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IHG® Rewards Club Premier Credit Card

Credit Card Offer from our Partner
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using Chase's secure application
Annual Fee  $89
125,000 points
Welcome Offer
$625 TPG Valuation*
Earn 125,000 bonus points plus a Reward Night after spending $3,000 on purchases within the first three months of account opening

Earning Rewards

  • 25X Earn up to 25 points total per $1 spent when you stay at an IHG hotel.
  • 2X Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants.
  • 1X Earn 1 point per $1 spent on all other purchases.

Why We Like It

Even though it’s offering 125,000 bonus points, the IHG Premier could be a tough sell for one of your valuable 5/24 slots with Chase unless you’re an IHG loyalist. Between the 40,000-point limit on the anniversary reward night certificate and the fact that 125,000 points are only worth $625, folks who are hotel “free agents” can probably do better.

More Information

  • Earn 125,000 bonus points plus a Reward Night after spending $3,000 on purchases within the first three months of account opening
  • Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
  • Earn up to 25 points total per $1 spent when you stay at an IHG hotel
  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
  • Platinum Elite status as long as you remain a Premier card member
  • Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • 15.99% - 22.99% Variable
  • $89
  • Either $5 or 5% of the amount of each transfer, whichever is greater.
  • Excellent/Good
Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

If you’re eyeing an IHG hotel for your next vacation, this card can be a great pick. The annual reward night perk alone offsets the $89 annual fee associated with this card. In addition to the reward night, the IHG Rewards Premier Card has a good sign-up bonus of 125,000 bonus points plus a Reward Night after spending $3,000 on purchases within the first three months of account opening. Check out the latest details on this card below.

Essential Reading

The IHG® Rewards Club Premier Credit Card
5 Reasons Why Families Need the IHG Premier Credit Card
What is IHG Rewards elite status worth in 2021?
Maximizing IHG Rewards Club for family travel

IHG® Rewards Club Premier Credit Card

Point Value
0.5 cents
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There isn’t a strict mathematical formula at work here. At some point we’d like to create a system that could calculate a precise value based on award availability, fees, award levels and ease of accrual, but for now these valuations are based on a combination of how much TPG would pay to buy points if given the opportunity, and the overall value I could get from redeeming them.
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Editorial Note: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.