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Following delay after delay during this week’s round of winter storms, my colleague Joel S. ended up getting stuck at New York’s LaGuardia (LGA) Airport. Sadly, he didn’t have lounge access, so he initially endured the main terminal area — before giving up and searching for a Plan B.

Fortunately, there’s an Amex Centurion Lounge at LaGuardia — after a decent dinner and a few speciality cocktails, it’s easy to forget that you’re stuck in an airport, let alone in the middle of a perpetual delay.

Post from RICOH THETA. – Spherical Image – RICOH THETA

Joel had one issue, though: He didn’t have a card that would get him in. Given that he planned to add The Platinum Card from American Express — and the fact that he was stuck at LGA indefinitely without lounge access — he decided to try his luck with a mobile application, hoping that one way or another he’d be able to get into the Centurion Lounge.

As it turns out, Joel was instantly approved, and was presented with the option to view his card number right away.

Joel took a screenshot of his new account number and headed to the lounge. The staff had apparently never seen an instant temporary card like the one Joel received, but they verified his account and let him in nonetheless.

It worked the next day as well — Joel’s flight ended up getting canceled, forcing an overnight stay near LGA, and when Joel returned to the lounge the next morning, he was already known to the morning crew, who had received a memo covering his virtual card visit the evening before. So it should be smooth sailing if you visit with a virtual card of your own — at the LaGuardia location, at the very least.

The Amex Platinum comes in this fancy wooden packaging…
… that also functions as a cell phone holder.

While you’re certainly not guaranteed an instant approval — or a temporary card even if you are approved on the spot — this is definitely an option to consider if you find yourself in need of access to a Centurion Lounge. Also note that I’ve successfully entered Centurion Lounges several times just by providing my social security number, and if your account is approved and active right away, an agent may be able to confirm your eligibility without the need to display a card at all.

The Platinum Card® from American Express

The American Express Platinum card has some of the best perks out there: cardholders enjoy the best domestic lounge access (Delta SkyClubs, Centurion Lounges, and Priority Pass), a $200 annual airline fee credit as well as up to $200 in Uber credits, and mid-tier elite status at SPG, Marriott, and Hilton. Combined with the 60,000 point welcome offer -- worth $1,140 based on TPG's valuations -- this card is a no-brainer for frequent travelers. Here are 5 reasons you should consider this card, as well as how you can figure out if the $550 annual fee makes sense for you.

Apply Now
More Things to Know
  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Up to $200 for Uber rides annually. Credit and Uber VIP status available to Basic Card Member only.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
  • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Terms Apply.
  • See Rates & Fees
Intro APR on Purchases
N/A
Regular APR
N/A
Annual Fee
$550
Balance Transfer Fee
See Terms
Recommended Credit
Excellent/Good
Terms and restrictions apply. See rates & fees.

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