US Bank Now Allows for Instant Reward Redemptions for Travel Booked Anywhere

Mar 1, 2018

This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Update: Some offers mentioned below are no longer available. View the current offers here – U.S. Bank FlexPerks Travel Rewards Visa Signature Card

US Bank just introduced a new and incredibly easy way to redeem rewards for travel. US Bank Altitude Reserve Visa Infinite Card and US Bank FlexPerks Travel Rewards Visa Signature Card are now eligible for instant point redemptions against travel purchases via its “Real-Time Mobile Rewards” feature.

Once enrolled, you’ll be able to redeem points against purchases right after you’ve completed the transaction. US Bank will send you a text message asking if you want to use points, and if so, you just reply with “Redeem.” US Bank had real-time mobile rewards before, but it had excluded travel purchases.

What makes this a valuable feature is that you don’t have to book through a travel portal to redeem your points. If you’re not transferring to a travel partner, a popular way to book travel is to go through a bank’s travel portal where points have a fixed rate and are treated like cash — like with the Chase Sapphire Reserve at 1.5 cents per point or Citi Premier Card for 1.25 cents per point.

Essentially, this move doesn’t restrict you to a bank’s travel portal, so you have the option of booking anyway you please. Bank portals can be hard to navigate, sometimes show higher prices than other options and can sell restrictive bulk airfares that can cause difficulties when trying to apply upgrades. You can also book through online shopping portals that can offer extra miles and points on purchases, and you should actually receive points for making the purchase itself too.

You’ll have to activate the feature under the ‘card benefits’ section by logging into your US Bank account on a desktop browser.

H/T: Frequent Miler

American Express® Green Card

WELCOME OFFER: 30,000 Points

TPG'S BONUS VALUATION*: $600

CARD HIGHLIGHTS: up to $100 annual CLEAR statement credit, up to $100 annual LoungeBuddy statement credit, 3x points on travel and transit, 3x points on restaurants worldwide

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months.
  • Earn 3X Membership Rewards® points on all eligible travel, from subway swipes and window seats to hotel stays and city tours.
  • Earn 3X Membership Rewards® points at restaurants worldwide.
  • Receive up to $100 per year in statement credits when you use the American Express® Green Card to pay for your CLEAR® membership at select airports and stadiums across the U.S. and Permissible Biometric Scanning Technology terms: eye scanning, irises scanning and fingerprints scanning.
  • Use the American Express® Green Card to purchase lounge access through LoungeBuddy to any of the lounges in the LoungeBuddy network – no memberships, elite statuses, or first class tickets required. Earn up to $100 in statement credits per calendar year on your LoungeBuddy purchases.
  • No Foreign Transaction Fees.
  • $150 Annual Fee.
  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
See Rates & Fees
Annual Fee
$150
Balance Transfer Fee
See Terms
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.