Skip to content

Citi Clarifies Eligible 4th Night Free Properties, Adds Hostels

April 18, 2017
4 min read
Citi Clarifies Eligible 4th Night Free Properties, Adds Hostels
This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products. Terms apply to the offers listed on this page. For an explanation of our Advertising Policy, visit this page.

Update: Some offers mentioned below are no longer available. View the current offers here.

Citi is a TPG advertising partner

The Citi Prestige 4th Night Free benefit is one of the best credit card perks around. Just for booking your stay through the Citi Concierge, you'll receive the cost of the fourth night of your stay back as a statement credit. For better or worse, in July this credit will change to be based on the average nightly cost and won't include a credit for taxes.

Sign up for our daily newsletter

There are no limitations on how much value you can get from this benefit, either annually or per stay. TPG's own Zach Honig scored a $1,490 rebate from one stay. However, that pales in comparison to the $4,554 rebate one cardholder got from this benefit during 2016. Even better, Citi has slashed processing times on the statement credit.

That said, there are limitations on the fourth night free benefit. You do have to book your stay through the Citi Concierge and must pay with your Citi Prestige card. You can't get the credit on multiple rooms and can't get two credits for an eight night stay at the same hotel.

Also, the Citi Concierge must be able to book it, so properties that require the traveler to book directly may be excluded. But, that's not the only type of property that's not eligible. The terms and conditions list the following properties as being ineligible: yachts, riverboats, cruises, campgrounds, castles, safaris, villas, apartment rentals.

Previous Limitations

The hotel we stayed in Taipei in January was ineligible for the fourth night benefit for having "hostel" in the name. Image courtesy of Houze Hostel.
The private room we booked in Taipei was ineligible for the fourth night benefit for having "hostel" in the property's name. Image courtesy of Houze Hostel.

Unfortunately, the property limitations seem to have been expanding over the last few months. During my recent trip to Japan, Citi wouldn't book a stay at an onsen — noting that "spas" weren't eligible for the benefit. In Taiwan, our stay at the sleek new Houze Hostel was similarly denied as it had the word "hostel" in the name.

But, this week, the denials hit a new low. After the Citi Concierge helped us find a hotel in Miami — even noting in an email about the amount of the 4th Night Free benefit — the Concierge followed up to say that the hotel is a "privately owned property and does not qualify for the 4th night benefit."

Citi Concierge 4th night free denial private property

So, we reached out to Citi for clarification on what types of hotels fall under the "privately owned property" category or are otherwise ineligible for the 4th Night Free benefit. Today, we heard back.

New Clarifications

This afternoon, I received a phone call from a manager from Citi Concierge. First, he apologized that the Miami hotel was denied "in error" and clarified that this is "definitely a covered property." He noted that the agent believed this hotel was a hostel and thus ineligible for the benefit.

It seems Citi and the Citi Concierge used this situation to clarify which properties are and aren't eligible. Starting today, all hostels will now be eligible for the fourth night benefit. Also, independent hotels — like the one we were trying to book — are explicitly included.

Going forward, the only types of properties that aren't eligible should be those listed in the terms and conditions ("yachts, riverboats, cruises, campgrounds, castles, safaris, villas, apartment rentals"). Even if the property type doesn't fall under this list, the fourth night benefit won't apply to timeshares and properties listed on Airbnb, HomeAway, FlipKey or similar owner-to-renter rentals.

We also received guidance for what to do if a cardholder has an issue with the Citi Concierge applying the 4th Night Free benefit to a particular stay. The cardholder should ask for the issue to be escalated to a manager, who can verify whether the stay is indeed eligible within the terms and conditions.

Bottom Line

While frustrated about past denials, we're pleased about Citi's prompt action to clarify which properties do and don't qualify for this benefit. Frugal travelers carrying a $450-annual-fee Citi Prestige — like me — can celebrate the new inclusion of hostels and independent hotels within the 4th Night Free program.

Have you had a 4th Night Free benefit denied by the Citi Concierge?

TPG featured card

Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards

1 - 3X points
3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases

Intro offer

Earn 80,000 ThankYou® points60,000 points
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

Annual Fee

$95

Recommended Credit

670-850
Excellent, Good
Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Best starter travel card
TPG Editor‘s Rating
Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4 / 5
Go to review

Rewards Rate

3XEarn 3 Points per $1 spent at Restaurants and Supermarkets
3XEarn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
1XEarn 1 Point per $1 spent on all other purchases
  • Intro Offer
    For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

    Earn 80,000 ThankYou® points
    60,000 points
  • Annual Fee

    $95
  • Recommended Credit
    Credit ranges are a variation of FICO© Score 8, one of many types of credit scores lenders may use when considering your credit card application.

    670-850
    Excellent, Good

Why We Chose It

The Citi Premier’s 3 points per dollar spent across a wide range of popular categories is one of the more lucrative offerings in the world of points and miles. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 80,000 points after you spend $4,000 on purchases within the first three months. It also has some valuable transfer partners to make the most of your rewards. Add in access to Citi Entertainment plus a $100 hotel credit for any single-stay hotel booking that exceeds $500 or more, excluding taxes and fees, booked through the Citi travel website, there are few reasons why the Citi Premier should not be in every traveler’s wallet.

Pros

  • Earns 3x points on restaurants, supermarkets, gas stations, air travel and hotels.
  • $100 annual hotel savings benefit (on single hotel stay bookings of $500 or more, excluding taxes and fees, booked through thankyou.com)
  • Points transfer to 16 airline programs, from JetBlue to Virgin Atlantic.
  • World Elite Mastercard benefits, extended warranty, damage and theft protection.

Cons

  • $95 annual fee
  • Lacks travel protections that other travel rewards cards come with
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases