This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. For an explanation of our Advertising Policy, visit this page.

Airline and hotels will periodically try to entice members to transfer points into their loyalty programs by offering a transfer bonus. While bonus miles can sound good, the standard transfer rates are usually so poor that making these transfers still won’t make sense even with the bonus.

That said, sometimes opportunities can arise from transfer bonuses, and today we’re seeing some potential opportunities from utilizing a new British Airways Avios transfer bonus. Now through March 31, you’ll get a 35% bonus when you transfer hotel points into British Airways Avios.

This offer comes with a catch that keeps it from being useful for clearing out small hotel point balances: You have to transfer a minimum number of hotel points in order to get the bonus. The minimum transfer requirement depends on the hotel program:

  • Club Carlson — 2,000 points
  • Hilton HHonors — 10,000 points
  • World of Hyatt — 5,000 points
  • IHG Rewards Club — 10,000 points
  • Marriott Rewards — 10,000 points
  • Shangri-La Golden Circle — 2,500 points

The standard transfer ratio varies between these hotel programs, so figuring out if this bonus is a good deal takes a bit of math:

Transfer Partner Value
of Points
Transfer
Ratio
Bonus Value Given Up
per Avios received
Club Carlson 0.4 10 : 1 35% 2.96
Hilton Honors 0.6 10 : 1 35% 4.44
World of Hyatt 1.8 2.5 : 1 35% 3.33
IHG Rewards 0.6 5 : 1 35% 2.22
Amex Membership Rewards 1.9 1 : 1 N/A (for reference) 1.90
Chase Ultimate Rewards 2.1 1 : 1 N/A (for reference) 2.10

(Point values in this chart are based on TPG’s latest monthly valuations.)

Considering British Airways Avios are valued at 1.5 cents per Avios in our latest valuations, none of these options are especially enticing. The 35% bonus offer makes transferring recently-devalued IHG Rewards points one of the better options, but you’re still giving up around 2.22 cents of value per Avios received — a 48% premium over our Avios valuation.

But, there’s a partner left off of the chart above and it offers the best opportunities, especially at higher transfer rates. Marriott and British Airways have two transfer charts, one for transfers of fixed values between 10,000 and 140,000 points, and the other for Marriott Hotel + Air packages. Combined, here’s how these charts factor into this promotion:

Marriott Points
Transferred
Initial
Conversion
Avios
After Bonus
Value of
Marriott Points
Value of Avios
Received
Hotel Nights
10,000 2,000 2,700 $90 $41
20,000 5,000 6,750 $180 $101
30,000 10,000 13,500 $270 $203
70,000 25,000 33,750 $630 $506
140,000 50,000 67,500 $1,260 $1,013
200,000 50,000 67,500 $1,800 $1,013 7-night stay (Cat 1-5 hotel)
220,000 70,000 94,500 $1,980 $1,418 7-night stay (Cat 1-5 hotel)
250,000 100,000 135,000 $2,250 $2,025 7-night stay (Cat 1-5 hotel)
270,000 120,000 162,000 $2,430 $2,430 7-night stay (Cat 1-5 hotel)

The 35% transfer bonus isn’t enough to make the fixed value transfers worth doing. However, the math changes quite a bit when you factor in being able to get a 7-night Marriott hotel stay in addition to Avios through a Marriott Hotel + Air package option. If you transfer 270,000 Marriott points, you’re getting an approximately equivalent value of Avios — with a free seven-night stay at a Marriott hotel to boot.

If you need more Marriott points to hit these high transfer requirements, remember that Starpoints transfer to Marriott points at a 1:3 conversion rate. Even if you’re starting with zero Marriott points, you can effectively turn just 90,000 Starpoints into 162,000 Avios and a 7-night stay at a Marriott hotel by utilizing the Starwood-to-Marriott conversion combined with the Air + Hotel package during this 35% bonus promotion.

Let’s see where this opportunity can take you. For just 90,000 Starpoints / 270,000 Marriott points, you can get the 7-night Marriott hotel stay plus one of the following:

And, if you need more Starpoints to make this happen, you can look into the Starwood Preferred Guest® Business Credit Card From American Express.

Note that the terms and conditions warn that “Bonus Avios can take 4-6 weeks to show on your account from the date of conversion.” So, make sure you don’t have an immediate need for these bonus Avios. If you’re in need of British Airways Avios quickly for a redemption, there are more immediate sources of points: British Airways is a transfer partner of American Express Membership Rewards (instantaneous transfer time) and Chase Ultimate Rewards (instantaneous transfer time).

Whether or not you should take advantage of this promotion depends heavily on how you’ll use your British Airways Avios. If you’ve got plans for a high-value redemption, transferring at least 250,000 Marriott points for a Marriott Hotel + Air package can make a lot of sense. Otherwise, I’d only recommend transferring hotel points that you otherwise wouldn’t use.

H/T: Frequent Miler

Featured image by Scott Barbour/Getty Images.

Starwood Preferred Guest® Business Credit Card from American Express

There’s no telling how much longer these cards will be around and available for new applications because of the Marriott takeover, so now might just be the perfect time to apply. Apart from hotel redemptions, you can transfer Starpoints to over 30 airline partners, and now also transfer points from Starwood to Marriott Rewards at a 1:3 ratio, opening up even more redemption options.

Apply Now
More Things to Know
  • Earn a $100 statement credit after you make $1,000 in purchases on the Card within your first 3 months of Card Membership.
  • Plus, earn an additional $100 statement credit after your first purchase on the Card at a participating SPG® or Marriott Rewards® hotel within your first 6 months of Card Membership.
  • From now through July 31, 2018: Earn 2 Starpoints® for every dollar of eligible purchases on the Card at participating SPG® and Marriott Rewards® hotels. Earn 1 Starpoint for all other eligible purchases.
  • Note: On August 1, 2018, SPG will convert every one Starpoint in a loyalty member account to three points. In general, corresponding redemption changes will occur. Visit members.marriott.com for details.
  • Effective August 1, 2018: Earn 6 points for every dollar of eligible purchases on the Card at participating SPG® and Marriott Rewards® hotels.
  • Earn 4 points at U.S. restaurants, U.S. gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
16.99% - 20.99% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95
Balance Transfer Fee
See Terms
Recommended Credit
Excellent Credit
Terms and restrictions apply. See rates & fees.

Editorial Disclaimer: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.