Why You Shouldn't Stay at Disney's Polynesian Resort
My very first trip to Walt Disney World was as a ten year old girl with my family. We did one big family Disney trip growing up where we drove to Orlando from Texas, played at Disney and the surrounding attractions for about a week, rode absolutely everything that existed at the time, and we stayed on Disney property at the then still pretty new Disney's Caribbean Beach Resort. It was a grand trip, and until last week it was the only time that I had stayed at a 100% true Disney resort.
As an adult I have been lucky enough to return to Walt Disney World several times, and I like to think my lodging choices have improved each time as my knowledge and resources grew. Over the last 15 years of visiting Disney as an adult I have gone from sleeping on the floor of a friend's Orlando timeshare, to Pricelining a $29 hotel about 30 minutes away from the parks, to staying at the nearby Hyatt Grand Cypress using free nights, to the staying at the on-site but not quite a Disney Swan using SPG points, and now after about 25 years I have finally returned to a true Disney Resort.
We didn't just stay at any Disney Resort, we shot all the way to the top and stayed at one of the original Disney resorts right on the monorail, Disney's Polynesian Village Resort. Even though we did a decent job keeping costs as low as possible, it was still a splurge. My biggest piece of advice if you are considering splurging to stay at Disney's Polynesian instead of using points or deals to stay off-site or saving some cash by staying at a less expensive Disney property is...don't do it*. Here's why you shouldn't stay at Disney's Polynesian Resort, plus a video giving a 90-second glimpse into what it is really like to stay at The Poly.
At Disney's Polynesian Village Resort you feel like you are on a relaxing island vacation filled with lush plants, lagoons, and more from the moment you step off the included Disney's Magical Express bus from the airport.
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After check-in you walk through the lobby and to an open green play area and look out at the volcano pool while listening to piped in island music. You might even make an immediate pit stop on the way for some cool dole whip. It's almost perfect, so don't do it.



You might even go for an evening swim in one of the two pools, one of which is open until 11PM at night.




From the main volcano pool you can see the Magic Kingdom's evening fireworks. If you don't want to be wet while you watch the fireworks, that's okay because you can see them from the beach or really from almost anywhere at The Polynesian. If you want the full effect there are some speakers spread out around the property where you can even hear the soundtrack that goes along with the fireworks. It's all too easy, too magical, so don't do it.

If Disney characters are your thing, you can book a character breakfast at the on-site Ohana restaurant where your crew can not only enjoy all-you-care-to-eat eggs, sausage, biscuits, Mickey shaped waffles, and Kona coffee, but you also get to meet characters like Mickey, Goofy, Donald, Lilo, and Stitch as they waltz right up to your table.
If that isn't enough fun to kick off your day there is also a kid's parade that goes around the restaurant every hour or so. Again though, being able to walk (or be carried) right from your room to that fun is probably too fun, too easy, so don't do it.

When it is time to head to EPCOT or Magic Kingdom all you need to do is hop on the monorail. For Magic Kingdom it is likely easiest to take the monorail from the second level of the lobby. For EPCOT it is easiest to walk the 5 minutes to the Transportation and Ticketing Center to get a direct shot from there, otherwise you need to transfer from the lobby monorail to the EPCOT monorail at the TTC. You get to walk from your room, to the monorail, and then be deposited directly at the gates of those parks if you stay at The Polynesian.



After the evening fireworks at Magic Kingdom there will be a line of exactly four million people trying to ride the monorail to the parking lots and such at the TTC, but you don't get on that monorail. You get on the one with the much shorter line to three deluxe resorts including The Poly. Again, too easy, so don't do it. Don't even think about doing it. PS, the resort monorail actually stops at the TTC as well, just in case you are parked there and want to avoid the eleventy billion person line...
When you stay at the Polynesian you have almost immediate access to Mickey and all things Disney, but you also have a literal island themed oasis awaiting you when you return from the various Disney parks and activities. You can eat sushi and sweet rolls at Kona, have a feast at 'Ohanas (make reservations 180 days out if you can), or hit up the food court options at Captain Cooks all just by walking from your room. No buses, parking, or monorails required for those solid dining options. But, you don't want to get used to that, so don't even try it.
At Polynesian Village, and all Disney resorts, you can do everything from open you hotel door to charge lunch to access your FastPasses with a swipe of your included Magic Bands, and you don't want to get used to being able to head out of your room without cash, your wallet, purse, key cards, and more, so don't go down that road at all.

Enjoying the downtime at your resort as much as you do your time on the rides in the parks can get addictive, so I caution you against giving it a shot.



Seriously, don't stay at Disney's Polynesian Resort unless you are ready for it to be your best Disney experience ever. It is so good that it will be hard to stay elsewhere knowing how easy, relaxing, and enjoyable things can be at this on-the-monorail deluxe resort.

Of course I say 'don't stay at The Polynesian' tongue-in-cheek, as we absolutely loved our time here. However, I am serious when I warn that staying here may spoil you to the point that you don't want to go back to staying at an off-property less expensive option, or even on property at the Swan, but without the true Disney Resort perks and experience. We seem to come to Disney World about every other year or so, and it will be very hard to convince myself to go back to staying elsewhere....but my wallet won't appreciate that change in travel patterns quite as much as my girls enjoyed their lei welcoming.

Honestly, while my girls are young, we may now be in a Poly-or-bust situation for Disney trips. It was that good, that easy, that fun. On the one hand I'm thrilled the resort lived up to my very hyped and decades old expectations, but on the other hand it will make Disney more expensive for us. So while I am kidding when I say don't stay here, be careful about when you start dabbling your toes into these deluxe Disney resorts because you may not want to do Disney any other way once you taste the Mickey shaped waffles and watch the fireworks located just steps from your hotel room.
In my next post in this Disney series I'll give insight into the two entry-level rooms at the Polynesian including the standard hotel room and the studio villa that we booked with rented Disney Vacation Club points.
I'd love to hear if you also became hooked on the Polynesian after enjoying some Dole Whip by the volcano pool!
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There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
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- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits. (Partner offer)Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.

