25X.
  • 4X points on all other purchases for the first 12 months from account opening - after that, 2X points at gas stations, grocery stores, and restaurants.
  • 1X point per $1 spent on all other purchases.

Why We Like It

Even though it’s offering an all-time high sign-up bonus of 125,000 points, the IHG Premier could be a tough sell for one of your valuable 5/24 slots with Chase unless you’re an IHG loyalist. Between the 40,000-point limit on the anniversary free night certificate and the fact that 125,000 points are only worth $625, folks who are hotel “free agents” can probably do better.

If you’re eyeing an IHG hotel for your next vacation, this card can be a great pick. The annual free night perk alone offsets the $89 annual fee associated with this card. In addition to the free night, the IHG Rewards Premier Card has a good sign-up bonus of 125,000 points after spending $3,000 in the first 3 months of account opening. Check out the latest details on this card below.

Essential Reading

5 Reasons Why Families Need the IHG Premier Credit Card
What Is IHG Rewards Elite Status Worth in 2019?
Maximizing IHG Rewards Club for Family Travel

IHG® Rewards Club Premier Credit Card

Point Value
0.5 cents
X
There isn’t a strict mathematical formula at work here. At some point we’d like to create a system that could calculate a precise value based on award availability, fees, award levels and ease of accrual, but for now these valuations are based on a combination of how much TPG would pay to buy points if given the opportunity, and the overall value I could get from redeeming them.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.