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Chase Sapphire Reserve®

BEST PREMIUM TRAVEL CARD FOR VALUE

Limited-time offer

Limited-time offer
60,000 bonus points
100,000 bonus points + $500 Chase Travel℠ promo credit
Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.

at Chase's secure site

Terms & restrictions apply.
Annual fee
$795
You'll earn
1-8X
Regular APR
20.24% - 28.74% Variable
Recommended
credit
740-850
Excellent
What you'll earn
8x
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠.
4x
Earn 4x points on flights and hotels booked direct.
3x
Earn 3x points on dining worldwide.
1x
Earn 1x points on all other purchases.
Benefits you'll get
Lounge access
Access over 1,300 airport lounges worldwide
Travel credit
Earn up to $300 back annually
Car rental benefits
Get VIP amenities, upgrades and discounts
TSA PreCheck or Global Entry credit
Earn up to a $120 credit
Hotel and resort benefits
Get daily breakfast and a property credit
DashPass credit
Get free access for 1 year
Pros
  • Checkmark
    Automatic $300 annual travel credit each account anniversary year
  • Checkmark
    Earn 8 points per dollar spent on Chase Travel purchases and 4 points per dollar spent on flights and hotels booked direct
  • Checkmark
    Over $2,700 in total annual cardmember value, including credits for StubHub, Apple Music, Apple TV+ and DoorDash
  • Checkmark
    $300 annual dining credit (split up as two semiannual $150 credits) for Sapphire Reserve Exclusive Tables restaurants
  • Checkmark
    Access to Chase’s 14 hotel and airline travel partners
  • Checkmark
    No foreign transaction fee
Cons
  • X mark
    Steep $795 annual fee, plus a $195 fee per authorized user
  • X mark
    Some credits are split biannually, requiring careful tracking to maximize value
  • X mark
    Some credits require enrollment or specific platforms, which may make it more difficult to maximize value
  • X mark
    May not be a good fit for those who don’t spend heavily on travel or select lifestyle categories
Transfer partners

This card earns Chase points

Air Canada

Air Canada

Aeroplan

Transfer ratio: 1:1

Air France-KLM

Air France-KLM

Flying Blue

Transfer ratio: 1:1

Alaska Airlines

Alaska Airlines

Mileage Plan

Transfer ratio: 1:1

All Nippon

All Nippon

Airways Mileage Club

Transfer ratio: 1:1

British Airways

British Airways

Avios

Transfer ratio: 1:1.3

Air Canada

Air Canada

Aeroplan

Transfer ratio: 1:1

Air France-KLM

Air France-KLM

Flying Blue

Transfer ratio: 1:1

Alaska Airlines

Alaska Airlines

Mileage Plan

Transfer ratio: 1:1

All Nippon

All Nippon

Airways Mileage Club

Transfer ratio: 1:1

British Airways

British Airways

Avios

Transfer ratio: 1:1.3

Cathay Pacific

Cathay Pacific

Asia Miles

Transfer ratio: 1:1.8

Delta Airlines

Delta Airlines

SkyMiles

Transfer ratio: 1:1

Emirates

Emirates

Skywards

Transfer ratio: 1:1

EVA Air

EVA Air

Infinity MileageLands

Transfer ratio: 1:1

Hawaiian Airlines

Hawaiian Airlines

HawaiianMiles

Transfer ratio: 1:1

Hyatt

Hyatt

World of Hyatt

Transfer ratio: 1:1

JetBlue

JetBlue

TrueBlue

Transfer ratio: 1:1.5

Is this the best card for you? Find out with CardMatch
Discover your personalized card matches, your predicted earnings and valuations from our TPG experts.
Ratings
TPG rating
4.5
The Chase Sapphire Reserve® remains one of the most rewarding travel credit cards thanks to its elevated earning rates on both Chase Travel℠ and direct hotel and airline purchases. Cardholders also gain access to more than $2,700 in potential annual value through premium perks like lounge access, hotel status, lifestyle credits and flexible travel credits. With its strong earning structure and access to Chase’s airline and hotel partners, it’s a top choice for travelers seeking both luxury and long-term value. Read our full review of the Chase Sapphire Reserve.
Read our full review

More details for the Chase Sapphire Reserve®

  • Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.

  • Get more than $2,700 in annual value with Sapphire Reserve.

  • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.

  • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years

  • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.

  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.

  • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually

  • Member FDIC

Chase Sapphire Reserve®

BEST PREMIUM TRAVEL CARD FOR VALUE

Limited-time offer

Limited-time offer
60,000 bonus points
100,000 bonus points + $500 Chase Travel℠ promo credit
Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.

at Chase's secure site

Terms & restrictions apply.
Annual fee
$795
You'll earn
1-8X
Regular APR
20.24% - 28.74% Variable
Recommended
credit
740-850
Excellent
What you'll earn
8x
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠.
4x
Earn 4x points on flights and hotels booked direct.
3x
Earn 3x points on dining worldwide.
1x
Earn 1x points on all other purchases.
Benefits you'll get
Lounge access
Access over 1,300 airport lounges worldwide
Travel credit
Earn up to $300 back annually
Car rental benefits
Get VIP amenities, upgrades and discounts
TSA PreCheck or Global Entry credit
Earn up to a $120 credit
Hotel and resort benefits
Get daily breakfast and a property credit
DashPass credit
Get free access for 1 year
Pros
  • Checkmark
    Automatic $300 annual travel credit each account anniversary year
  • Checkmark
    Earn 8 points per dollar spent on Chase Travel purchases and 4 points per dollar spent on flights and hotels booked direct
  • Checkmark
    Over $2,700 in total annual cardmember value, including credits for StubHub, Apple Music, Apple TV+ and DoorDash
  • Checkmark
    $300 annual dining credit (split up as two semiannual $150 credits) for Sapphire Reserve Exclusive Tables restaurants
  • Checkmark
    Access to Chase’s 14 hotel and airline travel partners
  • Checkmark
    No foreign transaction fee
Cons
  • X mark
    Steep $795 annual fee, plus a $195 fee per authorized user
  • X mark
    Some credits are split biannually, requiring careful tracking to maximize value
  • X mark
    Some credits require enrollment or specific platforms, which may make it more difficult to maximize value
  • X mark
    May not be a good fit for those who don’t spend heavily on travel or select lifestyle categories
Transfer partners

This card earns Chase points

Air Canada

Air Canada

Aeroplan

Transfer ratio: 1:1

Air France-KLM

Air France-KLM

Flying Blue

Transfer ratio: 1:1

Alaska Airlines

Alaska Airlines

Mileage Plan

Transfer ratio: 1:1

All Nippon

All Nippon

Airways Mileage Club

Transfer ratio: 1:1

British Airways

British Airways

Avios

Transfer ratio: 1:1.3

Air Canada

Air Canada

Aeroplan

Transfer ratio: 1:1

Air France-KLM

Air France-KLM

Flying Blue

Transfer ratio: 1:1

Alaska Airlines

Alaska Airlines

Mileage Plan

Transfer ratio: 1:1

All Nippon

All Nippon

Airways Mileage Club

Transfer ratio: 1:1

British Airways

British Airways

Avios

Transfer ratio: 1:1.3

Cathay Pacific

Cathay Pacific

Asia Miles

Transfer ratio: 1:1.8

Delta Airlines

Delta Airlines

SkyMiles

Transfer ratio: 1:1

Emirates

Emirates

Skywards

Transfer ratio: 1:1

EVA Air

EVA Air

Infinity MileageLands

Transfer ratio: 1:1

Hawaiian Airlines

Hawaiian Airlines

HawaiianMiles

Transfer ratio: 1:1

Hyatt

Hyatt

World of Hyatt

Transfer ratio: 1:1

JetBlue

JetBlue

TrueBlue

Transfer ratio: 1:1.5

Is this the best card for you? Find out with CardMatch
Discover your personalized card matches, your predicted earnings and valuations from our TPG experts.
Ratings
TPG rating
4.5
The Chase Sapphire Reserve® remains one of the most rewarding travel credit cards thanks to its elevated earning rates on both Chase Travel℠ and direct hotel and airline purchases. Cardholders also gain access to more than $2,700 in potential annual value through premium perks like lounge access, hotel status, lifestyle credits and flexible travel credits. With its strong earning structure and access to Chase’s airline and hotel partners, it’s a top choice for travelers seeking both luxury and long-term value. Read our full review of the Chase Sapphire Reserve.
Read our full review

More details for the Chase Sapphire Reserve®

  • Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.

  • Get more than $2,700 in annual value with Sapphire Reserve.

  • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.

  • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years

  • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.

  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.

  • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually

  • Member FDIC

Chase Sapphire Reserve®

BEST PREMIUM TRAVEL CARD FOR VALUE

Limited-time offer

Limited-time offer
60,000 bonus points
100,000 bonus points + $500 Chase Travel℠ promo credit
Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.

at Chase's secure site

Terms & restrictions apply.
Annual fee
$795
You'll earn
1-8X
Regular APR
20.24% - 28.74% Variable
Recommended
credit
740-850
Excellent

Chase Sapphire Reserve®

BEST PREMIUM TRAVEL CARD FOR VALUE

Limited-time offer
60,000 bonus points
100,000 bonus points + $500 Chase Travel℠ promo credit
Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
What you'll earn
8x
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠.
4x
Earn 4x points on flights and hotels booked direct.
3x
Earn 3x points on dining worldwide.
1x
Earn 1x points on all other purchases.
Benefits you'll get
Lounge access
Access over 1,300 airport lounges worldwide
Travel credit
Earn up to $300 back annually
Car rental benefits
Get VIP amenities, upgrades and discounts
TSA PreCheck or Global Entry credit
Earn up to a $120 credit
Hotel and resort benefits
Get daily breakfast and a property credit
DashPass credit
Get free access for 1 year
Pros
  • Checkmark
    Automatic $300 annual travel credit each account anniversary year
  • Checkmark
    Earn 8 points per dollar spent on Chase Travel purchases and 4 points per dollar spent on flights and hotels booked direct
  • Checkmark
    Over $2,700 in total annual cardmember value, including credits for StubHub, Apple Music, Apple TV+ and DoorDash
  • Checkmark
    $300 annual dining credit (split up as two semiannual $150 credits) for Sapphire Reserve Exclusive Tables restaurants
  • Checkmark
    Access to Chase’s 14 hotel and airline travel partners
  • Checkmark
    No foreign transaction fee
Cons
  • X mark
    Steep $795 annual fee, plus a $195 fee per authorized user
  • X mark
    Some credits are split biannually, requiring careful tracking to maximize value
  • X mark
    Some credits require enrollment or specific platforms, which may make it more difficult to maximize value
  • X mark
    May not be a good fit for those who don’t spend heavily on travel or select lifestyle categories
Transfer partners

This card earns Chase points

Air Canada

Air Canada

Aeroplan

Transfer ratio: 1:1

Air France-KLM

Air France-KLM

Flying Blue

Transfer ratio: 1:1

Alaska Airlines

Alaska Airlines

Mileage Plan

Transfer ratio: 1:1

All Nippon

All Nippon

Airways Mileage Club

Transfer ratio: 1:1

British Airways

British Airways

Avios

Transfer ratio: 1:1.3

Air Canada

Air Canada

Aeroplan

Transfer ratio: 1:1

Air France-KLM

Air France-KLM

Flying Blue

Transfer ratio: 1:1

Alaska Airlines

Alaska Airlines

Mileage Plan

Transfer ratio: 1:1

All Nippon

All Nippon

Airways Mileage Club

Transfer ratio: 1:1

British Airways

British Airways

Avios

Transfer ratio: 1:1.3

Cathay Pacific

Cathay Pacific

Asia Miles

Transfer ratio: 1:1.8

Delta Airlines

Delta Airlines

SkyMiles

Transfer ratio: 1:1

Emirates

Emirates

Skywards

Transfer ratio: 1:1

EVA Air

EVA Air

Infinity MileageLands

Transfer ratio: 1:1

Hawaiian Airlines

Hawaiian Airlines

HawaiianMiles

Transfer ratio: 1:1

Hyatt

Hyatt

World of Hyatt

Transfer ratio: 1:1

JetBlue

JetBlue

TrueBlue

Transfer ratio: 1:1.5

Is this the best card for you? Find out with CardMatch
Discover your personalized card matches, your predicted earnings and valuations from our TPG experts.
Ratings
TPG rating
4.5
The Chase Sapphire Reserve® remains one of the most rewarding travel credit cards thanks to its elevated earning rates on both Chase Travel℠ and direct hotel and airline purchases. Cardholders also gain access to more than $2,700 in potential annual value through premium perks like lounge access, hotel status, lifestyle credits and flexible travel credits. With its strong earning structure and access to Chase’s airline and hotel partners, it’s a top choice for travelers seeking both luxury and long-term value. Read our full review of the Chase Sapphire Reserve.
Read our full review

More details for the Chase Sapphire Reserve®

  • Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.

  • Get more than $2,700 in annual value with Sapphire Reserve.

  • Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases

  • $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.

  • Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years

  • Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.

  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.

  • Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually

  • Member FDIC

Apply now
for Chase Sapphire Reserve®
at Chase's secure site
Terms & restrictions apply.
See rates & fees.