Name: Blue Cash Preferred® Card from American Express
Brand: American Express

As High As $300 Cash Back. Find Out Your Offer.

You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

Rewards Rates
1 - 6% cash-back
Annual Fee
$0 intro annual fee for the first year, then $95.
Regular APR
19.49%-28.49% Variable
Recommended Credit
Excellent to Good

at American Express's secure site.
Terms & restrictions apply. See rates & fees.

At a glance

Rewards Rates

6%: Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%).
6%: Earn 6% cash back on select U.S. streaming subscriptions.
3%: Earn 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases.
1%: Earn 1% cash back on other purchases.

Intro Offer

As High As $300 Cash Back. Find Out Your Offer.

Introductory Purchases APR

0% on purchases for 12 months

Ongoing Purchases APR

19.49%-28.49% Variable

Introductory Balance Transfer APR

0% on balance transfers for 12 months

Ongoing Balance Transfer APR

19.49%-28.49% Variable

Ongoing Cash Advance APR

28.74% Variable

Ongoing Penalty APR

29.99% Variable

Annual Fee

$0 intro annual fee for the first year, then $95.

Recommended Credit

Excellent to Good

More Details

Apply and find out your welcome offer. As High As $300 cash back* after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $3,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
$0 intro annual fee for the first year, then $95.

Our Take

TPG Editor's Rating

4 / 5

Overview

If you like cash back and spend a lot on groceries at U.S. supermarkets, you can’t get much better than the Blue Cash Preferred. This card offers 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). (Partner offer)

Read the full review

Pros

This card has one of the best earning structures out there for cash-back credit cards
The card does come with access to Amex Offers (enrollment required), which can save you even more money on specific purchases
The Blue Cash Preferred is a cash-back workhorse when you maximize high-earning spend categories

Cons

You’ll have to pay a foreign transaction fee on international purchases, so it’s not a great choice when you’re traveling abroad

Who is this card good for?

This card is good for any individual who’s looking for maximum returns on their everyday purchases. You’ll quickly find that it doesn’t take much to earn a ton of cash back with this card — even someone who spends $350 on groceries at U.S. supermarkets, $50 on select U.S. streaming service subscriptions, $100 on transit and $100 at U.S. gas stations each month will earn annual cash-back rewards equivalent of $360. That’s more than three times the cost of the annual fee. You can see how the rewards stack up the more you spend in these categories, so just make sure that your spending habits are an ideal match for this card.

Earning rewards

The Blue Cash Preferred card is perfect for users who value cash back over any other rewards. No other card offers up to 6% returns on everyday purchases, such as at U.S. supermarkets and on select U.S. streaming subscriptions. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.