Will My Priority Pass Membership Survive If I Cancel My Amex Platinum?
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"Reader Questions" are answered three days a week — Mondays, Wednesdays and Fridays — by TPG Senior Writer Julian Mark Kheel.
Last week we explored what happens to unused United lounge passes when you cancel a United credit card. But what about Priority Pass lounge memberships, as TPG reader John asked us in an email...
[pullquote source="TPG Reader John"]I added my sister and mother as authorized users for my Amex Platinum so they could get Priority Pass memberships. As my annual fee is coming due, I wondered if their Priority Pass memberships would be cancelled if I remove them from my Amex Platinum, even though their Priority Pass cards expire in May 2019.[/pullquote]
Many premium credit cards, including The Platinum Card from American Express, come with complimentary Priority Pass memberships, which offer access to over 1,000 airport lounges around the world. When you have a credit card with Priority Pass as a benefit, you receive a separate card to access lounges in the Priority Pass network, and as John noted, these cards come with an expiration date embossed on the front of the card.
So are these Priority Pass cards like the one-time United lounge passes that come with the United MileagePlus Explorer Card, which as we explained last week are good until their printed expiration date regardless of whether you cancel the credit card?
Unfortunately, no. Because regardless of the expiration date printed on your Priority Pass card, if you cancel the credit card related to your membership, you'll soon get a letter from Priority Pass informing you that your access to the lounge program is also discontinued.
In the letter it's common for Priority Pass to offer to convert you to a standard membership for free, which normally costs $99 per year. But the standard-level plan also requires a payment of $27 per lounge visit for both the cardholder and guests. Is this offer worth taking? It doesn't cost anything for the membership when you accept this offer, so theoretically there's no downside since you'll only be charged if you actually use it. But given the numerous cards that offer a complimentary Priority Pass membership nowadays, such as the Chase Sapphire Reserve, the Citi Prestige Card and The Ritz-Carlton Rewards Credit Card, it probably makes more sense to pick up a regular membership with one of those cards and not get charged for visits (and even be able to bring a guest or two into the lounge for free as well).
So in this case, John, there's no such thing as a free lounge. But thanks for the question, and if you're a TPG reader with a question you'd like answered, tweet us at @thepointsguy, message us on Facebook or send an email to info@thepointsguy.com.