The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. That's why we publish a variety of editorial content and card comparisons: to help you find a great card to turn your goals into reality.
Our site may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners, and this may impact how or where these products appear. While we don't cover all available credit cards, our editorial team creates and maintains all of the analysis of these cards, and our content is not influenced nor subject to review by any credit card company, bank or partner prior to (or after) publication. Please view our advertising policy and product review methodology for more information.
As High As $300 Cash Back. Find Out Your Offer.
You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
1 - 6% cash-back
$0 intro annual fee for the first year, then $95.
19.74%-28.74% Variable
Excellent to Good
If you like cash back and spend a lot on groceries at U.S. supermarkets, you can’t get much better than the Blue Cash Preferred. This card offers 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). (Partner offer)
Read the full reviewThis card is good for any individual who’s looking for maximum returns on their everyday purchases. You’ll quickly find that it doesn’t take much to earn a ton of cash back with this card — even someone who spends $350 on groceries at U.S. supermarkets, $50 on select U.S. streaming service subscriptions, $100 on transit and $100 at U.S. gas stations each month will earn annual cash-back rewards equivalent of $360. That’s more than three times the cost of the annual fee. You can see how the rewards stack up the more you spend in these categories, so just make sure that your spending habits are an ideal match for this card.
The Blue Cash Preferred card is perfect for users who value cash back over any other rewards. No other card offers up to 6% returns on everyday purchases, such as at U.S. supermarkets and on select U.S. streaming subscriptions. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Rewards Rates
Intro Offer
As High As $300 Cash Back. Find Out Your Offer.
You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
Introductory Purchases APR
0% on purchases for 12 months
Ongoing Purchases APR
19.74%-28.74% Variable
Introductory Balance Transfer APR
0% on balance transfers for 12 months
Ongoing Balance Transfer APR
19.74%-28.74% Variable
Ongoing Cash Advance APR
28.99% Variable
Ongoing Penalty APR
29.99% Variable
Annual Fee
$0 intro annual fee for the first year, then $95.
Recommended Credit
Excellent to Good
More Details
29.99% Variable
Annual Fee
$0 intro annual fee for the first year, then $95.
Recommended Credit
Excellent to Good
More Details