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The Points Guy believes that credit cards can transform lives, helping you leverage everyday spending for cash back or travel experiences that might otherwise be out of reach. We publish editorial content and card reviews to help you find a great card to turn your goals into reality.

We may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened with our partners. This may impact how or where products appear. While we don’t cover all available credit cards, our editorial team creates and maintains our analysis of cards. Editorial content is not influenced by nor subject to review by any credit card company, bank or partner prior to or after publication. Read our advertising policy and product review methodology for more information.

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Ben Luthi - The Points Guy

Ben Luthi

Contributor

Ben Luthi is a Salt Lake City-based freelance writer who covers travel, credit card rewards and personal finance. He's constantly on the lookout for deals to book his next trip and enjoys traveling with his two children.

Ben's latest articles

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