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Advertiser disclosure
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
Best Points Offer Yet! Earn 200,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 01/13/2027.
The Hilton Honors American Express Aspire Card offers unparalleled value for frequent Hilton guests, with automatic Hilton Diamond status, up to $400 in annual Hilton resort statement credits (up to $200 semi-annually) and a Free Night Reward every year. Its rich suite of benefits easily offsets the annual fee for those who stay at Hilton properties even a few times per year. (Partner offer)
Complimentary Hilton Diamond status with all the associated perks (including lounge access at select properties, complimentary breakfast and room upgrades when available)
Annual Free Night Reward (valid at most Hilton properties worldwide)
Up to $400 in Hilton resort statement credits each year (up to $200 semi-annually)
Up to $200 in airline fee credits annually (up to $50 in statement credits each calendar year)
Strong earning rates on Hilton purchases and select travel categories
Cons
High $550 annual fee
Perks are heavily Hilton-focused, making them less valuable if you don’t stay at their properties often
Who is this card good for?
Frequent Hilton guests who want top-tier elite benefits, high-value travel credits and a Free Night Reward without having to meet elite stay requirements.
Earning rewards
Earn 14 Hilton Honors points per dollar spent on eligible Hilton purchases and 7 points per dollar spent on flights booked directly with airlines, through American Express Travel or the Amex Travel App™, car rentals booked directly with select companies and on dining at U.S. restaurants. Earn 3 points per dollar on other eligible purchases.
At a glance
Rewards Rates
14X
Earn 14X Hilton Honors Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
7X
Card Members can earn 7X Points on purchases of Flights booked directly with airlines or flights booked through American Express Travel, Car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants.
3X
Card Members can earn 3X Points on all other eligible purchases.
Intro Offer
Limited-Time Offer
Earn 200,000 Hilton Honors Bonus Points
Best Points Offer Yet! Earn 200,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 01/13/2027.
Ongoing Purchases APR
19.74%-28.74% Variable
Ongoing Cash Advance APR
28.99% Variable
Ongoing Penalty APR
29.99% Variable
Annual Fee
$550
Recommended Credit
Good to Excellent
More Details
Best Points Offer Yet! Earn 200,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 01/13/2027.
Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more.
Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more.
Earn 14X Hilton Honors Bonus Points when you make eligible purchases on your Card directly with hotels and resorts within the Hilton portfolio.
Card Members can earn 7X Points on purchases of Flights booked directly with airlines or flights booked through American Express Travel, Car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants.
Card Members can earn 3X Points on all other eligible purchases.
$400 Hilton Resort Credit: Get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts on your Hilton Honors Aspire Card. That's up to $400 back annually.
$200 Flight Credit: Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App™ using your Hilton Honors American Express Aspire Card.
CLEAR+ helps get you to your gate faster at 60+ airports nationwide. Receive up to $219 per calendar year in statement credits when you pay for your membership (subject to auto-renewal) with the Hilton Honors Aspire Card.
Earn up to 3 Free Night Rewards with the Hilton Honors American Express Aspire Card: Receive one complimentary Free Night Reward each membership year. Earn a second Free Night Reward from Hilton after you spend $30,000 or more on purchases on your Card in a calendar year. Earn a third Free Night Reward from Hilton after you spend an additional $30,000 in purchases on your Card in the same calendar year.
$100 Property Credit: Receive up to a $100 credit for qualifying charges at Waldorf Astoria® Hotels & Resorts and Conrad® Hotels & Resorts properties when you book a 2 night minimum stay with your Card at HiltonHonorsAspireCard.com and select the Aspire Card Benefit rate option on the booking page, or call Hilton Honors at 855-292-5757 with the proper booking reference.
Hilton Honors Aspire Card Members can enjoy complimentary National Car Rental® Emerald Club Executive® status, including perks like Executive Area Access (for full-size reservations and above) in the USA and Canada. Card Members must enroll in the National Car Rental Emerald Club Executive status through their American Express online account using their Card. Terms apply.
$550 annual fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
