The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Earn 140,000 Bonus Points
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
3 - 26X points
$99
19.24% - 27.74% Variable
Good Credit, Excellent Credit
For a $99 annual fee, the IHG One Rewards Premier Credit Card can be an asset in the wallets of IHG loyalists. While the earning potential outside of IHG is relatively low, perks such as the fourth reward night free when redeeming IHG points and an anniversary night after each account anniversary can add a lot of value to any traveler’s wallet. (Partner offer)
Read the full reviewIHG loyalists can benefit from carrying this card since it offers a variety of useful benefits. Cardholders receive complimentary IHG Platinum Elite status, a discount when buying IHG points and every fourth night costs zero points when redeeming points for stays of four nights or longer. Add in an anniversary night worth up to 40,000 points after each account anniversary, and you’re looking at potentially hundreds of dollars in value each year.
The IHG One Rewards Premier Credit Card earns 10 points per dollar spent at IHG hotels and resorts, 5 points per dollar spent on travel, at gas stations and at restaurants (including takeout and eligible delivery) and 3 points per dollar spent on all other purchases.
Rewards Rates
Intro Offer
Earn 140,000 Bonus Points
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
Ongoing Purchases APR
19.24% - 27.74% Variable
Ongoing Balance Transfer APR
19.24% - 27.74% Variable
Ongoing Cash Advance APR
28.49% Variable
Ongoing Penalty APR
Up to 29.99%
Annual Fee
$99
Recommended Credit
Good Credit, Excellent Credit
More Details