Earn up to 125k Points With This Exclusive Hilton Surpass Amex Offer

Nov 2, 2017

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Hilton and American Express just announced updates to its existing products as well as some new cards that will become available on January 18, 2018. However, that’s not all. Currently, if you sign up for the Hilton Honors Surpass Card from American Express, you can earn up to 125,000 Hilton Honors points.

This sign-up offer is only available through The Points Guy, and it’s a large jump from the previously available bonus of 75,000 Hilton points after you spend $3,000 in the first three months. With the elevated offer, you’ll earn 100,000 bonus points after spending $3,000 in the first three months of cardmembership, plus an additional 25,000 when you spend another $1,000 in your first six months.

Is It Worth It?

Prior to this offer, the highest sign-up bonus we’d seen on the Hilton Surpass Amex was 100,000 points. With this new bonus, you’ll get 25,000 extra points — and it only requires spending $1,000 more on the card in your first six months.

Based on TPG’s valuations, 125,000 Hilton Honors points are worth $750. We’ll be circling back with a post on some of the best ways to redeem that specific haul of points, but in the meantime see our post on using 75k Hilton points.

The Surpass Card has a $75 annual fee, but remember that this card will actually become the Hilton Honors American Express Ascend Card on January 18, 2018, at which point it will command a higher $95 fee. However, if you sign up for the card now while it’s still technically the Surpass Amex, you’ll pay the current $75 fee for the first year before it increases by $20 to $95.

IMGHilton-Honors-American-Express-Ascend-Card
The Surpass Card will become the Hilton Honors American Express Ascend Card in January 2018.

If you sign up for this card now to nab the 125,000-point bonus, you’ll also automatically receive the updated perks that come with the switch to the Ascend card once it launches on January 18. These include waived foreign transaction fees (the Surpass currently charges a 2.7% fee on purchases made abroad), a free weekend award night when you spend $15,000 in purchases on the card in a calendar year and 10 free Priority Pass lounge passes. Currently, the Surpass Card includes a basic Priority Pass lounge membership, but no visits are free — you have to pay $27 per person per visit. So the updated benefits will actually save you out of pocket if you frequent the 1,000-plus lounges in the network, at least for the first 10 visits.

Those are the benefits that will change once the Ascend Card becomes available, but the rest of the perks will stay the same. You’ll still earn 12x points on Hilton purchases; 6x points at US restaurants, US supermarkets and US gas stations; and 3x points everywhere else. The card will continue to offer complimentary Hilton Honors Gold status, which we value at $980, with the ability to upgrade to Diamond status if you spend $40,000 on the card in a calendar year.

Bottom Line

If you’re after some Hilton points, this is a very tempting offer. 125,000 Hilton Honors points is the highest bonus we’ve ever seen on the Hilton Surpass Amex, and it only requires spending a total of $4,000 in the first six months (keep in mind you have to spend $3,000 of that within the first 3 months). Remember: If you sign up now you’ll soon get some updated perks like waived foreign transaction fees and 10 free Priority Pass lounge visits when the card transitions to the Hilton Honors American Express Ascend Card.  

Image courtesy of the Conrad Bora Bora Nui.

Chase Sapphire Preferred® Card

WELCOME OFFER: 80,000 Points

TPG'S BONUS VALUATION*: $1,600

CARD HIGHLIGHTS: 2X points on all travel and dining, points transferrable to over a dozen travel partners

*Bonus value is an estimated value calculated by TPG and not the card issuer. View our latest valuations here.

Apply Now
More Things to Know
  • Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 5X points on Lyft rides through March 2022. That’s 3X points in addition to the 2X points you already earn on travel.
Intro APR on Purchases
N/A
Regular APR
15.99%-22.99% Variable
Annual Fee
$95
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Recommended Credit
Excellent/Good

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